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LouisianaSB 2542026 Regular SessionSenateWALLET

CREDIT: Provides relative to surcharges for debit card use. (8/1/26)

Sponsored By: Beth Mizell (Republican)

Signed by Governor

CommerceCommerce, Consumer Protection and International Affairs

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

Debit card users avoid extra charges

Beginning August 1, 2026, Louisiana businesses selling goods or services cannot charge extra for paying by debit card. This covers cards and payment devices that draw directly from a deposit account, including use by authorized users. Businesses owe cardholders actual damages caused by unlawful surcharges, but you must give written notice before suing. Private lawsuits are allowed only for willful or repeated violations, or violations not fixed within 30 days after notice arrives. If the business fixes the violation and repays the surcharge within those 30 days, that allegation cannot support a private lawsuit.

Consumers get surcharge reporting and enforcement

Beginning August 1, 2026, Louisiana's attorney general must establish and maintain toll-free phone and electronic reporting systems for unlawful debit surcharges. Complaints must include the business name and address, transaction date and amount, surcharge amount, and proof such as a receipt. The attorney general can sue businesses that break the rules, regardless of the limits on private lawsuits. If the court grants judgment or an order to stop violations, it must award reasonable attorney fees, court costs, and investigation costs. Breaking an administrative or court order carries a penalty of up to $500 per violation; collected fines and penalties support consumer protection and education.

Sponsors & Cosponsors

Sponsor

  • Beth Mizell

    Republican • Senate

Cosponsors

  • Tehmi Jahi Chassion

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 130 • No: 14

House vote • 5/26/2026

Read third time by title, roll called on final passage, yeas 83, nays 14. Finally passed, ordered to the Senate.

Yes: 83 • No: 14

House vote • 5/18/2026

Reported with amendments

Yes: 12 • No: 0

Senate vote • 3/23/2026

Senate floor amendments read and adopted. Read by title and passed by a vote of 35 yeas and 0 nays; ordered reengrossed and sent to the House. Motion to reconsider tabled.

Yes: 35 • No: 0

Actions Timeline

  1. Signed by the Governor. Becomes Act No. 751.

    6/2/2026Senate

  2. Effective date 8/1/2026.

    6/2/2026Senate

  3. Signed by the Speaker of the House.

    5/29/2026House

  4. Sent to the Governor by the Secretary of the Senate.

    5/29/2026Senate

  5. Enrolled. Signed by the President of the Senate.

    5/28/2026Senate

  6. Read third time by title, roll called on final passage, yeas 83, nays 14. Finally passed, ordered to the Senate.

    5/26/2026House

  7. Received from the House with amendments.

    5/26/2026Senate

  8. Scheduled for floor debate on 05/26/2026.

    5/25/2026House

  9. Read by title, amended, passed to 3rd reading.

    5/20/2026House

  10. Reported without Legislative Bureau amendments.

    5/19/2026House

  11. Reported with amendments (12-0). Referred to the Legislative Bureau.

    5/18/2026House

  12. Read by title, under the rules, referred to the Committee on Commerce.

    3/25/2026House

  13. Received in the House from the Senate, read by title, lies over under the rules.

    3/24/2026House

  14. Senate floor amendments read and adopted. Read by title and passed by a vote of 35 yeas and 0 nays; ordered reengrossed and sent to the House. Motion to reconsider tabled.

    3/23/2026Senate

  15. Read by title. Committee amendments read and adopted. Ordered engrossed and passed to third reading and final passage.

    3/16/2026Senate

  16. Reported with amendments.

    3/11/2026Senate

  17. Introduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Commerce, Consumer Protection and International Affairs.

    3/9/2026Senate

  18. Prefiled and under the rules provisionally referred to the Committee on Commerce, Consumer Protection and International Affairs.

    2/26/2026Senate

Bill Text

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