REDI Act
Sponsored By: Representative Babin
Introduced
Summary
The Resident Education Deferred Interest Act would create an interest-free deferment for federal student loans for borrowers serving in medical or dental internships or residencies. It would amend Section 455(f) of the Higher Education Act to add a special in-school deferment that governs these borrowers. During that deferment, borrowers would not have to make principal payments and interest would not accrue on loans made under that part while they remain in their training programs.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
No-interest loan pause for medical and dental residents
If enacted, this bill would let medical and dental residents pause certain federal student loans. While deferred, you would not make principal payments, and interest would not accrue. You would need to be serving in a qualifying internship or residency for the deferment to apply. It would apply only to loans made under this part of the Higher Education Act. The change would take effect upon enactment.
Sponsors & CoSponsors
Sponsor
Babin
TX • R
Cosponsors
Rep. Houlahan, Chrissy [D-PA-6]
PA • D
Sponsored 3/11/2025
Rep. Bacon, Don [R-NE-2]
NE • R
Sponsored 3/21/2025
Del. Norton, Eleanor Holmes [D-DC-At Large]
DC • D
Sponsored 3/21/2025
Rep. Davids, Sharice [D-KS-3]
KS • D
Sponsored 3/31/2025
Joyce (PA)
PA • R
Sponsored 3/31/2025
Kiley (CA)
CA • I
Sponsored 3/31/2025
Rep. Scholten, Hillary J. [D-MI-3]
MI • D
Sponsored 3/31/2025
DesJarlais
TN • R
Sponsored 4/1/2025
Rep. Chu, Judy [D-CA-28]
CA • D
Sponsored 4/1/2025
Rep. Malliotakis, Nicole [R-NY-11]
NY • R
Sponsored 4/2/2025
Rep. Krishnamoorthi, Raja [D-IL-8]
IL • D
Sponsored 4/2/2025
Rep. Rouzer, David [R-NC-7]
NC • R
Sponsored 4/2/2025
Rep. Tokuda, Jill N. [D-HI-2]
HI • D
Sponsored 4/2/2025
Sessions
TX • R
Sponsored 4/2/2025
Rep. Pettersen, Brittany [D-CO-7]
CO • D
Sponsored 4/2/2025
Franklin, Scott
FL • R
Sponsored 4/7/2025
Mrvan
IN • D
Sponsored 4/7/2025
Kustoff
TN • R
Sponsored 4/8/2025
Soto
FL • D
Sponsored 4/8/2025
Rep. Valadao, David G. [R-CA-22]
CA • R
Sponsored 4/14/2025
Bonamici
OR • D
Sponsored 4/14/2025
Rep. McCormick, Richard [R-GA-7]
GA • R
Sponsored 4/17/2025
Rep. Moulton, Seth [D-MA-6]
MA • D
Sponsored 4/17/2025
Rep. Mann, Tracey [R-KS-1]
KS • R
Sponsored 4/17/2025
Bishop
GA • D
Sponsored 4/17/2025
Rep. Bice, Stephanie I. [R-OK-5]
OK • R
Sponsored 4/24/2025
Rep. Fields, Cleo [D-LA-6]
LA • D
Sponsored 4/24/2025
Rutherford
FL • R
Sponsored 4/29/2025
Rep. Moore, Gwen [D-WI-4]
WI • D
Sponsored 4/29/2025
Rep. Rogers, Mike D. [R-AL-3]
AL • R
Sponsored 4/29/2025
Rep. Castor, Kathy [D-FL-14]
FL • D
Sponsored 4/29/2025
Rep. Bergman, Jack [R-MI-1]
MI • R
Sponsored 5/5/2025
Rep. Garbarino, Andrew R. [R-NY-2]
NY • R
Sponsored 5/5/2025
Rep. Johnson, Julie [D-TX-32]
TX • D
Sponsored 5/5/2025
Rep. Moolenaar, John R. [R-MI-2]
MI • R
Sponsored 5/5/2025
Van Duyne
TX • R
Sponsored 5/6/2025
McBride
DE • D
Sponsored 5/6/2025
Rep. Lawler, Michael [R-NY-17]
NY • R
Sponsored 5/14/2025
Rep. Gottheimer, Josh [D-NJ-5]
NJ • D
Sponsored 5/14/2025
Rep. Baumgartner, Michael [R-WA-5]
WA • R
Sponsored 6/9/2025
Rep. Harder, Josh [D-CA-9]
CA • D
Sponsored 6/9/2025
Rep. Steube, W. Gregory [R-FL-17]
FL • R
Sponsored 6/24/2025
Rep. Nadler, Jerrold [D-NY-12]
NY • D
Sponsored 6/24/2025
Rep. Miller, Carol D. [R-WV-1]
WV • R
Sponsored 6/25/2025
Rep. Pou, Nellie [D-NJ-9]
NJ • D
Sponsored 6/25/2025
Rep. Meuser, Daniel [R-PA-9]
PA • R
Sponsored 7/10/2025
Rep. Doggett, Lloyd [D-TX-37]
TX • D
Sponsored 7/10/2025
Rep. Owens, Burgess [R-UT-4]
UT • R
Sponsored 9/17/2025
Rep. Wasserman Schultz, Debbie [D-FL-25]
FL • D
Sponsored 9/17/2025
Simpson
ID • R
Sponsored 9/17/2025
Gonzalez, V.
