HR6425119th CongressWALLET

National Strategy for Combating Scams Act of 2025

Sponsored By: Representative Amo, Gabe [D-RI-1]

Introduced

Summary

National Strategy for Combating Scams This bill would require the FBI to lead a governmentwide effort to develop and publish a coordinated national strategy that defines scams, assigns agency roles, and lays out prevention, data, and victim-recovery plans. The FBI director would assemble a multiagency working group within 90 days and the group would deliver the strategy within 1 year, with updates at least every 5 years.

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  • Families, older adults, and people with disabilities would get a focus on accessible complaint reporting, victim recovery resources, and analysis of health and financial harms from scams.
  • Federal agencies and law enforcement would be asked to adopt a common definition of "scam", clarify responsibilities, reduce duplication, harmonize data collection, and modernize reporting and intelligence sharing, including through interoperable systems and new technologies.
  • Banks, telecoms, tech companies, and foreign partners would be pulled into faster data sharing and coordinated takedowns to block scam transactions and support cross-border enforcement.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

More scam protections for consumers

If enacted, the FBI would have to set up an interagency working group within 90 days. The group would publish a National Strategy within one year after it starts and post it online. The Strategy would define "scam," analyze total dollar losses (including unreported incidents), and recommend harmonized data, reporting, and rapid-response consumer warnings. It would lay out agency roles, private-sector coordination (banks, telecoms, tech firms), and plans to support victim recovery. The group would update the Strategy at least every five years, and the FBI, FTC, and CFPB would need to adopt the Strategy's common definition within one year of publication or update. Updated Strategies must be sent to specified congressional committees and published within 30 days.

Sponsors & CoSponsors

Sponsor

Amo, Gabe [D-RI-1]

RI • D

Cosponsors

  • Schmidt

    KS • R

    Sponsored 12/4/2025

  • Del. Norton, Eleanor Holmes [D-DC-At Large]

    DC • D

    Sponsored 12/4/2025

  • McBride

    DE • D

    Sponsored 12/4/2025

  • Nehls

    TX • R

    Sponsored 12/10/2025

  • Rep. Goldman, Daniel S. [D-NY-10]

    NY • D

    Sponsored 12/11/2025

  • Rep. Gill, Brandon [R-TX-26]

    TX • R

    Sponsored 12/15/2025

  • Rep. McDonald Rivet, Kristen [D-MI-8]

    MI • D

    Sponsored 12/16/2025

  • Rep. Magaziner, Seth [D-RI-2]

    RI • D

    Sponsored 1/21/2026

  • Rep. Vasquez, Gabe [D-NM-2]

    NM • D

    Sponsored 1/22/2026

  • Rep. Sorensen, Eric [D-IL-17]

    IL • D

    Sponsored 3/4/2026

  • Rep. Stanton, Greg [D-AZ-4]

    AZ • D

    Sponsored 4/27/2026

  • Rep. Latimer, George [D-NY-16]

    NY • D

    Sponsored 5/13/2026

Roll Call Votes

No roll call votes available for this bill.

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