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LouisianaHB 8502026 Regular SessionHouseWALLET

INSURANCE: Provides relative to cancellation notice requirements in the Standard Fire Policy

Sponsored By: Michael "Gabe" Firment (Republican)

Signed by Governor

Insurance

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Homeowners get more notice before insurance cancellation

Insurers must give 60 days’ written notice before canceling a Louisiana standard fire policy or a designated mortgage lender’s interest. The notice period stays 10 days when cancellation is for unpaid premiums. New policies follow these rules starting July 1, 2026. Existing policies must follow them at renewal, no later than July 1, 2027.

Sponsors & Cosponsors

Sponsor

  • Michael "Gabe" Firment

    Republican • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 244 • No: 0

House vote • 5/26/2026

Read by title, roll called, yeas 99, nays 0, Senate amendments concurred in.

Yes: 99 • No: 0

Senate vote • 5/19/2026

The amended bill was read by title, passed by a vote of 33 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

Yes: 33 • No: 0

House vote • 3/25/2026

Read third time by title, roll called on final passage, yeas 98, nays 0. Finally passed, title adopted, ordered to the Senate.

Yes: 98 • No: 0

House vote • 3/18/2026

Reported favorably

Yes: 14 • No: 0

Actions Timeline

  1. Signed by the Governor. Becomes Act No. 848.

    6/8/2026House

  2. Effective date: 06/08/2026.

    6/8/2026House

  3. Sent to the Governor for executive approval.

    5/28/2026House

  4. Enrolled and signed by the Speaker of the House.

    5/27/2026House

  5. Signed by the President of the Senate.

    5/27/2026Senate

  6. Read by title, roll called, yeas 99, nays 0, Senate amendments concurred in.

    5/26/2026House

  7. Scheduled for concurrence on 05/26/2026.

    5/25/2026House

  8. Received from the Senate with amendments.

    5/20/2026House

  9. Rules suspended. Called from the Calendar.

    5/19/2026Senate

  10. The amended bill was read by title, passed by a vote of 33 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

    5/19/2026Senate

  11. Read by title and returned to the Calendar, subject to call.

    4/22/2026Senate

  12. Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.

    4/14/2026Senate

  13. Committee amendments read and adopted. Read by title and referred to the Legislative Bureau.

    4/13/2026Senate

  14. Reported with amendments.

    4/8/2026Senate

  15. Read second time by title and referred to the Committee on Insurance.

    3/30/2026Senate

  16. Read third time by title, roll called on final passage, yeas 98, nays 0. Finally passed, title adopted, ordered to the Senate.

    3/25/2026House

  17. Received in the Senate. Rules suspended. Read first time by title and placed on the Calendar for a second reading.

    3/25/2026Senate

  18. Read by title, ordered engrossed, passed to 3rd reading.

    3/23/2026House

  19. Scheduled for floor debate on 03/25/2026.

    3/23/2026House

  20. Reported favorably (14-0).

    3/18/2026House

  21. Read by title, under the rules, referred to the Committee on Insurance.

    3/9/2026House

  22. Prefiled.

    2/27/2026House

  23. Under the rules, provisionally referred to the Committee on Insurance.

    2/27/2026House

  24. First appeared in the Interim Calendar on 2/27/2026.

    2/27/2026House

Bill Text

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