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LouisianaHB 4412025 Regular SessionHouseWALLET

INSURANCE DEPARTMENT: Provides for fees collected by the commissioner of insurance (EN +$5,311,560 SG RV See Note)

Sponsored By: Chance Keith Henry (Republican)

Became Law

Insurance

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 0 benefits, 3 costs, 0 mixed.

Insurance adjusters pay higher licensing fees

Beginning January 1, 2026, Louisiana raises licensing fees for claims adjusters and public adjusters. First-time applications cost $75, up from $55. Renewals cost $75 every two years, up from $50. These fees apply to business entities and individual adjusters who live in Louisiana or outside the state. The commissioner collects the fees in advance.

Insurance producers pay higher licensing fees

Beginning January 1, 2026, Louisiana sets insurance producer first-time application fees at $75, collected in advance with other producer fees. Adding license lines costs $75, up from $50. License renewal costs $75 every two years, replacing $50 for one line or $55 for two or more lines. Initial company appointments for individuals cost $45, up from $30. Individual appointment renewals cost $35 yearly by January 1, up from $20. Business entity appointments cost $100 initially and $100 for yearly renewal by August 1.

Insurers pay higher yearly oversight fees

Beginning January 1, 2026, covered Louisiana insurance entities pay $2,000 yearly for financial oversight, up from $1,000. This covers health maintenance organizations, domestic and foreign insurers, vehicle mechanical breakdown insurers, and property residual value insurers. The insurance commissioner collects the fee in advance to examine and analyze their financial condition. The law does not specify any effect on household premiums.

Sponsors & Cosponsors

Sponsor

  • Chance Keith Henry

    Republican • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 144 • No: 0

Senate vote • 6/3/2025

Read by title, passed by a vote of 38 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

Yes: 38 • No: 0

House vote • 4/30/2025

Read third time by title, roll called on final passage, yeas 96, nays 0. Finally passed, title adopted, ordered to the Senate.

Yes: 96 • No: 0

House vote • 4/23/2025

Reported favorably

Yes: 10 • No: 0

Actions Timeline

  1. Sent to the Governor for executive approval.

    6/5/2025House

  2. Received from the Senate without amendments.

    6/4/2025House

  3. Enrolled and signed by the Speaker of the House.

    6/4/2025House

  4. Signed by the President of the Senate.

    6/4/2025Senate

  5. Rules suspended. Called from the Calendar.

    6/3/2025Senate

  6. Read by title, passed by a vote of 38 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

    6/3/2025Senate

  7. Read by title and returned to the Calendar, subject to call.

    6/2/2025Senate

  8. Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.

    5/29/2025Senate

  9. Read by title and referred to the Legislative Bureau.

    5/28/2025Senate

  10. Reported favorably.

    5/27/2025Senate

  11. Read by title. Recommitted to the Committee on Revenue and Fiscal Affairs.

    5/19/2025Senate

  12. Reported favorably.

    5/14/2025Senate

  13. Read second time by title and referred to the Committee on Insurance.

    5/5/2025Senate

  14. Read third time by title, roll called on final passage, yeas 96, nays 0. Finally passed, title adopted, ordered to the Senate.

    4/30/2025House

  15. Received in the Senate. Rules suspended. Read first time by title and placed on the Calendar for a second reading.

    4/30/2025Senate

  16. Scheduled for floor debate on 04/30/2025.

    4/28/2025House

  17. Read by title, ordered engrossed, passed to 3rd reading.

    4/24/2025House

  18. Reported favorably (10-0).

    4/23/2025House

  19. Read by title, under the rules, referred to the Committee on Insurance.

    4/14/2025House

  20. Prefiled.

    4/4/2025House

  21. Under the rules, provisionally referred to the Committee on Insurance.

    4/4/2025House

  22. Becomes Act No. 501 without the Governor's signature.

    7/1/2024House

  23. Effective date: 01/01/2026.

    7/1/2024House

Bill Text

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