UNLOCK Housing Act
Sponsored By: Senator Kim, Andy [D-NJ]
Introduced
Summary
Expands local authority to build new affordable housing. The bill would add a new eligible activity to Section 105(a) so jurisdictions that receive amounts under section 106 can construct new residential housing for low- and moderate-income people, with or without neighborhood-based nonprofit partners.
Show full summary
- Families and low- and moderate-income households would gain access to newly constructed homes targeted to their income levels in participating jurisdictions.
- Local governments, metropolitan cities, urban counties, States, units of general local government, insular areas, and Indian tribes that receive section 106 funds would be authorized to use those funds for new construction.
- Nonprofits and private partners could be included but are not required, letting jurisdictions build directly or work with neighborhood-based nonprofit organizations.
- The change explicitly adds new construction to the list of Section 105(a) activities, emphasizing building new housing beyond preservation or rehabilitation.
Personalized for You
How does this bill affect your finances?
Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Let local governments build low-income housing
This bill would let local governments, tribes, and other eligible areas use section 106 CDBG money to build new homes. Those homes would be targeted to low- and moderate-income people. Construction could happen with or without neighborhood nonprofits, and the change would take effect upon enactment.
Sponsors & CoSponsors
Sponsor
Kim, Andy [D-NJ]
NJ • D
Cosponsors
Sen. McCormick, David [R-PA]
PA • R
Sponsored 11/10/2025
Sen. Padilla, Alex [D-CA]
CA • D
Sponsored 3/11/2026
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov