PRIA Logo™
LouisianaHB 9032026 Regular SessionHouseWALLET

INSURANCE: Provides for fines issued by the commissioner of insurance

Sponsored By: John R. Illg Jr. (Republican)

Signed by Governor

Insurance

Personalized for You

How does this bill affect your finances?

Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.

Free to download

Bill Overview

Analyzed Economic Effects

2 provisions identified: 0 benefits, 1 costs, 1 mixed.

Higher fines for insurance service providers

Louisiana raises calendar-year fine caps for insurance producers, claims adjusters, insurance consultants, and covered lessors from $10,000 to $100,000. For producers and consultants, the cap applies per applicant or license holder. Fines remain capped at $500 per violation, except another insurance law can authorize higher penalties for claims adjusters. Producer, adjuster, and consultant penalties require a legal ground for discipline; lessor penalties cover violations under the lessor rule. The commissioner can combine fines with allowed licensing actions, including probation, suspension, revocation, or refusal to issue or renew licenses. These higher fine limits do not directly change household insurance costs or benefits.

Higher insurer fines with required hearing safeguards

Louisiana raises the calendar-year fine cap for insurers, health insurers, and limited insurance license holders from $100,000 to $1 million. The general cap also covers other people and entities subject to the rule. Fines remain capped at $1,000 per violation and depend on violations that warrant enforcement. The law requires formal hearings and a finding that penalties are warranted before they are imposed. The commissioner retains license suspension, revocation, nonrenewal, stop-order, and other enforcement powers; fines can replace licensing penalties under specified provisions. The commissioner can suspend or withhold fines where authorized, and the law does not directly change household premiums or benefits.

Sponsors & Cosponsors

Sponsor

  • John R. Illg Jr.

    Republican • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 246 • No: 0

House vote • 5/13/2026

Read by title, roll called, yeas 97, nays 0, Senate amendments concurred in.

Yes: 97 • No: 0

Senate vote • 5/11/2026

The amended bill was read by title, passed by a vote of 35 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

Yes: 35 • No: 0

House vote • 4/14/2026

Read third time by title, roll called on final passage, yeas 101, nays 0. Finally passed, title adopted, ordered to the Senate.

Yes: 101 • No: 0

House vote • 4/8/2026

Reported with amendments

Yes: 13 • No: 0

Actions Timeline

  1. Signed by the Governor. Becomes Act No. 325.

    5/22/2026House

  2. Effective date: 05/22/2026.

    5/22/2026House

  3. Sent to the Governor for executive approval.

    5/19/2026House

  4. Enrolled and signed by the Speaker of the House.

    5/18/2026House

  5. Signed by the President of the Senate.

    5/18/2026Senate

  6. Read by title, roll called, yeas 97, nays 0, Senate amendments concurred in.

    5/13/2026House

  7. Received from the Senate with amendments.

    5/12/2026House

  8. Scheduled for concurrence on 05/13/2026.

    5/12/2026House

  9. The amended bill was read by title, passed by a vote of 35 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

    5/11/2026Senate

  10. Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.

    4/28/2026Senate

  11. Committee amendments read and adopted. Read by title and referred to the Legislative Bureau.

    4/27/2026Senate

  12. Reported with amendments.

    4/22/2026Senate

  13. Read second time by title and referred to the Committee on Insurance.

    4/15/2026Senate

  14. Read third time by title, roll called on final passage, yeas 101, nays 0. Finally passed, title adopted, ordered to the Senate.

    4/14/2026House

  15. Received in the Senate. Rules suspended. Read first time by title and placed on the Calendar for a second reading.

    4/14/2026Senate

  16. Scheduled for floor debate on 04/14/2026.

    4/13/2026House

  17. Read by title, amended, ordered engrossed, passed to 3rd reading.

    4/9/2026House

  18. Reported with amendments (13-0).

    4/8/2026House

  19. Read by title, under the rules, referred to the Committee on Insurance.

    3/9/2026House

  20. Prefiled.

    2/27/2026House

  21. Under the rules, provisionally referred to the Committee on Insurance.

    2/27/2026House

  22. First appeared in the Interim Calendar on 2/27/2026.

    2/27/2026House

Bill Text

Related Bills

Back to State Legislation