HR2028119th CongressWALLET

REDI Act

Sponsored By: Representative Babin, Brian [R-TX-36]

Introduced

Summary

The Resident Education Deferred Interest Act would create an interest-free deferment for federal student loans for borrowers serving in medical or dental internships or residencies. It would amend Section 455(f) of the Higher Education Act to add a special in-school deferment that governs these borrowers. During that deferment, borrowers would not have to make principal payments and interest would not accrue on loans made under that part while they remain in their training programs.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

No-interest loan pause for medical and dental residents

If enacted, this bill would let medical and dental residents pause certain federal student loans. While deferred, you would not make principal payments, and interest would not accrue. You would need to be serving in a qualifying internship or residency for the deferment to apply. It would apply only to loans made under this part of the Higher Education Act. The change would take effect upon enactment.

Sponsors & CoSponsors

Sponsor

Babin, Brian [R-TX-36]

TX • R

Cosponsors

Rep. Houlahan, Chrissy [D-PA-6]
PA • D
Sponsored 3/11/2025
Rep. Bacon, Don [R-NE-2]
NE • R
Sponsored 3/21/2025
Del. Norton, Eleanor Holmes [D-DC-At Large]
DC • D
Sponsored 3/21/2025
Rep. Davids, Sharice [D-KS-3]
KS • D
Sponsored 3/31/2025
Rep. Joyce, John [R-PA-13]
PA • R
Sponsored 3/31/2025
Rep. Kiley, Kevin [I-CA-3]
CA • I
Sponsored 3/31/2025
Rep. Scholten, Hillary J. [D-MI-3]
MI • D
Sponsored 3/31/2025
DesJarlais
TN • R
Sponsored 4/1/2025
Rep. Chu, Judy [D-CA-28]
CA • D
Sponsored 4/1/2025
Rep. Malliotakis, Nicole [R-NY-11]
NY • R
Sponsored 4/2/2025
Rep. Krishnamoorthi, Raja [D-IL-8]
IL • D
Sponsored 4/2/2025
Rep. Rouzer, David [R-NC-7]
NC • R
Sponsored 4/2/2025
Rep. Tokuda, Jill N. [D-HI-2]
HI • D
Sponsored 4/2/2025
Rep. Sessions, Pete [R-TX-17]
TX • R
Sponsored 4/2/2025
Rep. Pettersen, Brittany [D-CO-7]
CO • D
Sponsored 4/2/2025
Rep. Franklin, Scott [R-FL-18]
FL • R
Sponsored 4/7/2025
Rep. Mrvan, Frank J. [D-IN-1]
IN • D
Sponsored 4/7/2025
Rep. Kustoff, David [R-TN-8]
TN • R
Sponsored 4/8/2025
Rep. Soto, Darren [D-FL-9]
FL • D
Sponsored 4/8/2025
Rep. Valadao, David G. [R-CA-22]
CA • R
Sponsored 4/14/2025
Rep. Bonamici, Suzanne [D-OR-1]
OR • D
Sponsored 4/14/2025
Rep. McCormick, Richard [R-GA-7]
GA • R
Sponsored 4/17/2025
Rep. Moulton, Seth [D-MA-6]
MA • D
Sponsored 4/17/2025
Rep. Mann, Tracey [R-KS-1]
KS • R
Sponsored 4/17/2025
Rep. Bishop, Sanford D. [D-GA-2]
GA • D
Sponsored 4/17/2025
Rep. Bice, Stephanie I. [R-OK-5]
OK • R
Sponsored 4/24/2025
Rep. Fields, Cleo [D-LA-6]
LA • D
Sponsored 4/24/2025
Rep. Rutherford, John H. [R-FL-5]
FL • R
Sponsored 4/29/2025
Rep. Moore, Gwen [D-WI-4]
WI • D
Sponsored 4/29/2025
Rep. Rogers, Mike D. [R-AL-3]
AL • R
Sponsored 4/29/2025
Rep. Castor, Kathy [D-FL-14]
FL • D
Sponsored 4/29/2025
Rep. Bergman, Jack [R-MI-1]
MI • R
Sponsored 5/5/2025
Rep. Garbarino, Andrew R. [R-NY-2]
NY • R
Sponsored 5/5/2025
Rep. Johnson, Julie [D-TX-32]
TX • D
Sponsored 5/5/2025
Rep. Moolenaar, John R. [R-MI-2]
MI • R
Sponsored 5/5/2025
Rep. Van Duyne, Beth [R-TX-24]
TX • R
Sponsored 5/6/2025
Rep. McBride, Sarah [D-DE-At Large]
DE • D
Sponsored 5/6/2025
Rep. Lawler, Michael [R-NY-17]
NY • R
Sponsored 5/14/2025
Rep. Gottheimer, Josh [D-NJ-5]
NJ • D
Sponsored 5/14/2025
Rep. Baumgartner, Michael [R-WA-5]
WA • R
Sponsored 6/9/2025
Rep. Harder, Josh [D-CA-9]
CA • D
Sponsored 6/9/2025
Rep. Steube, W. Gregory [R-FL-17]
FL • R
Sponsored 6/24/2025
Rep. Nadler, Jerrold [D-NY-12]
NY • D
Sponsored 6/24/2025
Rep. Miller, Carol D. [R-WV-1]
WV • R
Sponsored 6/25/2025
Rep. Pou, Nellie [D-NJ-9]
NJ • D
Sponsored 6/25/2025
Rep. Meuser, Daniel [R-PA-9]
PA • R
Sponsored 7/10/2025
Rep. Doggett, Lloyd [D-TX-37]
TX • D
Sponsored 7/10/2025
Rep. Owens, Burgess [R-UT-4]
UT • R
Sponsored 9/17/2025
Rep. Wasserman Schultz, Debbie [D-FL-25]
FL • D
Sponsored 9/17/2025
Rep. Simpson, Michael K. [R-ID-2]
ID • R
Sponsored 9/17/2025
Rep. Gonzalez, Vicente [D-TX-34]
TX • D
Sponsored 9/17/2025
Rep. Turner, Michael R. [R-OH-10]
OH • R
Sponsored 10/10/2025
Rep. Mfume, Kweisi [D-MD-7]
MD • D
Sponsored 10/10/2025
Rep. Miller-Meeks, Mariannette [R-IA-1]
IA • R
Sponsored 10/17/2025
Rep. Bynum, Janelle S. [D-OR-5]
OR • D
Sponsored 10/17/2025
Rep. Harris, Andy [R-MD-1]
MD • R
Sponsored 10/28/2025
Rep. Larson, John B. [D-CT-1]
CT • D
Sponsored 10/28/2025
Rep. Nunn, Zachary [R-IA-3]
IA • R
Sponsored 10/28/2025
Rep. Suozzi, Thomas R. [D-NY-3]
NY • D
Sponsored 10/28/2025
Rep. Pocan, Mark [D-WI-2]
WI • D
Sponsored 11/10/2025
Rep. Walkinshaw, James R. [D-VA-11]
VA • D
Sponsored 11/10/2025
Rep. Levin, Mike [D-CA-49]
CA • D
Sponsored 11/12/2025
Rep. Pappas, Chris [D-NH-1]
NH • D
Sponsored 12/1/2025
Rep. Fletcher, Lizzie [D-TX-7]
TX • D
Sponsored 12/3/2025
Rep. Guest, Michael [R-MS-3]
MS • R
Sponsored 12/5/2025
Rep. Conaway, Herbert C. [D-NJ-3]
NJ • D
Sponsored 12/16/2025
Rep. Vasquez, Gabe [D-NM-2]
