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New YorkA 34702025-2026 Regular SessionHouse

Relates to notice to be provided prior to a foreclosure action by a homeowners' association

Sponsored By: Charles Lavine (Democratic)

Signed by Governor

JUDICIARYCODESRULES

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Homeowners get 90-day notice before association foreclosure

Condominium boards and incorporated homeowners’ associations must give owners at least 90 days’ notice before starting lien foreclosure. For homeowners’ associations, this covers unpaid common charges, assessments, fees, or fines when their governing documents allow foreclosure. Notice must go to the property address and any other address on record. It must use at least 14-point type and state the planned foreclosure, property address, and specific amount due. The law took effect immediately and applies to actions started on or after enactment.

Sponsors & Cosponsors

Sponsor

  • Charles Lavine

    Democratic • House

Cosponsors

  • Rebecca Seawright

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 197 • No: 0

Senate vote • 6/6/2025

FLOOR Vote

Yes: 53 • No: 0

House vote • 5/21/2025

Assembly floor vote

Yes: 144 • No: 0

Actions Timeline

  1. SIGNED CHAP.433

    10/16/2025House

  2. DELIVERED TO GOVERNOR

    10/9/2025House

  3. RETURNED TO ASSEMBLY

    6/6/2025Senate

  4. PASSED SENATE

    6/6/2025Senate

  5. 3RD READING CAL.1204

    6/6/2025Senate

  6. SUBSTITUTED FOR S7413

    6/6/2025Senate

  7. REFERRED TO JUDICIARY

    5/21/2025Senate

  8. DELIVERED TO SENATE

    5/21/2025House

  9. PASSED ASSEMBLY

    5/21/2025House

  10. ORDERED TO THIRD READING RULES CAL.210

    5/21/2025House

  11. RULES REPORT CAL.210

    5/21/2025House

  12. REPORTED

    5/21/2025House

  13. REPORTED REFERRED TO RULES

    5/20/2025House

  14. REPORTED REFERRED TO CODES

    5/13/2025House

  15. REFERRED TO JUDICIARY

    1/27/2025House

Bill Text

  • Original

    1/27/2025

    PDF

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