New YorkA 53672025-2026 Regular SessionHouseWALLET

Relates to high deductible health plans and health savings accounts

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Clearer deductible rules for HSA plans

The law sets a clear rule for health savings account (HSA) high-deductible plans offered with an HRA or an HSA. Insurers must delay any deductible-counting cost-sharing that would otherwise make your HSA ineligible until after you meet the IRS minimum deductible. This protects your HSA eligibility and clarifies when your out-of-pocket costs start to count. Exception: services the IRS treats as preventive care may have cost-sharing even before you meet the minimum deductible.

Sponsors & Cosponsors

Sponsor

David Weprin
Democratic • House

Cosponsors

Jonathan Jacobson
Democratic • House

Roll Call Votes

All Roll Calls

Yes: 59 • No: 0

House vote • 6/12/2025

FLOOR Vote