New YorkA 37952025-2026 Regular SessionHouseWALLET

Relates to financial loss as a result of a failed in-vitro fertilization or intrauterine insemination

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 1 benefits, 0 costs, 1 mixed.

Repayment help for failed IVF or IUI

The law lets an intended parent get paid back for some costs when IVF or IUI fails. This applies only if you bought a credit insurance policy that covers failed IVF or IUI. It can repay living costs for a surrogate during treatment, travel, and medical or hospital bills not paid by your main health plan, including copays, deductibles, and coinsurance. The credit policy cannot be your only way to pay medical bills; it is not a substitute for comprehensive health insurance.

Warning and clearer terms for IVF credit insurance

When you buy this credit insurance, the application and policy must state that it is not a substitute for comprehensive health insurance. If you buy it through an excess line broker, the broker must give the same notice. The law also defines “gestational parent,” “birth parent,” and “adoptive parent” so insurers and families know who is covered.

Sponsors & Cosponsors

Sponsor

David Weprin
Democratic • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 57 • No: 0

House vote • 5/14/2025

FLOOR Vote