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LouisianaHB 5452026 Regular SessionHouseWALLET

FEES/LICENSES/PERMITS: Changes fees charged by lenders

Sponsored By: Neil Riser (Republican)

Became Law

Commerce, Consumer Protection and International AffairsCommerce

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 1 costs, 0 mixed.

Higher setup fees for Louisiana borrowers

Louisiana law raises the loan setup fee cap from $50 to $75. This applies to consumer loans and revolving loan accounts. Lenders cannot charge more than $75, but they do not have to charge the maximum.

Sponsors & Cosponsors

Sponsor

  • Neil Riser

    Republican • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 145 • No: 0

Senate vote • 5/12/2026

Rules suspended. Read by title, passed by a vote of 33 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

Yes: 33 • No: 0

House vote • 3/24/2026

Read third time by title, roll called on final passage, yeas 96, nays 0. Finally passed, title adopted, ordered to the Senate.

Yes: 96 • No: 0

House vote • 3/17/2026

Reported with amendments

Yes: 16 • No: 0

Actions Timeline

  1. Becomes Act No. 402 without the Governor's signature.

    5/27/2026House

  2. Effective date: 08/01/2026.

    5/27/2026House

  3. Signed by the President of the Senate.

    5/14/2026Senate

  4. Sent to the Governor for executive approval.

    5/14/2026House

  5. Received from the Senate without amendments.

    5/13/2026House

  6. Enrolled and signed by the Speaker of the House.

    5/13/2026House

  7. Rules suspended. Read by title, passed by a vote of 33 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

    5/12/2026Senate

  8. Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.

    5/4/2026Senate

  9. Read by title and referred to the Legislative Bureau.

    4/29/2026Senate

  10. Reported favorably.

    4/28/2026Senate

  11. Read second time by title and referred to the Committee on Commerce, Consumer Protection and International Affairs.

    3/25/2026Senate

  12. Read third time by title, roll called on final passage, yeas 96, nays 0. Finally passed, title adopted, ordered to the Senate.

    3/24/2026House

  13. Received in the Senate. Rules suspended. Read first time by title and placed on the Calendar for a second reading.

    3/24/2026Senate

  14. Scheduled for floor debate on 03/24/2026.

    3/23/2026House

  15. Read by title, amended, ordered engrossed, passed to 3rd reading.

    3/18/2026House

  16. Reported with amendments (16-0).

    3/17/2026House

  17. Read by title, under the rules, referred to the Committee on Commerce.

    3/9/2026House

  18. First appeared in the Interim Calendar on 2/27/2026.

    2/27/2026House

  19. Prefiled.

    2/26/2026House

  20. Under the rules, provisionally referred to the Committee on Commerce.

    2/26/2026House

Bill Text

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