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New YorkA 53672025-2026 Regular SessionHouseWALLET

Relates to high deductible health plans and health savings accounts

Sponsored By: David Weprin (Democratic)

Signed by Governor

INSURANCERULES

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Health savings account eligibility protected for enrollees

Effective immediately upon enactment, the law changes rules for New York high-deductible plans paired with health savings or health reimbursement accounts. For plans qualified for health savings accounts, certain deductible-related cost-sharing rules apply only after enrollees meet the federal minimum deductible. This delay applies only when those rules otherwise block eligibility to contribute to a health savings account. For federally defined preventive care, those rules still apply whether or not the minimum deductible is met. The law does not change the deductible amount.

Sponsors & Cosponsors

Sponsor

  • David Weprin

    Democratic • House

Cosponsors

  • Jonathan Jacobson

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 204 • No: 0

Senate vote • 6/12/2025

FLOOR Vote

Yes: 59 • No: 0

House vote • 5/27/2025

Assembly floor vote

Yes: 145 • No: 0

Actions Timeline

  1. APPROVAL MEMO.19

    12/12/2025House

  2. SIGNED CHAP.625

    12/12/2025House

  3. DELIVERED TO GOVERNOR

    12/8/2025House

  4. RETURNED TO ASSEMBLY

    6/12/2025Senate

  5. PASSED SENATE

    6/12/2025Senate

  6. 3RD READING CAL.925

    6/12/2025Senate

  7. SUBSTITUTED FOR S6895A

    6/12/2025Senate

  8. REFERRED TO INSURANCE

    5/27/2025Senate

  9. DELIVERED TO SENATE

    5/27/2025House

  10. PASSED ASSEMBLY

    5/27/2025House

  11. ORDERED TO THIRD READING RULES CAL.266

    5/27/2025House

  12. RULES REPORT CAL.266

    5/27/2025House

  13. REPORTED

    5/27/2025House

  14. REPORTED REFERRED TO RULES

    5/20/2025House

  15. PRINT NUMBER 5367A

    5/16/2025House

  16. AMEND AND RECOMMIT TO INSURANCE

    5/16/2025House

  17. REFERRED TO INSURANCE

    2/13/2025House

Bill Text

  • Amendment A

    5/16/2025

    PDF

  • Original

    2/13/2025

    PDF

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