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New YorkA 45212025-2026 Regular SessionHouseWALLET

Relates to the definition of "protected consumer"

Sponsored By: Alicia Hyndman (Democratic)

Became Law

CONSUMER AFFAIRS AND PROTECTIONRULESCONSUMER PROTECTION

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Parents can freeze credit for teens

The law now treats anyone under 18 as a protected consumer for credit freezes. Parents or guardians can place a freeze for 16- and 17-year-olds. This takes effect immediately. The change does not add new fees or change other freeze rules.

Sponsors & Cosponsors

Sponsor

  • Alicia Hyndman

    Democratic • House

Cosponsors

  • Grace Lee

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 59 • No: 0

House vote • 6/11/2025

FLOOR Vote

Yes: 59 • No: 0

Actions Timeline

  1. SIGNED CHAP.514

    11/21/2025House

  2. DELIVERED TO GOVERNOR

    11/17/2025House

  3. RETURNED TO ASSEMBLY

    6/11/2025Senate

  4. PASSED SENATE

    6/11/2025Senate

  5. 3RD READING CAL.1413

    6/11/2025Senate

  6. SUBSTITUTED FOR S6722

    6/11/2025Senate

  7. REFERRED TO CONSUMER PROTECTION

    5/21/2025Senate

  8. DELIVERED TO SENATE

    5/21/2025House

  9. PASSED ASSEMBLY

    5/21/2025House

  10. ORDERED TO THIRD READING RULES CAL.215

    5/21/2025House

  11. RULES REPORT CAL.215

    5/21/2025House

  12. REPORTED

    5/21/2025House

  13. REPORTED REFERRED TO RULES

    2/24/2025House

  14. REFERRED TO CONSUMER AFFAIRS AND PROTECTION

    2/4/2025House

Bill Text

  • Original

    2/4/2025

    PDF

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