Saving the American Dream Act
Sponsored By: Representative Alford, Mark [R-MO-4]
In Committee
Summary
Creates coordinated federal housing research and reporting to support evidence-based policy. It would require five cabinet- or agency-level housing officials to share market data and produce joint policy proposals within one year.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Agencies would share housing data, propose fixes
If enacted, HUD, Agriculture, VA, Treasury, and FHFA would sign a data-sharing deal within 1 year. They would share housing research and market data to guide evidence-based policy. Within 1 year of enactment, they would send one joint report to Congress. The report would cover: federal housing finance coordination; mortgage origination and servicing costs; and construction costs, barriers, and incentives. It would also address local regulatory barriers, insurance costs and availability, down payment help and transaction incentives, and disaster resilience and housing recovery. This would not create new benefits by itself, but could guide future housing policy.
Sponsors & CoSponsors
Sponsor
Alford, Mark [R-MO-4]
MO • R
Cosponsors
Rep. Correa, J. Luis [D-CA-46]
CA • D
Sponsored 9/16/2025
Rep. Mann, Tracey [R-KS-1]
KS • R
Sponsored 9/16/2025
Rep. Pettersen, Brittany [D-CO-7]
CO • D
Sponsored 9/16/2025
Rep. Lawler, Michael [R-NY-17]
NY • R
Sponsored 9/16/2025
Riley (NY)
NY • D
Sponsored 9/16/2025
Rep. Calvert, Ken [R-CA-41]
CA • R
Sponsored 9/16/2025
Wittman
VA • R
Sponsored 9/16/2025
Rep. Sherman, Brad [D-CA-32]
CA • D
Sponsored 9/16/2025
Rep. Houchin, Erin [R-IN-9]
IN • R
Sponsored 9/16/2025
Craig
MN • D
Sponsored 9/16/2025
McBride
DE • D
Sponsored 9/16/2025
Rep. Subramanyam, Suhas [D-VA-10]
VA • D
Sponsored 9/16/2025
Reschenthaler
PA • R
Sponsored 9/16/2025
Rep. Garcia, Robert [D-CA-42]
CA • D
Sponsored 9/16/2025
Rep. Harder, Josh [D-CA-9]
CA • D
Sponsored 9/19/2025
Friedman
CA • D
Sponsored 10/3/2025
Rep. Vindman, Eugene Simon [D-VA-7]
VA • D
Sponsored 10/3/2025
Rep. Gillen, Laura [D-NY-4]
NY • D
Sponsored 10/3/2025
Levin
CA • D
Sponsored 10/3/2025
Rep. Barrett, Tom [R-MI-7]
MI • R
Sponsored 10/6/2025
Del. Moylan, James C. [R-GU-At Large]
GU • R
Sponsored 10/8/2025
Rep. Pou, Nellie [D-NJ-9]
NJ • D
Sponsored 10/17/2025
Rep. Carbajal, Salud O. [D-CA-24]
CA • D
Sponsored 10/21/2025
Rep. Begich, Nicholas J. [R-AK-At Large]
AK • R
Sponsored 10/28/2025
Rep. Deluzio, Christopher R. [D-PA-17]
PA • D
Sponsored 10/28/2025
Rep. Omar, Ilhan [D-MN-5]
MN • D
Sponsored 11/18/2025
Rep. Whitesides, George [D-CA-27]
CA • D
Sponsored 11/21/2025
Rep. Min, Dave [D-CA-47]
CA • D
Sponsored 12/16/2025
Rep. Neguse, Joe [D-CO-2]
CO • D
Sponsored 12/18/2025
Rep. Tran, Derek [D-CA-45]
CA • D
Sponsored 12/18/2025
Rep. McDonald Rivet, Kristen [D-MI-8]
MI • D
Sponsored 12/18/2025
Rep. Suozzi, Thomas R. [D-NY-3]
NY • D
Sponsored 1/20/2026
Espaillat
NY • D
Sponsored 2/2/2026
Rep. Menendez, Robert [D-NJ-8]
NJ • D
Sponsored 4/13/2026
Rep. Meng, Grace [D-NY-6]
NY • D
Sponsored 4/13/2026
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov