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LouisianaHB 1352026 Regular SessionHouseWALLET

SEIZURES/SALES: Provides relative to certain exemptions from seizure with respect to motor vehicles

Sponsored By: Mandie Landry (Democratic)

Signed by Governor

Judiciary ACivil Law and Procedure

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 3 benefits, 0 costs, 0 mixed.

More protection for disability-adapted household vehicles

Louisiana law protects up to $20,000 in equity in one disability-adapted vehicle per household, up from $7,500. The vehicle must be substantially modified, equipped, or fitted for your physical disability or a family member's. You or your family must use it to transport the person with a disability, for any purpose. When this exemption applies, only one additional vehicle can receive the regular vehicle exemption, with two exempt vehicles total.

More vehicle protection for Louisiana households

Louisiana law protects up to $15,000 in equity in one household vehicle from creditor seizure, up from $7,500. The vehicle can be used for any purpose; its value follows the JD Power Official Used Car Guide. Married debtors, or those with a licensed-driver child at home, can protect another vehicle with up to $15,000 in equity. That second-vehicle protection applies only when the disability-adapted vehicle exemption does not apply. A debtor can protect no more than two vehicles under these combined rules.

Debt protection for health and retirement funds

Louisiana law protects health savings accounts for medical expenses when their total value does not exceed an annual IRS limit. That limit is the current calendar year's deduction limit for family coverage. The law also covers pensions, tax-deferred retirement arrangements, annuity contracts, and proceeds and payments from those arrangements and contracts. Covered retirement arrangements include traditional and Roth IRAs, employer pension plans, Keogh, SEP and SIMPLE plans, and rolled-over balances. These protections do not cover alimony or child-support debts; exceptions in Subsection D(2) and Louisiana Revised Statutes 11:292 still apply.

Sponsors & Cosponsors

Sponsor

  • Mandie Landry

    Democratic • House

Cosponsors

  • Sylvia Elaine Taylor

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 113 • No: 11

Senate vote • 5/5/2026

Read by title, passed by a vote of 33 yeas and 2 nays, and ordered returned to the House. Motion to reconsider tabled.

Yes: 33 • No: 2

House vote • 3/26/2026

Read third time by title, roll called on final passage, yeas 80, nays 9. Finally passed, title adopted, ordered to the Senate.

Yes: 80 • No: 9

Actions Timeline

  1. Signed by the Governor. Becomes Act No. 55.

    5/11/2026House

  2. Effective date: 08/01/2026.

    5/11/2026House

  3. Signed by the President of the Senate.

    5/7/2026Senate

  4. Sent to the Governor for executive approval.

    5/7/2026House

  5. Received from the Senate without amendments.

    5/6/2026House

  6. Enrolled and signed by the Speaker of the House.

    5/6/2026House

  7. Read by title, passed by a vote of 33 yeas and 2 nays, and ordered returned to the House. Motion to reconsider tabled.

    5/5/2026Senate

  8. Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.

    4/27/2026Senate

  9. Read by title and referred to the Legislative Bureau.

    4/22/2026Senate

  10. Reported favorably.

    4/21/2026Senate

  11. Read second time by title and referred to the Committee on Judiciary A.

    3/31/2026Senate

  12. Received in the Senate. Read first time by title and placed on the Calendar for a second reading.

    3/30/2026Senate

  13. Read third time by title, roll called on final passage, yeas 80, nays 9. Finally passed, title adopted, ordered to the Senate.

    3/26/2026House

  14. Scheduled for floor debate on 03/26/2026.

    3/25/2026House

  15. Read by title, ordered engrossed, passed to 3rd reading.

    3/24/2026House

  16. Reported favorably (7-0-1).

    3/23/2026House

  17. Read by title, under the rules, referred to the Committee on Civil Law and Procedure.

    3/9/2026House

  18. Prefiled.

    2/13/2026House

  19. Under the rules, provisionally referred to the Committee on Civil Law and Procedure.

    2/13/2026House

  20. First appeared in the Interim Calendar on 2/13/2026.

    2/13/2026House

Bill Text

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