Uplifting First-Time Homebuyers Act of 2025
Sponsored By: Representative Van Duyne
Introduced
Summary
Raises the cap on qualified first-time homebuyer distributions to $50,000. This bill would amend Section 72(t)(8)(B)(i) of the Internal Revenue Code to replace the current $10,000 limit with a $50,000 limit for qualified first-time homebuyer distributions. The change would apply to taxable years beginning after December 31, 2024. That would let eligible first-time buyers access larger qualified withdrawals to help pay for a first home.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Bigger retirement withdrawal for first home
If enacted, you could take up to $50,000 as an early withdrawal from a retirement account to buy your first home. Today the cap is $10,000. You must qualify as a first-time homebuyer and have an eligible account. The change would apply to tax years starting after December 31, 2024.
Sponsors & CoSponsors
Sponsor
Van Duyne
TX • R
Cosponsors
Rep. Brownley, Julia [D-CA-26]
CA • D
Sponsored 6/4/2025
Del. Moylan, James C. [R-GU-At Large]
GU • R
Sponsored 6/4/2025
Cuellar
TX • D
Sponsored 6/5/2025
Rep. Suozzi, Thomas R. [D-NY-3]
NY • D
Sponsored 6/5/2025
Hunt
TX • R
Sponsored 6/9/2025
Rep. Neguse, Joe [D-CO-2]
CO • D
Sponsored 6/9/2025
Rep. Green, Al [D-TX-9]
TX • D
Sponsored 6/9/2025
Rep. Gill, Brandon [R-TX-26]
TX • R
Sponsored 6/9/2025
Van Drew
NJ • R
Sponsored 6/10/2025
Rep. Weber, Randy K. Sr. [R-TX-14]
TX • R
Sponsored 6/10/2025
Rep. Gooden, Lance [R-TX-5]
TX • R
Sponsored 6/12/2025
Rep. Calvert, Ken [R-CA-41]
CA • R
Sponsored 6/23/2025
Davis (NC)
NC • D
Sponsored 6/23/2025
Sewell
AL • D
Sponsored 6/26/2025
Rep. Smith, Christopher H. [R-NJ-4]
NJ • R
Sponsored 6/30/2025
McBride
DE • D
Sponsored 6/30/2025
Rep. Olszewski, Johnny [D-MD-2]
MD • D
Sponsored 6/30/2025
Soto
FL • D
Sponsored 6/30/2025
Rep. Hinson, Ashley [R-IA-2]
IA • R
Sponsored 7/10/2025
Rep. Latimer, George [D-NY-16]
NY • D
Sponsored 7/17/2025
Rep. Thanedar, Shri [D-MI-13]
MI • D
Sponsored 7/23/2025
Rep. Foster, Bill [D-IL-11]
IL • D
Sponsored 8/12/2025
Rep. Garcia, Robert [D-CA-42]
CA • D
Sponsored 8/12/2025
Swalwell
CA • D
Sponsored 8/15/2025
Bishop
GA • D
Sponsored 8/15/2025
Rep. Sherman, Brad [D-CA-32]
CA • D
Sponsored 9/2/2025
Rep. Carbajal, Salud O. [D-CA-24]
CA • D
Sponsored 9/2/2025
Cisneros
CA • D
Sponsored 9/2/2025
Costa
CA • D
Sponsored 9/8/2025
Rep. Vindman, Eugene Simon [D-VA-7]
VA • D
Sponsored 9/9/2025
Rep. Bell, Wesley [D-MO-1]
MO • D
Sponsored 9/11/2025
Obernolte
CA • R
Sponsored 9/15/2025
Rep. Mann, Tracey [R-KS-1]
KS • R
Sponsored 9/19/2025
Rep. Gillen, Laura [D-NY-4]
NY • D
Sponsored 10/6/2025
Rep. Begich, Nicholas J. [R-AK-At Large]
AK • R
Sponsored 10/8/2025
Rep. Johnson, Julie [D-TX-32]
TX • D
Sponsored 10/24/2025
Craig
MN • D
Sponsored 10/24/2025
Wittman
VA • R
Sponsored 11/20/2025
Rep. Hayes, Jahana [D-CT-5]
CT • D
Sponsored 12/2/2025
Rep. Miller-Meeks, Mariannette [R-IA-1]
IA • R
Sponsored 12/16/2025
Rep. Lieu, Ted [D-CA-36]
CA • D
Sponsored 1/13/2026
Rep. Barrett, Tom [R-MI-7]
MI • R
Sponsored 2/4/2026
Schmidt
KS • R
Sponsored 2/11/2026
Barragan
CA • D
Sponsored 3/12/2026
Rep. Dingell, Debbie [D-MI-6]
MI • D
Sponsored 3/17/2026
Rep. Frankel, Lois [D-FL-22]
FL • D
Sponsored 4/2/2026
Rep. Correa, J. Luis [D-CA-46]
CA • D
Sponsored 4/13/2026
Rep. Sánchez, Linda T. [D-CA-38]
CA • D
Sponsored 4/13/2026
Rep. Menendez, Robert [D-NJ-8]
NJ • D
Sponsored 4/13/2026
Rep. Vargas, Juan [D-CA-52]
CA • D
Sponsored 4/13/2026
Rep. Subramanyam, Suhas [D-VA-10]
VA • D
Sponsored 4/15/2026
Mfume
MD • D
Sponsored 4/20/2026
Mullin
CA • D
Sponsored 5/4/2026
Elfreth
MD • D
Sponsored 5/11/2026
Rep. Sorensen, Eric [D-IL-17]
IL • D
Sponsored 5/11/2026
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov