HR6685119th CongressWALLET

To amend the Internal Revenue Code of 1986 to establish an exception for multiemployer plan participants to the requirements for automatic enrollment.

Sponsored By: Representative Finstad, Brad [R-MN-1]

Introduced

Summary

Extends automatic enrollment rules to multiemployer pension plans. This bill would change the Internal Revenue Code so multiemployer plans are treated like church plans under the automatic enrollment rules.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 1 costs, 0 mixed.

Workers in multiemployer plans not auto-enrolled

This bill would let multiemployer retirement plans be added to the exception from automatic enrollment rules. If enacted, the change would amend the tax code text to name multiemployer plans alongside church plans. The rule would apply to taxable years beginning after December 31, 2024. If your job is in a multiemployer plan, you might not be automatically signed up for retirement contributions by default.

Sponsors & CoSponsors

Sponsor

Finstad, Brad [R-MN-1]

MN • R

Cosponsors

Rep. Carey, Mike [R-OH-15]
OH • R
Sponsored 12/12/2025
Rep. Boyle, Brendan F. [D-PA-2]
PA • D
Sponsored 12/12/2025
Rep. Larson, John B. [D-CT-1]
CT • D
Sponsored 12/12/2025
Rep. Fischbach, Michelle [R-MN-7]
MN • R
Sponsored 12/17/2025
Craig
MN • D
Sponsored 12/18/2025
Rep. Fitzpatrick, Brian K. [R-PA-1]
PA • R
Sponsored 1/7/2026
Rep. Steil, Bryan [R-WI-1]
WI • R
Sponsored 1/16/2026
Rep. Suozzi, Thomas R. [D-NY-3]
NY • D
Sponsored 2/2/2026
Davis (IL)
IL • D
Sponsored 3/3/2026
Rep. Tenney, Claudia [R-NY-24]
NY • R
Sponsored 3/3/2026
Rep. Malliotakis, Nicole [R-NY-11]
NY • R
Sponsored 5/14/2026
Rep. Sánchez, Linda T. [D-CA-38]
CA • D
Sponsored 5/14/2026

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov

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Summary

How does this bill affect your finances?

Bill Overview

Analyzed Economic Effects

Low Impact

Workers in multiemployer plans not auto-enrolled

Sponsors & CoSponsors

Sponsor

Cosponsors

Roll Call Votes

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