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LouisianaHB 11622026 Regular SessionHouseWALLET

INSURANCE CLAIMS: Provides relative to the verification of contractors

Sponsored By: Brian Leonard Glorioso (Republican)

Became Law

Insurance

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 1 benefits, 1 costs, 1 mixed.

Stronger protections against misleading insurance claims

An insurer or its representative breaks the insurer’s good-faith duty by knowingly misstating relevant policy terms. The law expands the listed misconduct beyond misstatements about facts or policy terms tied to the coverage at issue. This strengthens protections for people handling insurance claims.

New limits on insurance claim lawsuits

These good-faith rules limit injury-claim lawsuits against insurers by insured people or those holding their claim rights. They create no right to sue when there is a good-faith dispute over fault or the injury’s medical cause. This limit also applies when no offer within policy limits is presented by or for a third-party claimant and the insurer has at least 30 days to respond. The rules also create no separate right to sue an insurer’s representative apart from the insurer itself. These limits concern lawsuits under these good-faith rules, not every possible legal claim.

Contractor license checks can delay repair payments

Covered insurers must pay claims within 30 days after receiving satisfactory proof of loss, subject to applicable statutory exceptions. Policies excluded by R.S. 22:1811, 22:1821, and Chapter 10 of Title 23 are outside this rule. Insurers must notify the insurance producer of record about property-damage payments. Before issuing a repair or restoration check naming a contractor, the insurer or adjuster must verify the contractor’s license. This applies to immovable property, such as buildings, and uses the Louisiana State Licensing Board for Contractors’ website or portal. Delays directly and reasonably caused by failed verification are protected from bad-faith findings, penalties, and attorney fees. The insurer must record the attempt’s date, time, and result in the claim file. It must also notify the insured in writing within five business days that payment is delayed pending license verification.

Sponsors & Cosponsors

Sponsor

  • Brian Leonard Glorioso

    Republican • House

Cosponsors

  • Tehmi Jahi Chassion

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 243 • No: 0

House vote • 5/26/2026

Read by title, roll called, yeas 97, nays 0, Senate amendments concurred in.

Yes: 97 • No: 0

Senate vote • 5/18/2026

Rules suspended. Senate floor amendments read and adopted. Read by title, passed by a vote of 35 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

Yes: 35 • No: 0

House vote • 4/21/2026

Read third time by title, amended, roll called on final passage, yeas 99, nays 0. Finally passed, title adopted, ordered to the Senate.

Yes: 99 • No: 0

House vote • 4/14/2026

Reported favorably

Yes: 12 • No: 0

Actions Timeline

  1. Becomes Act No. 932 without the Governor's signature.

    6/23/2026House

  2. Effective date: 08/01/2026.

    6/23/2026House

  3. Sent to the Governor for executive approval.

    5/28/2026House

  4. Enrolled and signed by the Speaker of the House.

    5/27/2026House

  5. Signed by the President of the Senate.

    5/27/2026Senate

  6. Read by title, roll called, yeas 97, nays 0, Senate amendments concurred in.

    5/26/2026House

  7. Scheduled for concurrence on 05/26/2026.

    5/25/2026House

  8. Received from the Senate with amendments.

    5/19/2026House

  9. Rules suspended. Senate floor amendments read and adopted. Read by title, passed by a vote of 35 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

    5/18/2026Senate

  10. Reported with Legislative Bureau amendments which were read and adopted. Read by title and passed to third reading and final passage.

    5/11/2026Senate

  11. Committee amendments read and adopted. Read by title and referred to the Legislative Bureau.

    5/7/2026Senate

  12. Reported with amendments.

    5/6/2026Senate

  13. Read second time by title and referred to the Committee on Insurance.

    4/27/2026Senate

  14. Received in the Senate. Read first time by title and placed on the Calendar for a second reading.

    4/22/2026Senate

  15. Read third time by title, amended, roll called on final passage, yeas 99, nays 0. Finally passed, title adopted, ordered to the Senate.

    4/21/2026House

  16. Scheduled for floor debate on 04/21/2026.

    4/20/2026House

  17. Read by title, ordered engrossed, passed to 3rd reading.

    4/15/2026House

  18. Reported favorably (12-0).

    4/14/2026House

  19. Read by title, under the rules, referred to the Committee on Insurance.

    4/1/2026House

  20. Read by title. Lies over under the rules.

    3/31/2026House

Bill Text

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