All Roll Calls
Yes: 147 • No: 0
LouisianaHB 7392026 Regular SessionHouseWALLET
INSURANCE: Provides relative to insurance fraud
Sponsored By: Stephanie H. Berault (Republican)
Signed by Governor
Insurance
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Bill Overview
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
Clearer agency roles in insurance crimes
Louisiana’s Office of Insurance Fraud must refer possible crimes found during investigations to appropriate law enforcement agencies or prosecutors. The office can help investigate only with the receiving agency’s consent. Only proper law enforcement agencies and prosecutors handle criminal investigation, enforcement, or prosecution under these insurance-fraud provisions, including automobile insurance. Another law can provide an exception.
Clearer enforcement against unfair insurance practices
When Louisiana’s insurance commissioner suspects a licensed person of unfair insurance practices, the commissioner must send a notice. It must describe the conduct and cite the law believed to be violated. For suspected unfair practices by unlicensed people doing insurance business in Louisiana, the commissioner can order them to stop or impose fines. The commissioner can also take other action allowed by law, and affected unlicensed people can appeal. The commissioner can adopt rules allowing electronic delivery of notices.
Broader protections against unfair insurance practices
Louisiana’s unfair-practice rules cover selling, advertising, or seeking buyers for insurance policies. They also cover claim or benefit assistance on behalf of insurers, insured people, claimants, or their representatives, directly or indirectly. Lawyers actively providing legal services are excluded. Health providers and their representatives are excluded when helping patients with prior authorization or appeals over denied services from licensed providers. The ban on unfair or deceptive insurance practices is no longer limited to conduct in Louisiana. It includes unauthorized insurance and failure to carry professional liability insurance when required by law.
Sponsors & Cosponsors
Sponsor
Stephanie H. Berault
Republican • House
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
Senate vote • 4/22/2026
Read by title, passed by a vote of 36 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.
Yes: 36 • No: 0
House vote • 3/30/2026
Read third time by title, amended, roll called on final passage, yeas 98, nays 0. Finally passed, title adopted, ordered to the Senate.
Yes: 98 • No: 0
House vote • 3/18/2026
Reported with amendments
Yes: 13 • No: 0
Actions Timeline
Signed by the Governor. Becomes Act No. 32.
4/30/2026HouseEffective date: 04/30/2026.
4/30/2026HouseSent to the Governor for executive approval.
4/28/2026HouseEnrolled and signed by the Speaker of the House.
4/27/2026HouseSigned by the President of the Senate.
4/27/2026SenateReceived from the Senate without amendments.
4/23/2026HouseRead by title, passed by a vote of 36 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.
4/22/2026SenateReported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.
4/14/2026SenateRead by title and referred to the Legislative Bureau.
4/13/2026SenateReported favorably.
4/8/2026SenateRead second time by title and referred to the Committee on Insurance.
4/1/2026SenateReceived in the Senate. Rules suspended. Read first time by title and placed on the Calendar for a second reading.
3/31/2026SenateCalled from the calendar.
3/30/2026HouseRead third time by title, amended, roll called on final passage, yeas 98, nays 0. Finally passed, title adopted, ordered to the Senate.
3/30/2026HouseRead by title, returned to the calendar.
3/25/2026HouseNotice given.
3/25/2026HouseScheduled for floor debate on 03/30/2026.
3/25/2026HouseRead by title, amended, ordered engrossed, passed to 3rd reading.
3/23/2026HouseScheduled for floor debate on 03/25/2026.
3/23/2026HouseReported with amendments (13-0).
3/18/2026HouseRead by title, under the rules, referred to the Committee on Insurance.
3/9/2026HousePrefiled.
2/27/2026HouseUnder the rules, provisionally referred to the Committee on Insurance.
2/27/2026HouseFirst appeared in the Interim Calendar on 2/27/2026.
2/27/2026House
Bill Text
Engrossed
Enrolled
Introduced
Reengrossed
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