114-hr-1737114th Congress

Reforming CFPB Indirect Auto Financing Guidance Act

Sponsored By: Representative Guinta, Frank C. [R-NH-1]

Unknown

Summary

Reforming CFPB Indirect Auto Financing Guidance Act Declares without force or effect Consumer Financial Protection Bureau (CFPB) Bulletin 2013-02 (Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act), published March 21, 2013. Amends the Consumer Financial Protection Act of 2010 to direct the CFPB, when proposing and issuing guidance primarily related to indirect auto financing, to: provide for a public notice and comment period before issuing the guidance in final form; make publicly available all information relied on by the CFPB; redact any information exempt from disclosure under the Freedom of Information Act; consult with the Board of Governors of the Federal Reserve System, the Federal Trade Commission, and the Department of Justice; and study the costs and impacts of the guidance to consumers and women-owned, minority-owned, and small businesses.

Personalized for You

How does this bill affect your finances?

Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.

Free to download

Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & CoSponsors

Sponsor

Guinta, Frank C. [R-NH-1]

NH • R

Cosponsors

Rep. Scott, David [D-GA-13]
GA • D
Sponsored 4/13/2015
Rep. Stivers, Steve [R-OH-15]
OH • R
Sponsored 4/13/2015
Rep. Perlmutter, Ed [D-CO-7]
CO • D
Sponsored 4/13/2015
Rep. Stutzman, Marlin A. [R-IN-3]
IN • R
Sponsored 4/13/2015
Rep. Sherman, Brad [D-CA-32]
CA • D
Sponsored 4/13/2015
Rep. Williams, Roger [R-TX-25]
TX • R
Sponsored 4/13/2015
Rep. Kildee, Daniel T. [D-MI-8]
MI • D
Sponsored 4/13/2015
Rep. Beatty, Joyce [D-OH-3]
OH • D
Sponsored 4/13/2015
Rep. Neugebauer, Randy [R-TX-19]
TX • R
Sponsored 4/15/2015
Rep. Bishop, Sanford D. [D-GA-2]
GA • D
Sponsored 4/15/2015
Rep. Barr, Andy [R-KY-6]
KY • R
Sponsored 4/15/2015
Rep. Cooper, Jim [D-TN-5]
TN • D
Sponsored 4/15/2015
Rep. Dold, Robert J. [R-IL-10]
IL • R
Sponsored 4/15/2015
Rep. Frankel, Lois [D-FL-22]
FL • D
Sponsored 4/16/2015
Sen. Lummis, Cynthia M. [R-WY]
WY • R
Sponsored 4/16/2015
Rep. Gibson, Christopher P. [R-NY-19]
NY • R
Sponsored 4/16/2015
Rep. Gibbs, Bob [R-OH-7]
OH • R
Sponsored 4/21/2015
Rep. Kuster, Ann M. [D-NH-2]
NH • D
Sponsored 4/21/2015
Rep. Joyce, David P. [R-OH-14]
OH • R
Sponsored 4/21/2015
Rep. Sinema, Kyrsten [D-AZ-9]
AZ • D
Sponsored 4/21/2015
PATRICK TIBERI
OH • R
Sponsored 4/21/2015
Rep. Schrader, Kurt [D-OR-5]
OR • D
Sponsored 4/21/2015
Rep. Chabot, Steve [R-OH-1]
OH • R
Sponsored 4/21/2015
Rep. Ryan, Tim [D-OH-13]
OH • D
Sponsored 4/21/2015
