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LouisianaHB 12412026 Regular SessionHouseWALLET

CHILDREN/SUPPORT: Directs insurers to conduct data matches and to withhold and remit certain insurance and settlement payments to satisfy child support obligations (EN INCREASE SG RV See Note)

Sponsored By: Michael "Gabe" Firment (Republican)

Signed by Governor

Insurance

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 1 benefits, 1 costs, 1 mixed.

Insurance payments redirected to overdue child support

Beginning July 1, 2027, insurers doing business in Louisiana must check covered payments for past-due child support before paying. Covered payments are over $500, paid directly to claimants for general damages or lost wages. The rule covers bodily injury, wrongful death, and workers’ compensation claims, but excludes uninsured or underinsured motorist claims. It covers lump sums and installments, with a new check before each qualifying installment. After state notice, insurers must hold back the stated amount and send it within 20 days. Payments made before notice are not subject to this withholding rule. The state must confirm the debt within 60 days of receiving the money and return any excess. Specified liens and claims for reasonable lawyer fees, litigation costs, damages or losses, related medical bills, and funeral costs come first. Insurers must allow reasonable time for the state to respond, but must not delay payments when delay risks penalties. Louisiana’s insurance commissioner can issue rules to implement and enforce the law. Families owed support gain a collection source, while claimants who owe support receive less claim money.

Privacy limits for claimants’ child support checks

Beginning July 1, 2027, Louisiana child support officials must provide a secure electronic process for insurance data checks. Exchanges must follow state and federal privacy laws, including federal health privacy rules. Insurers must provide the claimant’s full name, current address, and birth date. Social Security numbers or tax identifiers are included only when available and necessary. Insurers can send data through claims-data organizations, federal child support officials, the Child Support Lien Network, or directly to state officials. State officials must keep insurer data confidential and use or disclose it only for support collection or this payment process. Insurers and their agents may use state data only for the required check and share it only as needed.

Legal protections for insurers checking child support

Beginning July 1, 2027, insurers and other participating entities are protected from civil or criminal liability for good-faith actions under this law. Covered actions include sharing information and holding back or sending money for child support. Protection also covers paying a claim after a data check without knowing the payment qualified for child support collection. This limits affected households’ legal recourse for those good-faith actions.

Sponsors & Cosponsors

Sponsor

  • Michael "Gabe" Firment

    Republican • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 230 • No: 2

House vote • 5/26/2026

Read by title, roll called, yeas 92, nays 1, Senate amendments concurred in.

Yes: 92 • No: 1

Senate vote • 5/19/2026

Senate floor amendments read and adopted. Read by title, passed by a vote of 34 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

Yes: 34 • No: 0

House vote • 4/22/2026

Read third time by title, amended, roll called on final passage, yeas 93, nays 1. Finally passed, title adopted, ordered to the Senate.

Yes: 93 • No: 1

House vote • 4/15/2026

Read by title, substitute title adopted, lies over in the same order of business, substitute for HB No. 943 reported by the Committee on Insurance

Yes: 11 • No: 0

Actions Timeline

  1. Signed by the Governor. Becomes Act No. 720.

    6/2/2026House

  2. Effective date: 07/01/2027.

    6/2/2026House

  3. Sent to the Governor for executive approval.

    5/28/2026House

  4. Enrolled and signed by the Speaker of the House.

    5/27/2026House

  5. Signed by the President of the Senate.

    5/27/2026Senate

  6. Read by title, roll called, yeas 92, nays 1, Senate amendments concurred in.

    5/26/2026House

  7. Scheduled for concurrence on 05/26/2026.

    5/25/2026House

  8. Received from the Senate with amendments.

    5/20/2026House

  9. Rules suspended. Called from the Calendar.

    5/19/2026Senate

  10. Senate floor amendments read and adopted. Read by title, passed by a vote of 34 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

    5/19/2026Senate

  11. Rules suspended.

    5/18/2026Senate

  12. Senate floor amendments read and adopted.

    5/18/2026Senate

  13. Read by title and returned to the Calendar, subject to call.

    5/18/2026Senate

  14. Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.

    5/11/2026Senate

  15. Read by title and referred to the Legislative Bureau.

    5/7/2026Senate

  16. Reported favorably.

    5/6/2026Senate

  17. Read second time by title and referred to the Committee on Insurance.

    4/28/2026Senate

  18. Received in the Senate. Read first time by title and placed on the Calendar for a second reading.

    4/27/2026Senate

  19. Read third time by title, amended, roll called on final passage, yeas 93, nays 1. Finally passed, title adopted, ordered to the Senate.

    4/22/2026House

  20. Scheduled for floor debate on 04/22/2026.

    4/21/2026House

  21. Read by title, ordered engrossed, passed to 3rd reading.

    4/16/2026House

  22. Read by title, substitute title adopted, lies over in the same order of business, substitute for HB No. 943 reported by the Committee on Insurance (11-0).

    4/15/2026House

  23. Read by title.

    4/14/2026House

Bill Text

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