NM • D
Sponsored 12/17/2025
Rep. Tran, Derek [D-CA-45]
CA • D
Sponsored 12/17/2025
Rep. McDonald Rivet, Kristen [D-MI-8]
MI • D
Sponsored 12/18/2025
Rep. Gillen, Laura [D-NY-4]
NY • D
Sponsored 1/7/2026
Rep. Bera, Ami [D-CA-6]
CA • D
Sponsored 2/2/2026
Rep. Salinas, Andrea [D-OR-6]
OR • D
Sponsored 2/9/2026
Rep. Figures, Shomari [D-AL-2]
AL • D
Sponsored 2/9/2026
Rep. Magaziner, Seth [D-RI-2]
RI • D
Sponsored 2/25/2026
Rep. Dexter, Maxine [D-OR-3]
OR • D
Sponsored 2/25/2026
Rep. Kennedy, Mike [R-UT-3]
UT • R
Sponsored 3/3/2026
Rep. Onder, Robert F. [R-MO-3]
MO • R
Sponsored 3/16/2026
Rep. Deluzio, Christopher R. [D-PA-17]
PA • D
Sponsored 3/16/2026
Rep. Murphy, Gregory F. [R-NC-3]
NC • R
Sponsored 3/24/2026
Rep. Dean, Madeleine [D-PA-4]
PA • D
Sponsored 3/24/2026
Rep. Fitzpatrick, Brian K. [R-PA-1]
PA • R
Sponsored 3/24/2026
Rep. Van Drew, Jefferson [R-NJ-2]
NJ • R
Sponsored 3/24/2026
Rep. Haridopolos, Mike [R-FL-8]
FL • R
Sponsored 3/24/2026
Rep. Meng, Grace [D-NY-6]
NY • D
Sponsored 3/24/2026
Rep. Menendez, Robert [D-NJ-8]
NJ • D
Sponsored 3/26/2026
Rep. Moore, Tim [R-NC-14]
NC • R
Sponsored 3/26/2026
Rep. Cohen, Steve [D-TN-9]
TN • D
Sponsored 3/26/2026
Rep. Thanedar, Shri [D-MI-13]
MI • D
Sponsored 4/2/2026
Rep. Ross, Deborah K. [D-NC-2]
NC • D
Sponsored 4/2/2026
Rep. Stauber, Pete [R-MN-8]
MN • R
Sponsored 4/2/2026
Rep. Adams, Alma S. [D-NC-12]
NC • D
Sponsored 4/2/2026
Rep. Balint, Becca [D-VT-At Large]
VT • D
Sponsored 4/2/2026
Rep. Schneider, Bradley Scott [D-IL-10]
IL • D
Sponsored 4/14/2026
Rep. Titus, Dina [D-NV-1]
NV • D
Sponsored 4/14/2026
Rep. Crank, Jeff [R-CO-5]
CO • R
Sponsored 4/14/2026
Rep. Case, Ed [D-HI-1]
HI • D
Sponsored 4/14/2026
Rep. Crow, Jason [D-CO-6]
CO • D
Sponsored 4/14/2026
Rep. Tlaib, Rashida [D-MI-12]
MI • D
Sponsored 4/20/2026
Rep. Stansbury, Melanie A. [D-NM-1]
NM • D
Sponsored 4/20/2026
Rep. Simon, Lateefah [D-CA-12]
CA • D
Sponsored 4/20/2026
Rep. Craig, Angie [D-MN-2]
MN • D
Sponsored 4/22/2026
Rep. Lynch, Stephen F. [D-MA-8]
MA • D
Sponsored 4/27/2026
Rep. Lieu, Ted [D-CA-36]
CA • D
Sponsored 4/28/2026
Rep. Goldman, Daniel S. [D-NY-10]
NY • D
Sponsored 4/30/2026
Rep. Huizenga, Bill [R-MI-4]
MI • R
Sponsored 5/12/2026
Rep. Morelle, Joseph D. [D-NY-25]
NY • D
Sponsored 5/12/2026
Rep. Mullin, Kevin [D-CA-15]
CA • D
Sponsored 5/12/2026
Rep. Schmidt, Derek [R-KS-2]
KS • R
Sponsored 5/13/2026
Rep. García, Jesús G. "Chuy" [D-IL-4]
IL • D
Sponsored 5/13/2026
Rep. Beatty, Joyce [D-OH-3]
OH • D
Sponsored 5/19/2026
Rep. Kennedy, Timothy M. [D-NY-26]