Rep. Tipton, Scott R. [R-CO-3]
CO • R
Sponsored 4/21/2015
Rep. Lipinski, Daniel [D-IL-3]
IL • D
Sponsored 4/21/2015
Rep. Wenstrup, Brad R. [R-OH-2]
OH • R
Sponsored 4/21/2015
Sen. Duckworth, Tammy [D-IL]
IL • D
Sponsored 4/22/2015
Rep. Latta, Robert E. [R-OH-5]
OH • R
Sponsored 4/22/2015
Del. Bordallo, Madeleine Z. [D-GU-At Large]
GU • D
Sponsored 4/22/2015
Rep. Guthrie, Brett [R-KY-2]
KY • R
Sponsored 4/22/2015
Rep. Murphy, Patrick [D-FL-18]
FL • D
Sponsored 4/28/2015
SAM JOHNSON
TX • R
Sponsored 4/28/2015
Rep. Ashford, Brad [D-NE-2]
NE • D
Sponsored 4/28/2015
Rep. Turner, Michael R. [R-OH-10]
OH • R
Sponsored 4/30/2015
Rep. Cuellar, Henry [D-TX-28]
TX • D
Sponsored 4/30/2015
Rep. Duffy, Sean P. [R-WI-7]
WI • R
Sponsored 4/30/2015
Rep. Wilson, Frederica S. [D-FL-24]
FL • D
Sponsored 4/30/2015
Rep. Hultgren, Randy [R-IL-14]
IL • R
Sponsored 4/30/2015
Rep. Bucshon, Larry [R-IN-8]
IN • R
Sponsored 4/30/2015
GENE GREEN
TX • D
Sponsored 5/12/2015
Rep. Hill, J. French [R-AR-2]
AR • R
Sponsored 5/12/2015
Rep. Bustos, Cheri [D-IL-17]
IL • D
Sponsored 5/12/2015
Rep. Renacci, James B. [R-OH-16]
OH • R
Sponsored 5/12/2015
Sen. Welch, Peter [D-VT]
VT • D
Sponsored 5/12/2015
Rep. Graves, Tom [R-GA-14]
GA • R
Sponsored 5/12/2015
Rep. Hastings, Alcee L. [D-FL-20]
FL • D
Sponsored 5/12/2015
Rep. McHenry, Patrick T. [R-NC-10]
NC • R
Sponsored 5/12/2015
Rep. Jackson Lee, Sheila [D-TX-18]
TX • D
Sponsored 5/12/2015
Rep. Fincher, Stephen Lee [R-TN-8]
TN • R
Sponsored 5/12/2015
Rep. Graves, Garret [R-LA-6]
LA • R
Sponsored 5/12/2015
Rep. Johnson, Bill [R-OH-6]
OH • R
Sponsored 5/12/2015
Rep. DelBene, Suzan K. [D-WA-1]
WA • D
Sponsored 5/12/2015
Rep. Luetkemeyer, Blaine [R-MO-3]
MO • R
Sponsored 5/12/2015
RUBEN HINOJOSA
TX • D
Sponsored 5/12/2015
Rep. Ribble, Reid J. [R-WI-8]
WI • R
Sponsored 5/12/2015
STEVE ISRAEL
NY • D
Sponsored 5/12/2015
Rep. Swalwell, Eric [D-CA-14]
CA • D
Sponsored 5/12/2015
Rep. Kind, Ron [D-WI-3]
WI • D
Sponsored 5/13/2015
Rep. MacArthur, Thomas [R-NJ-3]
NJ • R
Sponsored 5/13/2015
Rep. Sessions, Pete [R-TX-17]
TX • R
Sponsored 5/14/2015
Rep. Loebsack, David [D-IA-2]
IA • D
Sponsored 5/14/2015
Rep. Olson, Pete [R-TX-22]
TX • R
Sponsored 5/14/2015
LORETTA SANCHEZ
CA • D
Sponsored 5/14/2015
Rep. Paulsen, Erik [R-MN-3]
MN • R
Sponsored 5/14/2015
Rep. Sensenbrenner, F. James, Jr. [R-WI-5]
WI • R
Sponsored 5/14/2015
Rep. Titus, Dina [D-NV-1]
NV • D
Sponsored 5/15/2015
Rep. Pearce, Stevan [R-NM-2]
NM • R
Sponsored 5/15/2015
Rep. Hartzler, Vicky [R-MO-4]
MO • R
Sponsored 5/15/2015
Rep. Veasey, Marc A. [D-TX-33]
TX • D
Sponsored 5/15/2015
Rep. Herrera Beutler, Jaime [R-WA-3]
WA • R
Sponsored 5/15/2015
Rep. Brownley, Julia [D-CA-26]
CA • D
Sponsored 5/19/2015
Rep. Schweikert, David [R-AZ-1]
AZ • R
Sponsored 5/19/2015
Rep. Palazzo, Steven M. [R-MS-4]
MS • R
Sponsored 5/19/2015
Rep. Vargas, Juan [D-CA-52]
CA • D
Sponsored 5/20/2015
Rep. Gosar, Paul A. [R-AZ-9]
AZ • R
Sponsored 5/21/2015
Rep. Messer, Luke [R-IN-6]
IN • R
Sponsored 5/21/2015
Rep. Walz, Timothy J. [D-MN-1]
MN • D
Sponsored 5/21/2015
Rep. Hanna, Richard L. [R-NY-22]
NY • R
Sponsored 6/2/2015
Rep. Stefanik, Elise M. [R-NY-21]
NY • R
Sponsored 6/2/2015
Rep. Vela, Filemon [D-TX-34]
TX • D
Sponsored 6/2/2015
Rep. Yoder, Kevin [R-KS-3]
KS • R
Sponsored 6/2/2015
Rep. Emmer, Tom [R-MN-6]
MN • R
Sponsored 6/10/2015
Rep. Doyle, Michael F. [D-PA-18]
PA • D
Sponsored 6/10/2015
Rep. Posey, Bill [R-FL-8]
FL • R
Sponsored 6/10/2015
Rep. Connolly, Gerald E. [D-VA-11]
VA • D
Sponsored 6/10/2015
Rep. Westmoreland, Lynn A. [R-GA-3]
GA • R
Sponsored 6/10/2015
Rep. Pascrell, Bill, Jr. [D-NJ-9]
NJ • D
Sponsored 6/10/2015
Rep. Valadao, David G. [R-CA-22]
CA • R
Sponsored 6/10/2015
Rep. Babin, Brian [R-TX-36]
TX • R
Sponsored 6/16/2015
Rep. Graham, Gwen [D-FL-2]
FL • D
Sponsored 6/16/2015
Rep. Walberg, Tim [R-MI-5]
MI • R
Sponsored 6/16/2015
Rep. Mulvaney, Mick [R-SC-5]
SC • R
Sponsored 6/16/2015
Rep. Kilmer, Derek [D-WA-6]
WA • D
Sponsored 6/16/2015
Rep. Lamborn, Doug [R-CO-5]
CO • R
Sponsored 6/16/2015
Rep. Rice, Kathleen M. [D-NY-4]
NY • D
Sponsored 6/16/2015
Rep. Jolly, David W. [R-FL-13]
FL • R
Sponsored 6/16/2015
JOHN DUNCAN
TN • R
Sponsored 6/16/2015
ROBERT BRADY
PA • D
Sponsored 6/23/2015
Rep. Collins, Chris [R-NY-27]
NY • R
Sponsored 6/23/2015
Rep. Simpson, Michael K. [R-ID-2]
ID • R
Sponsored 6/23/2015
Rep. Courtney, Joe [D-CT-2]
CT • D
Sponsored 6/23/2015
Rep. Marchant, Kenny [R-TX-24]
TX • R
Sponsored 6/23/2015
Rep. Esty, Elizabeth H. [D-CT-5]
CT • D
Sponsored 6/25/2015
Rep. Young, David [R-IA-3]
IA • R
Sponsored 6/25/2015
Rep. Gabbard, Tulsi [D-HI-2]
HI • D
Sponsored 6/25/2015
Rep. Brooks, Susan W. [R-IN-5]
IN • R
Sponsored 7/7/2015
Rep. Takai, Mark [D-HI-1]
HI • D
Sponsored 7/7/2015
Rep. Katko, John [R-NY-24]
NY • R
Sponsored 7/7/2015
Rep. Costa, Jim [D-CA-21]
CA • D
Sponsored 7/7/2015
Rep. Grothman, Glenn [R-WI-6]
WI • R
Sponsored 7/7/2015
Rep. Jordan, Jim [R-OH-4]
OH • R
Sponsored 7/7/2015
COLLIN PETERSON
MN • D
Sponsored 7/8/2015
Rep. Torres, Norma J. [D-CA-35]
CA • D
Sponsored 7/8/2015
Rep. Wasserman Schultz, Debbie [D-FL-25]
FL • D
Sponsored 7/8/2015
Rep. Rothfus, Keith J. [R-PA-12]
PA • R
Sponsored 7/9/2015
Rep. Wagner, Ann [R-MO-2]
MO • R
Sponsored 7/9/2015
ROBERT GOODLATTE
VA • R
Sponsored 7/14/2015
PETER KING
