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LouisianaSB 1732026 Regular SessionSenateWALLET

CIVIL PROCEDURE: Provides for the garnishment process for banks. (8/1/26)

Sponsored By: John C. "Jay" Morris (Republican)

Signed by Governor

Civil Law and ProcedureJudiciary A

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 1 costs, 0 mixed.

Banks can transfer garnished deposits faster

Beginning August 1, 2026, Louisiana allows federally insured financial institutions to transfer garnished deposits without another court order. The institution must report in its garnishment answer that it holds deposits belonging to the person owing the judgment debt. It must also have received no notice opposing the garnishment. Deposits of $1,000 or less may go to the sheriff immediately. Deposits over $1,000 may go after 30 days from filing the answer. Payment ends the institution’s obligation to the account holder for the amount transferred; it does not change the underlying debt. These transfer rules exclude garnishment of wages, salaries, tips reported to an employer, and commissions.

Sponsors & Cosponsors

Sponsor

  • John C. "Jay" Morris

    Republican • Senate

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 125 • No: 0

House vote • 5/6/2026

Read third time by title, roll called on final passage, yeas 90, nays 0. Finally passed, ordered to the Senate.

Yes: 90 • No: 0

Senate vote • 4/20/2026

Read by title, passed by a vote of 35 yeas and 0 nays, and sent to the House. Motion to reconsider tabled.

Yes: 35 • No: 0

Actions Timeline

  1. Signed by the Governor. Becomes Act No. 250.

    5/15/2026Senate

  2. Effective date 8/1/2026.

    5/15/2026Senate

  3. Sent to the Governor by the Secretary of the Senate.

    5/13/2026Senate

  4. Enrolled. Signed by the President of the Senate.

    5/12/2026Senate

  5. Signed by the Speaker of the House.

    5/12/2026House

  6. Received from the House without amendments.

    5/11/2026Senate

  7. Read third time by title, roll called on final passage, yeas 90, nays 0. Finally passed, ordered to the Senate.

    5/6/2026House

  8. Scheduled for floor debate on 05/06/2026.

    5/5/2026House

  9. Read by title, passed to 3rd reading.

    4/29/2026House

  10. Reported without Legislative Bureau amendments.

    4/28/2026House

  11. Reported favorably (6-0-1). Referred to the Legislative Bureau.

    4/27/2026House

  12. Read by title, under the rules, referred to the Committee on Civil Law and Procedure.

    4/21/2026House

  13. Read by title, passed by a vote of 35 yeas and 0 nays, and sent to the House. Motion to reconsider tabled.

    4/20/2026Senate

  14. Received in the House from the Senate, read by title, lies over under the rules.

    4/20/2026House

  15. Read by title. Ordered engrossed and passed to third reading and final passage.

    4/15/2026Senate

  16. Reported favorably.

    4/14/2026Senate

  17. Introduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Judiciary A.

    3/9/2026Senate

  18. Prefiled and under the rules provisionally referred to the Committee on Judiciary A.

    2/25/2026Senate

Bill Text

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