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HR5839119th CongressWALLET

Supplemental Benefits for Individuals Act of 2025

Sponsored By: Representative Balderson, Troy [R-OH-12]

Introduced

Summary

Expands the definition of "excepted benefits" to include supplemental coverage tied to individual health plans. The bill would insert the phrase "or individual health insurance coverage" into section 2791(c)(4) of the Public Health Service Act, broadening which supplemental benefits qualify as excepted benefits under that statute.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

Changes to add-on coverage for individual plans

This bill would treat some add-on coverage sold with individual health plans as an "excepted benefit." Insurers could offer more supplemental products tied to your plan. These add-ons would follow fewer consumer protections than full health insurance. This mainly affects people who buy their own coverage; no effective date is specified in the text.

Sponsors & CoSponsors

Sponsor

Balderson, Troy [R-OH-12]

OH • R

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

No roll call votes available for this bill.

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