NY • R
Sponsored 7/14/2015
Rep. Quigley, Mike [D-IL-5]
IL • D
Sponsored 7/21/2015
Rep. Trott, David A. [R-MI-11]
MI • R
Sponsored 7/21/2015
Rep. Lieu, Ted [D-CA-36]
CA • D
Sponsored 7/21/2015
Rep. Hurt, Robert [R-VA-5]
VA • R
Sponsored 7/21/2015
Rep. O'Rourke, Beto [D-TX-16]
TX • D
Sponsored 7/27/2015
Rep. Pittenger, Robert [R-NC-9]
NC • R
Sponsored 7/28/2015
Rep. McMorris Rodgers, Cathy [R-WA-5]
WA • R
Sponsored 7/28/2015
Rep. Kirkpatrick, Ann [D-AZ-1]
AZ • D
Sponsored 9/9/2015
LAMAR SMITH
TX • R
Sponsored 9/9/2015
Rep. Barletta, Lou [R-PA-11]
PA • R
Sponsored 9/9/2015
Rep. Brat, Dave [R-VA-7]
VA • R
Sponsored 9/9/2015
Rep. Huffman, Jared [D-CA-2]
CA • D
Sponsored 9/10/2015
Rep. Zeldin, Lee M. [R-NY-1]
NY • R
Sponsored 9/10/2015
Rep. Lance, Leonard [R-NJ-7]
NJ • R
Sponsored 9/24/2015
Rep. Granger, Kay [R-TX-12]
TX • R
Sponsored 9/25/2015
Sen. Cramer, Kevin [R-ND]
ND • R
Sponsored 9/28/2015
Rep. Aguilar, Pete [D-CA-33]
CA • D
Sponsored 9/29/2015
Rep. Harper, Gregg [R-MS-3]
MS • R
Sponsored 9/29/2015
Rep. Black, Diane [R-TN-6]
TN • R
Sponsored 9/29/2015
Rep. Grayson, Alan [D-FL-9]
FL • D
Sponsored 10/1/2015
Rep. Garrett, Scott [R-NJ-5]
NJ • R
Sponsored 10/1/2015
Rep. Rouzer, David [R-NC-7]
NC • R
Sponsored 10/1/2015
Rep. Rigell, E. Scott [R-VA-2]
VA • R
Sponsored 10/1/2015
Rep. Castor, Kathy [D-FL-14]
FL • D
Sponsored 10/1/2015
Rep. Griffith, H. Morgan [R-VA-9]
VA • R
Sponsored 10/1/2015
Rep. Abraham, Ralph Lee [R-LA-5]
LA • R
Sponsored 10/1/2015
Rep. Sires, Albio [D-NJ-8]
NJ • D
Sponsored 10/1/2015
Rep. Crawford, Eric A. "Rick" [R-AR-1]
AR • R
Sponsored 10/6/2015
CORRINE BROWN
FL • D
Sponsored 10/6/2015
Rep. Love, Mia B. [R-UT-4]
UT • R
Sponsored 10/6/2015
Rep. Pompeo, Mike [R-KS-4]
KS • R
Sponsored 10/6/2015
Rep. Zinke, Ryan K. [R-MT-1]
MT • R
Sponsored 10/6/2015
Rep. Norcross, Donald [D-NJ-1]
NJ • D
Sponsored 10/7/2015
Rep. Nunes, Devin [R-CA-22]
CA • R
Sponsored 10/7/2015
Rep. Allen, Rick W. [R-GA-12]
GA • R
Sponsored 10/7/2015
Rep. Hudson, Richard [R-NC-9]
NC • R
Sponsored 10/7/2015
Rep. Bishop, Rob [R-UT-1]
UT • R
Sponsored 10/21/2015
Rep. Coffman, Mike [R-CO-6]
CO • R
Sponsored 10/21/2015
Rep. Marino, Tom [R-PA-10]
PA • R
Sponsored 10/21/2015
Rep. Jenkins, Lynn [R-KS-2]
KS • R
Sponsored 10/21/2015
Rep. Maloney, Sean Patrick [D-NY-18]
NY • D
Sponsored 10/22/2015
Rep. Holding, George [R-NC-2]
NC • R
Sponsored 10/22/2015
Rep. Huelskamp, Tim [R-KS-1]
KS • R
Sponsored 10/26/2015
Rep. McKinley, David B. [R-WV-1]
WV • R
Sponsored 10/26/2015
Rep. Loudermilk, Barry [R-GA-11]
GA • R
Sponsored 10/26/2015
Rep. Kelly, Mike [R-PA-16]
PA • R
Sponsored 10/26/2015
SAM FARR
CA • D
Sponsored 11/3/2015

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov

Related Bills

Live Policy Activity

Live

Surfaced from PRIA's policy knowledge graph, ranked by signal strength, connected by evidence.

Live · 5h ago19,042Bills3,503Fed Rules1,992Wiki8 signals surfaced

Now TrackingHR10135

Stalled· 64 days in stage

Not In My Barn Yard Act

Rep. Thompson, Glenn [R-PA-15] (R-PA)Wallet Impact

IntroducedAug 20

Cmte Reported,

Passed Origin Chbr,

Passed Second Chbr,

Resolving Diffs,

Enrolled,

Current StageIntroduced· 64d

Would block federal eminent domain for most agricultural land when a feasible alternative exists, defines covered land, and excludes tiny low‑income parcels.

DOL Rewrites Disability Rules for 'Merit-Based Opportunity' Push

RuleLabor DepartmentFederal Contract Compliance Programs OfficeSignificant Wallet

How These Connect

· reasoned by PRIA's knowledge graph

Graph Connectionstructural100% confidence

Not In My Barn Yard Act

Deep Dive

· Polipedia policy encyclopedia

Polipedia· Government Operations & Accountability

Federal Debt & the Debt Ceiling

The national debt — technically the total outstanding obligations of the U.S. Treasury, governed by 31 U.S.C. Chapter 31 — reached approximately $36 trillion in 2025, with roughly $28 trillion held by

Polipedia· Transportation Safety & Regulation

Commercial Space Launch & Regulation

The commercial space launch industry has grown from a niche activity into a major sector in a decade — U.S. companies now conduct over 100 licensed launches per year, up from about 20 in 2015, driven

Back to Legislation

Reforming CFPB Indirect Auto Financing Guidance Act

Summary

How does this bill affect your finances?

Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & CoSponsors

Sponsor

Cosponsors

Roll Call Votes

Related Bills

Live Policy Activity

Not In My Barn Yard Act

Other Activity On This Topic

DOL Rewrites Disability Rules for 'Merit-Based Opportunity' Push

How These Connect

Deep Dive

Federal Debt & the Debt Ceiling

Commercial Space Launch & Regulation

Related Bills

Live Policy Activity

Not In My Barn Yard Act

Other Activity On This Topic

DOL Rewrites Disability Rules for 'Merit-Based Opportunity' Push

How These Connect

Deep Dive

Federal Debt & the Debt Ceiling

Commercial Space Launch & Regulation

Labor Updates Vietnam Vets' Job Rules After EO Shakeup

Guam Harbor Locks Down for Secret Service VIP Visit

Expressing support for the designation of August 22, 2026, as "Chuck Brown Day", and honoring Chuck Brown's contributions to music and to the District of Columbia.

No Insider Trading on National Security Act of 2026

Crossett Experimental Forest Act of 2026

National Space Grant College Program

Advisory Council on Historic Preservation