PRIA Logo™
LouisianaHB 3752025 Regular SessionHouseWALLET

CRIME: Provides for fraudulent banking transactions (EN SEE FISC NOTE GF EX)

Sponsored By: Wayne McMahen (Republican)

Signed by Governor

Judiciary CAdministration of Criminal Justice

Personalized for You

How does this bill affect your finances?

Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.

Free to download

Bill Overview

Analyzed Economic Effects

3 provisions identified: 0 benefits, 2 costs, 1 mixed.

Fraud offenders must fully repay losses

People convicted of illegal transmission of monetary funds or bank fraud must fully repay losses caused by the crime. Repayment goes to victims and anyone else who suffered a financial loss, in addition to criminal penalties. The law removes these statutes' specific payment-plan rule for people unable to pay because of poverty. Restitution remains governed by Louisiana's general restitution law.

Fraud defendants face broader evidence rules

In prosecutions under Louisiana R.S. 14:71.1 or 14:72.2, prosecutors can use specified evidence to prove intent to deceive or defraud. This includes previously cashed or deposited forged or counterfeit monetary instruments, such as checks, and earlier attempts to use them. It also includes law-enforcement communications about such transactions being suspected fraud or potentially violating state or federal criminal law. This creates an exception to the usual rule against using character evidence to prove conduct.

Repeat financial fraud brings prison and fines

A second or later conviction for illegal transmission of monetary funds or bank fraud requires one to ten years in prison. Sentences can include hard labor and a fine up to $100,000. The funds-transmission law defines radio signals to include texts, emails, and other wireless transmissions used for money transactions. It defines wires to include wired devices providing internet or other access for transactions through email, bank-to-bank transfers, or money-transfer facilities. The bank-fraud law covers federally insured depository institutions chartered by the United States, Louisiana, or another state.

Sponsors & Cosponsors

Sponsor

  • Wayne McMahen

    Republican • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 145 • No: 0

Senate vote • 5/29/2025

Rules suspended. Read by title, passed by a vote of 37 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

Yes: 37 • No: 0

House vote • 5/7/2025

Read third time by title, amended, roll called on final passage, yeas 98, nays 0. Finally passed, title adopted, ordered to the Senate.

Yes: 98 • No: 0

House vote • 4/29/2025

Reported favorably

Yes: 10 • No: 0

Actions Timeline

  1. Signed by the Governor. Becomes Act No. 188.

    6/8/2025House

  2. Effective date: 08/01/2025.

    6/8/2025House

  3. Sent to the Governor for executive approval.

    6/3/2025House

  4. Enrolled and signed by the Speaker of the House.

    6/2/2025House

  5. Signed by the President of the Senate.

    6/2/2025Senate

  6. Rules suspended. Read by title, passed by a vote of 37 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

    5/29/2025Senate

  7. Received from the Senate without amendments.

    5/29/2025House

  8. Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.

    5/27/2025Senate

  9. Rules suspended.

    5/21/2025Senate

  10. Read by title and referred to the Legislative Bureau.

    5/21/2025Senate

  11. Reported favorably.

    5/20/2025Senate

  12. Read second time by title and referred to the Committee on Judiciary C.

    5/12/2025Senate

  13. Received in the Senate. Read first time by title and placed on the Calendar for a second reading.

    5/8/2025Senate

  14. Read third time by title, amended, roll called on final passage, yeas 98, nays 0. Finally passed, title adopted, ordered to the Senate.

    5/7/2025House

  15. Scheduled for floor debate on 05/07/2025.

    5/6/2025House

  16. Read by title, ordered engrossed, passed to 3rd reading.

    4/30/2025House

  17. Reported favorably (10-0).

    4/29/2025House

  18. Read by title, under the rules, referred to the Committee on Administration of Criminal Justice.

    4/14/2025House

  19. Prefiled.

    4/3/2025House

  20. Under the rules, provisionally referred to the Committee on Administration of Criminal Justice.

    4/3/2025House

Bill Text

Related Bills

Back to State Legislation