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LouisianaHB 4382025 Regular SessionHouseWALLET

INSURANCE/RATES: Provides relative to advertising expenses and prohibits use of certain expenses in setting insurance rates

Sponsored By: Michael "Gabe" Firment (Republican)

Signed by Governor

Insurance

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Louisiana insurance rates exclude certain advertising costs

Beginning January 1, 2026, Louisiana insurers cannot count institutional advertising costs when setting insurance rates. These ads neither seek business for a specific insurer nor give consumers information relevant to deciding whether to buy insurance. The law does not guarantee lower premiums.

Sponsors & Cosponsors

Sponsor

  • Michael "Gabe" Firment

    Republican • House

Cosponsors

  • Chad Michael Boyer

    Republican • House

  • Chance Keith Henry

    Republican • House

  • Roy Daryl Adams

    Democratic • House

  • Dodie Horton

    Republican • House

  • Emily Chenevert

    Republican • House

  • Foy Bryan Gadberry

    Republican • House

  • Jason Brian DeWitt

    Republican • House

  • Josh Carlson

    Republican • House

  • Julie Emerson

    Affiliation unavailable

  • Kathy Edmonston

    Republican • House

  • Kellee Hennessy Dickerson

    Republican • House

  • Larry A. Bagley

    Republican • House

  • Peter F. Egan Sr.

    Republican • House

  • Phillip DeVillier

    Republican • House

  • R. Dewith Carrier

    Republican • House

  • Rhonda Gaye Butler

    Republican • House

  • Robby Carter

    Democratic • House

  • Stephanie Hilferty

    Republican • House

  • Tony Bacala

    Republican • House

Roll Call Votes

All Roll Calls

Yes: 150 • No: 0

Senate vote • 5/28/2025

Read by title, passed by a vote of 36 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

Yes: 36 • No: 0

House vote • 4/30/2025

Read third time by title, roll called on final passage, yeas 100, nays 0. Finally passed, title adopted, ordered to the Senate.

Yes: 100 • No: 0

House vote • 4/23/2025

Reported favorably

Yes: 14 • No: 0

Actions Timeline

  1. Signed by the Governor. Becomes Act No. 85.

    6/4/2025House

  2. Effective date: 01/01/2026.

    6/4/2025House

  3. Signed by the President of the Senate on 5/29/2025.

    6/1/2025Senate

  4. Sent to the Governor for executive approval.

    5/30/2025House

  5. Received from the Senate without amendments.

    5/29/2025House

  6. Enrolled and signed by the Speaker of the House.

    5/29/2025House

  7. Read by title, passed by a vote of 36 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

    5/28/2025Senate

  8. Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.

    5/20/2025Senate

  9. Read by title and referred to the Legislative Bureau.

    5/19/2025Senate

  10. Reported favorably.

    5/14/2025Senate

  11. Read second time by title and referred to the Committee on Insurance.

    5/5/2025Senate

  12. Read third time by title, roll called on final passage, yeas 100, nays 0. Finally passed, title adopted, ordered to the Senate.

    4/30/2025House

  13. Received in the Senate. Rules suspended. Read first time by title and placed on the Calendar for a second reading.

    4/30/2025Senate

  14. Scheduled for floor debate on 04/30/2025.

    4/28/2025House

  15. Read by title, ordered engrossed, passed to 3rd reading.

    4/24/2025House

  16. Reported favorably (14-0).

    4/23/2025House

  17. Read by title, under the rules, referred to the Committee on Insurance.

    4/14/2025House

  18. Prefiled.

    4/4/2025House

  19. Under the rules, provisionally referred to the Committee on Insurance.

    4/4/2025House

Bill Text

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