PRIA Logo™
HR6685119th CongressWALLET

To amend the Internal Revenue Code of 1986 to establish an exception for multiemployer plan participants to the requirements for automatic enrollment.

Sponsored By: Representative Finstad, Brad [R-MN-1]

Introduced

Summary

Automatic enrollment for multiemployer plans. This bill would add multiemployer retirement plans to the Internal Revenue Code's automatic enrollment rules, aligning their treatment with church plans.

Show full summary
  • Workers in multiemployer plans would be brought under the automatic enrollment rules, changing which participants may be enrolled by default.
  • Multiemployer plan sponsors and administrators would have to apply those automatic enrollment provisions for taxable years beginning after Dec 31, 2024.
  • The bill specifically amends section 414A(c)(3) to add references to multiemployer plans and to match the heading and text to church plans.

Personalized for You

How does this bill affect your finances?

Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.

Free to download

Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 0 costs, 1 mixed.

Auto-enroll exception for multiemployer plans

This bill would let multiemployer retirement plans use the same exception to automatic enrollment that church plans have. If enacted, plans could avoid automatically enrolling workers into retirement contributions. That would affect participants, plan administrators, and employers in qualifying multiemployer plans. The change would apply to taxable years beginning after December 31, 2024.

Sponsors & CoSponsors

Sponsor

Finstad, Brad [R-MN-1]

MN • R

Cosponsors

  • Rep. Carey, Mike [R-OH-15]

    OH • R

    Sponsored 12/12/2025

  • Rep. Boyle, Brendan F. [D-PA-2]

    PA • D

    Sponsored 12/12/2025

  • Rep. Larson, John B. [D-CT-1]

    CT • D

    Sponsored 12/12/2025

  • Rep. Fischbach, Michelle [R-MN-7]

    MN • R

    Sponsored 12/17/2025

  • Rep. Craig, Angie [D-MN-2]

    MN • D

    Sponsored 12/18/2025

  • Rep. Fitzpatrick, Brian K. [R-PA-1]

    PA • R

    Sponsored 1/7/2026

  • Rep. Steil, Bryan [R-WI-1]

    WI • R

    Sponsored 1/16/2026

  • Rep. Suozzi, Thomas R. [D-NY-3]

    NY • D

    Sponsored 2/2/2026

  • Rep. Davis, Danny K. [D-IL-7]

    IL • D

    Sponsored 3/3/2026

  • Rep. Tenney, Claudia [R-NY-24]

    NY • R

    Sponsored 3/3/2026

  • Rep. Malliotakis, Nicole [R-NY-11]

    NY • R

    Sponsored 5/14/2026

  • Rep. Sánchez, Linda T. [D-CA-38]

    CA • D

    Sponsored 5/14/2026

  • Rep. Stauber, Pete [R-MN-8]

    MN • R

    Sponsored 6/4/2026

  • Rep. Rulli, Michael A. [R-OH-6]

    OH • R

    Sponsored 7/20/2026

  • Rep. Wied, Tony [R-WI-8]

    WI • R

    Sponsored 7/27/2026

  • Rep. Strickland, Marilyn [D-WA-10]

    WA • D

    Sponsored 7/30/2026

  • Rep. Morrison, Kelly [D-MN-3]

    MN • D

    Sponsored 8/17/2026

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
Back to Legislation