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LouisianaSB 4142026 Regular SessionSenateWALLET

CONSUMERS: Provides for the Louisiana Medical Debt Protection Act. (gov sig)

Sponsored By: Kirk Talbot (Republican)

Signed by Governor

CommerceCommerce, Consumer Protection and International Affairs

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Louisiana patients get medical debt interest limits

The law caps interest on debt for medically necessary care at 3% per year. Contract terms charging more are void. A licensed provider must find the care necessary to prevent, diagnose, or treat illness, injury, disease, or symptoms. The care must meet accepted standards. Medical debt includes bills for healthcare, medical products and devices, prescription drugs, and transportation to care. Credit-card debt and credit from federally insured financial institutions, their subsidiaries, or affiliates are excluded. Louisiana's attorney general can enforce these protections and seek civil penalties, including against collectors that buy medical debt. The attorney general must create a complaint process for affected consumers or any member of the public to report violations. Complaints are public records, but the complainant's name, address, and other identifying details must be kept private and removed. Filing a complaint does not guarantee money back.

Sponsors & Cosponsors

Sponsor

  • Kirk Talbot

    Republican • Senate

Cosponsors

  • Adrian Fisher

    Democratic • House

  • Aimee Adatto Freeman

    Democratic • House

  • C. Denise Marcelle

    Democratic • House

  • Chasity Martinez

    Democratic • House

  • Joe Stagni

    Affiliation unavailable

  • Kim Carver

    Republican • House

  • Mandie Landry

    Democratic • House

  • Neil Riser

    Republican • House

  • Steven Jackson

    Democratic • House

  • Tehmi Jahi Chassion

    Democratic • House

  • Timothy P. Kerner

    Republican • House

Roll Call Votes

All Roll Calls

Yes: 145 • No: 0

House vote • 5/29/2026

Read third time by title, roll called on final passage, yeas 96, nays 0. Finally passed, ordered to the Senate.

Yes: 96 • No: 0

House vote • 5/18/2026

Reported with amendments

Yes: 13 • No: 0

Senate vote • 5/11/2026

Senate floor amendments read and adopted. Read by title and passed by a vote of 36 yeas and 0 nays; ordered reengrossed and sent to the House. Motion to reconsider tabled.

Yes: 36 • No: 0

Actions Timeline

  1. Signed by the Governor. Becomes Act No. 897.

    6/9/2026Senate

  2. Effective date 6/9/2026.

    6/9/2026Senate

  3. Enrolled. Signed by the President of the Senate.

    6/1/2026Senate

  4. Signed by the Speaker of the House.

    6/1/2026House

  5. Sent to the Governor by the Secretary of the Senate.

    6/1/2026Senate

  6. Scheduled for floor debate on 05/29/2026.

    5/29/2026House

  7. Read third time by title, roll called on final passage, yeas 96, nays 0. Finally passed, ordered to the Senate.

    5/29/2026House

  8. Received from the House with amendments.

    5/29/2026Senate

  9. Read by title, amended, passed to 3rd reading.

    5/28/2026House

  10. Reported without Legislative Bureau amendments.

    5/27/2026House

  11. Discharged from the Committee on House and Governmental Affairs.

    5/26/2026House

  12. Referred to the Legislative Bureau.

    5/26/2026House

  13. Read by title, amended, recommitted to the Committee on House and Governmental Affairs.

    5/19/2026House

  14. Reported with amendments (13-0). To be recommitted to the Committee on House and Governmental Affairs.

    5/18/2026House

  15. Read by title, under the rules, referred to the Committee on Commerce.

    5/13/2026House

  16. Received in the House from the Senate, read by title, lies over under the rules.

    5/12/2026House

  17. Senate floor amendments read and adopted. Read by title and passed by a vote of 36 yeas and 0 nays; ordered reengrossed and sent to the House. Motion to reconsider tabled.

    5/11/2026Senate

  18. Read by title. Committee amendments read and adopted. Ordered engrossed and passed to third reading and final passage.

    5/7/2026Senate

  19. Reported with amendments.

    5/6/2026Senate

  20. Read second time by title and referred to the Committee on Commerce, Consumer Protection and International Affairs.

    3/24/2026Senate

  21. Introduced in the Senate. Read by title and placed on the Calendar for a second reading.

    3/23/2026Senate

Bill Text

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