TX • D
Sponsored 9/17/2025
Turner (OH)
OH • R
Sponsored 10/10/2025
Mfume
MD • D
Sponsored 10/10/2025
Rep. Miller-Meeks, Mariannette [R-IA-1]
IA • R
Sponsored 10/17/2025
Rep. Bynum, Janelle S. [D-OR-5]
OR • D
Sponsored 10/17/2025
Rep. Harris, Andy [R-MD-1]
MD • R
Sponsored 10/28/2025
Rep. Larson, John B. [D-CT-1]
CT • D
Sponsored 10/28/2025
Rep. Nunn, Zachary [R-IA-3]
IA • R
Sponsored 10/28/2025
Rep. Suozzi, Thomas R. [D-NY-3]
NY • D
Sponsored 10/28/2025
Rep. Pocan, Mark [D-WI-2]
WI • D
Sponsored 11/10/2025
Rep. Walkinshaw, James R. [D-VA-11]
VA • D
Sponsored 11/10/2025
Levin
CA • D
Sponsored 11/12/2025
Rep. Pappas, Chris [D-NH-1]
NH • D
Sponsored 12/1/2025
Fletcher
TX • D
Sponsored 12/3/2025
Rep. Guest, Michael [R-MS-3]
MS • R
Sponsored 12/5/2025
Conaway
NJ • D
Sponsored 12/16/2025
Rep. Vasquez, Gabe [D-NM-2]
NM • D
Sponsored 12/17/2025
Rep. Tran, Derek [D-CA-45]
CA • D
Sponsored 12/17/2025
Rep. McDonald Rivet, Kristen [D-MI-8]
MI • D
Sponsored 12/18/2025
Rep. Gillen, Laura [D-NY-4]
NY • D
Sponsored 1/7/2026
Rep. Bera, Ami [D-CA-6]
CA • D
Sponsored 2/2/2026
Rep. Salinas, Andrea [D-OR-6]
OR • D
Sponsored 2/9/2026
Rep. Figures, Shomari [D-AL-2]
AL • D
Sponsored 2/9/2026
Rep. Magaziner, Seth [D-RI-2]
RI • D
Sponsored 2/25/2026
Rep. Dexter, Maxine [D-OR-3]
OR • D
Sponsored 2/25/2026
Rep. Kennedy, Mike [R-UT-3]
UT • R
Sponsored 3/3/2026
Onder
MO • R
Sponsored 3/16/2026
Rep. Deluzio, Christopher R. [D-PA-17]
PA • D
Sponsored 3/16/2026
Rep. Murphy, Gregory F. [R-NC-3]
NC • R
Sponsored 3/24/2026
Rep. Dean, Madeleine [D-PA-4]
PA • D
Sponsored 3/24/2026
Rep. Fitzpatrick, Brian K. [R-PA-1]
PA • R
Sponsored 3/24/2026
Van Drew
NJ • R
Sponsored 3/24/2026
Haridopolos
FL • R
Sponsored 3/24/2026
Rep. Meng, Grace [D-NY-6]
NY • D
Sponsored 3/24/2026
Rep. Menendez, Robert [D-NJ-8]
NJ • D
Sponsored 3/26/2026
Moore (NC)
NC • R
Sponsored 3/26/2026
Cohen
TN • D
Sponsored 3/26/2026
Rep. Thanedar, Shri [D-MI-13]
MI • D
Sponsored 4/2/2026
Rep. Ross, Deborah K. [D-NC-2]
NC • D
Sponsored 4/2/2026
Stauber
MN • R
Sponsored 4/2/2026
Adams
NC • D
Sponsored 4/2/2026
Rep. Balint, Becca [D-VT-At Large]
VT • D
Sponsored 4/2/2026
Rep. Schneider, Bradley Scott [D-IL-10]
IL • D
Sponsored 4/14/2026
Rep. Titus, Dina [D-NV-1]
NV • D
Sponsored 4/14/2026
Rep. Crank, Jeff [R-CO-5]
CO • R
Sponsored 4/14/2026
Rep. Case, Ed [D-HI-1]
HI • D
Sponsored 4/14/2026
Crow
CO • D
Sponsored 4/14/2026
Rep. Tlaib, Rashida [D-MI-12]
MI • D
Sponsored 4/20/2026
Stansbury
NM • D
Sponsored 4/20/2026
Simon
CA • D
Sponsored 4/20/2026
Craig
MN • D
Sponsored 4/22/2026
Rep. Lynch, Stephen F. [D-MA-8]
MA • D
Sponsored 4/27/2026
Rep. Lieu, Ted [D-CA-36]
CA • D
Sponsored 4/28/2026
Rep. Goldman, Daniel S. [D-NY-10]
NY • D
Sponsored 4/30/2026
Rep. Huizenga, Bill [R-MI-4]
MI • R
Sponsored 5/12/2026
Rep. Morelle, Joseph D. [D-NY-25]
NY • D
Sponsored 5/12/2026
Mullin
CA • D
Sponsored 5/12/2026
Schmidt
KS • R
Sponsored 5/13/2026
Rep. García, Jesús G. "Chuy" [D-IL-4]
IL • D
Sponsored 5/13/2026
Roll Call Votes
No roll call votes available for this bill.
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