New JerseyA4106221st Legislature (2026-2027)House

Clarifies mortgage loans to mean loans made primarily for personal, family, or household purposes.

Sponsored By: Roy Freiman (Democratic), Alexander Schnall (Democratic)

Passed House

Personalized for You

How does this bill affect your finances?

Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.

Bill Overview

No Economic Impacts Identified for this Bill

Sponsors & Cosponsors

Sponsors

  • Roy Freiman

    Democratic • House

  • Alexander Schnall

    Democratic • House

Cosponsors

  • Tennille R. McCoy

    Democratic • House

  • William B. Sampson IV

    Democratic • House

  • Larry Wainstein

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 77 • No: 2

House vote • 6/11/2026

3RDG FINAL PASSAGE

Yes: 77 • No: 2

Actions Timeline

  1. Referred to Senate Budget and Appropriations Committee

    10/5/2026Senate
  2. Reported, 2nd Reading in Senate

    10/5/2026Senate
  3. Received in Senate, Referred to Senate Commerce Committee

    6/11/2026Senate
  4. Passed Assembly — (77-2-0)

    6/11/2026House
  5. Reported, 2nd Reading in Assembly

    3/19/2026House
  6. Introduced, 1st Reading in Assembly, Referred to Assembly Financial Institutions and Insurance Committee

    2/19/2026House

Bill Text

  • Senate Commerce Substitute (10/5/26)

    10/6/2026

  • As Introduced

    6/15/2026

  • Assembly Financial Institutions and Insurance Substitute (3/19/26)

    3/20/2026

Related Bills

Back to State Legislation