S469119th CongressWALLET

Family Farm and Small Business Exemption Act

Sponsored By: Senator Ernst, Joni [R-IA]

Introduced

Summary

Restores an exemption to keep the net worth of family farms and qualifying small businesses out of FAFSA asset calculations. The bill would exclude the net value of a family farm where the family lives and of a family-owned small business with up to 100 full-time or full-time equivalent employees from the Title IV need-analysis process.

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  • Families on a family farm would not have the farm's net worth counted in FAFSA asset totals, removing a large illiquid asset from the calculation.
  • Families that own and control a small business with no more than 100 full-time equivalent employees would likewise exclude that business's net value from FAFSA assets.
  • Students from those households would report lower counted assets on federal need forms, which can change their assessed need for federal student aid.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Exclude family farms and small businesses

This bill would change how Title IV need analysis counts family assets. It would allow families to exclude the net value of a family farm they live on. It would also allow families to exclude the net value of a small business they own and control. That business must have no more than 100 full-time or full-time-equivalent employees. If enacted, the change would apply to Part F need analyses for award years beginning on or after the date of enactment. Affected dependent students and their families could see higher federal student aid or larger awards.

Sponsors & CoSponsors

Sponsor

Ernst, Joni [R-IA]

IA • R

Cosponsors

  • Sen. Bennet, Michael F. [D-CO]

    CO • D

    Sponsored 2/6/2025

  • Sen. Grassley, Chuck [R-IA]

    IA • R

    Sponsored 2/6/2025

  • Sen. Marshall, Roger [R-KS]

    KS • R

    Sponsored 2/6/2025

  • Sen. Justice, James C. [R-WV]

    WV • R

    Sponsored 2/6/2025

  • Sen. Moran, Jerry [R-KS]

    KS • R

    Sponsored 2/6/2025

  • John Hoeven

    ND • R

    Sponsored 2/6/2025

  • Mike Rounds

    SD • R

    Sponsored 2/6/2025

  • John Boozman

    AR • R

    Sponsored 2/6/2025

  • Sen. Tillis, Thomas [R-NC]

    NC • R

    Sponsored 2/6/2025

  • Sen. Ricketts, Pete [R-NE]

    NE • R

    Sponsored 2/11/2025

  • Sen. Tuberville, Tommy [R-AL]

    AL • R

    Sponsored 6/11/2025

  • Sen. Gallego, Ruben [D-AZ]

    AZ • D

    Sponsored 9/2/2025

Roll Call Votes

No roll call votes available for this bill.

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