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LouisianaSB 2952026 Regular SessionSenateWALLET

HEALTH/ACC INSURANCE: Provides for insurance coverage of services for persons with acquired brain injuries. (8/1/26) (EN NO IMPACT See Note)

Sponsored By: William "Bill" Wheat Jr. (Republican)

Signed by Governor

Insurance

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

More coverage for brain injury care

New health plans issued for delivery in Louisiana must cover medically necessary acquired brain injury care beginning January 1, 2027. Older plans must comply at renewal, no later than January 1, 2028. The injury must occur after birth and cannot be progressive, hereditary, congenital, or degenerative. Covered care includes therapies for thinking, communication, behavior, and daily skills; brain and psychological testing; neurofeedback; and community reintegration services. It also includes inpatient, outpatient, day treatment, residential, home, and community-based care. Providers must meet licensing, accreditation, training, and experience requirements for brain injury rehabilitation. Plans cannot impose lifetime or unreasonable yearly limits on treatment days or sessions. Inpatient rehabilitation limits must be separate from post-acute rehabilitation limits, which insurers must state separately. Deductibles, copays, coinsurance, and out-of-pocket limits cannot be higher than for similar benefits. Plans cannot deny care solely because of its setting when that setting is clinically appropriate and meets applicable licensing or accreditation requirements. A clinical peer reviewer must review adverse decisions about brain injury services. Louisiana's insurance commissioner must establish a faster appeal process. The mandate excludes excepted-benefit and limited-benefit plans, short-term policies under 12 months, Medicare, Medicaid, and Louisiana Office of Group Benefits programs. Coverage applies only as federal law permits. Qualified health plans need not cover benefits beyond federal essential health benefits when those added benefits require state payments.

Sponsors & Cosponsors

Sponsor

  • William "Bill" Wheat Jr.

    Republican • Senate

Cosponsors

  • Alonzo L. Knox

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 142 • No: 1

House vote • 5/27/2026

Read third time by title, roll called on final passage, yeas 96, nays 1. Finally passed, ordered to the Senate.

Yes: 96 • No: 1

House vote • 5/19/2026

Reported with amendments

Yes: 12 • No: 0

Senate vote • 5/7/2026

Rules suspended. Read by title, passed by a vote of 34 yeas and 0 nays, and sent to the House. Motion to reconsider tabled.

Yes: 34 • No: 0

Actions Timeline

  1. Signed by the Governor. Becomes Act No. 754.

    6/2/2026Senate

  2. Effective date: See Act.

    6/2/2026Senate

  3. Enrolled. Signed by the President of the Senate.

    5/29/2026Senate

  4. Signed by the Speaker of the House.

    5/29/2026House

  5. Sent to the Governor by the Secretary of the Senate.

    5/29/2026Senate

  6. Read by title, returned to the calendar.

    5/27/2026House

  7. Called from the calendar.

    5/27/2026House

  8. Read third time by title, roll called on final passage, yeas 96, nays 1. Finally passed, ordered to the Senate.

    5/27/2026House

  9. Received from the House with amendments.

    5/27/2026Senate

  10. Read by title, amended, passed to 3rd reading.

    5/26/2026House

  11. Scheduled for floor debate on 05/27/2026.

    5/26/2026House

  12. Reported with Legislative Bureau amendments.

    5/25/2026House

  13. Read by title, amended.

    5/20/2026House

  14. Referred to the Legislative Bureau.

    5/20/2026House

  15. Reported with amendments (12-0). To be recommitted to the Committee on Appropriations.

    5/19/2026House

  16. Read by title, under the rules, referred to the Committee on Insurance.

    5/11/2026House

  17. Rules suspended. Read by title, passed by a vote of 34 yeas and 0 nays, and sent to the House. Motion to reconsider tabled.

    5/7/2026Senate

  18. Received in the House from the Senate, read by title, lies over under the rules.

    5/7/2026House

  19. Read by title; Committee amendments read and adopted. Ordered reengrossed and passed to third reading and final passage.

    5/6/2026Senate

  20. Reported with amendments.

    5/5/2026Senate

  21. Read by title. Ordered engrossed and recommitted to the Committee on Finance.

    3/23/2026Senate

  22. Reported favorably.

    3/18/2026Senate

  23. Introduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Insurance.

    3/9/2026Senate

  24. Prefiled and under the rules provisionally referred to the Committee on Insurance.

    2/27/2026Senate

Bill Text

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