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S763119th CongressWALLET
Telehealth Expansion Act of 2025
Sponsored By: Senator Daines, Steve [R-MT]
Introduced
Summary
This bill would permanently let high deductible health plans (HDHPs) cover telehealth and other remote care services without a deductible while still qualifying as HDHPs. It removes a timing limit so that the safe harbor applies across plan years beginning after December 31, 2024.
Show full summary
- Families and patients: People in HDHPs could get telehealth visits with no deductible, lowering upfront out-of-pocket costs for remote care.
- Health savings account (HSA) holders: Plans that waive telehealth deductibles would still count as HDHPs so people can keep contributing to HSAs.
- Employers and insurers: Plan sponsors could offer zero-deductible telehealth benefits and preserve HDHP labeling for plan years starting in 2025.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
High-deductible plans can cover telehealth
If enacted, this bill would let high-deductible health plans exclude telehealth and other remote care from the deductible without losing HDHP status. That means plans could impose no deductible for telehealth and still remain HSA-eligible. The bill would also remove a timing limitation so the rule applies broadly across plan years. The change would apply to plan years beginning after December 31, 2024.
Sponsors & CoSponsors
Sponsor
Daines, Steve [R-MT]
MT • R
Cosponsors
Sen. Cortez Masto, Catherine [D-NV]
NV • D
Sponsored 2/27/2025
Sen. Tillis, Thomas [R-NC]
NC • R
Sponsored 3/12/2025
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov