HR10003119th CongressWALLET

Consumer Protection and Recovery Act

Sponsored By: Representative Schakowsky, Janice D. [D-IL-9]

Introduced

Summary

Expanded FTC authority to seek equitable relief would let the Federal Trade Commission ask courts for permanent injunctions and a wider set of remedies including restitution, refunds, contract rescission or reformation, return of property, and disgorgement. It would also define how those remedies interact and limit how far back courts can order equitable relief.

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  • Consumers: Consumers could recover money or property more directly because courts could order restitution, refunds, and return of property in addition to injunctions.
  • Businesses: Companies would face broader monetary exposure, but courts must offset disgorgement by restitution and returned property and may not order equitable relief for violations older than 10 years, excluding time spent abroad.
  • Enforcement and courts: The Federal Trade Commission would be able to seek these remedies in actions pending on or commenced after enactment and could still obtain temporary or preliminary relief when appropriate.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

More consumer relief from FTC suits

If enacted, the bill would let courts order money and property relief when the FTC brings certain suits under Section 13(b). Courts would be allowed to order restitution, refunds, contract rescission or reformation, return of property, and disgorgement of unjust gains. Any disgorgement would be reduced by amounts the court orders as restitution and by the value of property returned. Courts could not order these remedies for violations older than 10 years before the FTC files suit, and time the defendant spent outside the United States would not count toward that 10-year period. The changes would apply to cases pending when the law takes effect and to cases filed later.

Sponsors & CoSponsors

Sponsor

Schakowsky, Janice D. [D-IL-9]

IL • D

Cosponsors

  • Rep. Clarke, Yvette D. [D-NY-9]

    NY • D

    Sponsored 7/30/2026

  • Rep. Menendez, Robert [D-NJ-8]

    NJ • D

    Sponsored 7/30/2026

Roll Call Votes

No roll call votes available for this bill.

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