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FloridaHB 3932025HouseWALLET

My Safe Florida Condominium Pilot Program

Sponsored By: Vicki L. Lopez (Republican)

Signed by Governor

AppropriationHousing, Agriculture & Tourism SubcommitteeBudget CommitteeCommerce CommitteeFiscal Policy

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Bill Overview

Analyzed Economic Effects

4 provisions identified: 0 benefits, 1 costs, 3 mixed.

Condo grants fund only qualifying upgrades

Grants cover water-intrusion protection or hurricane upgrades, but funded work must earn the building an insurance credit, discount, or other rate difference. Inspection-recommended work includes protection for exterior doors, garage doors, windows, and skylights; roof-to-wall reinforcement; stronger roof-deck attachments; secondary water resistance; and roof-covering replacement. Every funded improvement must appear in the final hurricane mitigation inspection. For property already meeting applicable code when applying, upgrades must meet or exceed current code and provide greater hurricane protection. The department must require upgrades to all openings when needed for the building to qualify for the insurance benefit.

State matches condo hurricane repair costs

The law establishes the My Safe Florida Condominium Pilot Program within Florida's Department of Financial Services. The state provides $2 for every $1 an association contributes toward actual project costs, up to $175,000 per association per grant cycle. This replaces separate roof and opening-protection formulas and per-unit caps. Help depends on annual legislative funding and is not guaranteed; without express legislative permission, applications and waiting lists close once awards commit all available money. The department oversees spending and contracts, and the law takes effect upon becoming law.

Condo hurricane aid has eligibility limits

Program inspections and grants are limited to buildings on condominium property that are at least three stories tall. A building receiving a grant must contain at least two single-family dwellings; detached units on individual land parcels are excluded. Associations must meet existing inspection requirements before applying for either an inspection or a grant. For grants covering association or condominium property, the condominium declaration must list windows as common elements, meaning shared property.

Condo unit grants need fewer approvals

For grants improving individual units, approval from 75% of owners living in the affected building replaces unanimous approval. Associations also need a majority of the board or total voting interests to approve inspection participation. That majority vote is also required to apply for inspections or grants covering association or condominium property. Grant applications require the president's statement, under penalty of perjury, confirming only one application per property, plus notarized contractor names and license numbers. They also require a notarized commitment to finish the work and, for unit improvements, acknowledged statements from each owner whose approval is required.

Sponsors & Cosponsors

Sponsor

  • Vicki L. Lopez

    Republican • House

Cosponsors

  • Budget Committee

    Affiliation unavailable

  • Housing, Agriculture & Tourism Subcommittee

    Affiliation unavailable

  • Christine Hunschofsky

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 299 • No: 0

House vote • 5/1/2025

House Floor Vote

Yes: 111 • No: 0

Senate vote • 5/1/2025

Senate Floor Vote

Yes: 37 • No: 0

Senate vote • 4/29/2025

Senate Floor Vote

Yes: 37 • No: 0

House vote • 4/23/2025

House Floor Vote

Yes: 114 • No: 0

Actions Timeline

  1. Chapter No. 2025-173

    6/24/2025

  2. Approved by Governor

    6/23/2025

  3. Signed by Officers and presented to Governor

    6/18/2025

  4. Ordered engrossed, then enrolled

    5/1/2025House

  5. In Messages

    5/1/2025House

  6. CS passed as amended; YEAS 37 NAYS 0 -SJ 1097

    5/1/2025Senate

  7. Concurred in House amendment(s) to Senate amendment(s) (733821) -SJ 1097

    5/1/2025Senate

  8. In returning messages

    5/1/2025Senate

  9. CS passed as amended; YEAS 111, NAYS 0

    5/1/2025House

  10. Concurred in Senate amendment 663514 as amended

    5/1/2025House

  11. Amendment 733821 adopted

    5/1/2025House

  12. Senate Message List

    5/1/2025House

  13. In Messages

    4/29/2025House

  14. CS passed as amended; YEAS 37 NAYS 0 -SJ 607

    4/29/2025Senate

  15. Read 3rd time -SJ 607

    4/29/2025Senate

  16. Amendment(s) adopted (663514) -SJ 607

    4/29/2025Senate

  17. Read 2nd time -SJ 607

    4/29/2025Senate

  18. Substituted for CS/CS/SB 592 -SJ 607

    4/29/2025Senate

  19. Placed on Calendar, on 2nd reading

    4/29/2025Senate

  20. Withdrawn from Fiscal Policy -SJ 607

    4/29/2025Senate

  21. Received

    4/23/2025Senate

  22. Referred to Fiscal Policy

    4/23/2025Senate

  23. In Messages

    4/23/2025Senate

  24. CS passed; YEAS 114, NAYS 0

    4/23/2025House

  25. Read 3rd time

    4/23/2025House

Bill Text

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