NY • D
Sponsored 5/19/2026
Rescom. Hernández, Pablo Jose [D-PR-At Large]
PR • D
Sponsored 5/19/2026
Rep. Grijalva, Adelita S. [D-AZ-7]
AZ • D
Sponsored 6/2/2026
Rep. DeGette, Diana [D-CO-1]
CO • D
Sponsored 6/2/2026
Rep. Cisneros, Gilbert Ray [D-CA-31]
CA • D
Sponsored 6/2/2026
Rep. Stevens, Haley M. [D-MI-11]
MI • D
Sponsored 6/2/2026
Rep. Amo, Gabe [D-RI-1]
RI • D
Sponsored 6/2/2026
Rep. LaLota, Nick [R-NY-1]
NY • R
Sponsored 6/4/2026
Rep. Ansari, Yassamin [D-AZ-3]
AZ • D
Sponsored 6/4/2026
Rep. Goodlander, Maggie [D-NH-2]
NH • D
Sponsored 6/8/2026
Rep. Sewell, Terri A. [D-AL-7]
AL • D
Sponsored 6/8/2026
Rep. Kiggans, Jennifer A. [R-VA-2]
VA • R
Sponsored 6/8/2026
Rep. Thompson, Glenn [R-PA-15]
PA • R
Sponsored 6/9/2026
Rep. De La Cruz, Monica [R-TX-15]
TX • R
Sponsored 6/29/2026
Rep. Lofgren, Zoe [D-CA-18]
CA • D
Sponsored 6/29/2026
Rep. Budzinski, Nikki [D-IL-13]
IL • D
Sponsored 6/29/2026
Rep. Begich, Nicholas J. [R-AK-At Large]
AK • R
Sponsored 6/29/2026
Rep. Torres, Ritchie [D-NY-15]
NY • D
Sponsored 7/9/2026
Rep. McGovern, James P. [D-MA-2]
MA • D
Sponsored 7/13/2026
Rep. Bilirakis, Gus M. [R-FL-12]
FL • R
Sponsored 9/17/2026
Rep. Messmer, Mark B. [R-IN-8]
IN • R
Sponsored 10/1/2026

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov

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Back to Legislation

REDI Act

Summary

How does this bill affect your finances?

Bill Overview

Analyzed Economic Effects

High Impact

No-interest loan pause for medical and dental residents

Sponsors & CoSponsors

Sponsor

Cosponsors

Roll Call Votes

Related Bills

Live Policy Activity

Not In My Barn Yard Act

Other Activity On This Topic

DOL Rewrites Disability Rules for 'Merit-Based Opportunity' Push

How These Connect

Deep Dive

SBA Investment & Development Company Financing

SBA Loan Programs

Related Bills

Live Policy Activity

Not In My Barn Yard Act

Other Activity On This Topic

DOL Rewrites Disability Rules for 'Merit-Based Opportunity' Push

How These Connect

Deep Dive

SBA Investment & Development Company Financing

SBA Loan Programs

Labor Updates Vietnam Vets' Job Rules After EO Shakeup

Guam Harbor Locks Down for Secret Service VIP Visit

Expressing support for the designation of August 22, 2026, as "Chuck Brown Day", and honoring Chuck Brown's contributions to music and to the District of Columbia.

No Insider Trading on National Security Act of 2026

Crossett Experimental Forest Act of 2026

USDA Farm Loans

FSA Emergency Farm Loans