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New YorkA 562025-2026 Regular SessionHouseWALLET

Prohibits residential landlords from charging tenants a fee for a dishonored rent check in excess of the actual costs or fees incurred by such landlord as a result thereof

Sponsored By: Harvey Epstein (Democratic)

Signed by Governor

HOUSINGJUDICIARY

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Limits on renters’ bounced-check fees

In New York, landlords can charge for rent checks returned for insufficient funds only when the lease or contract allows it. The fee cannot exceed $20 or the landlord’s actual return costs, whichever is higher. For fees above $20, landlords must provide proof of those costs when tenants ask. These protections exclude cooperative housing shareholders but cover their tenants and subtenants. The law took effect immediately and applies to legal actions started on or after its effective date.

Sponsors & Cosponsors

Sponsor

  • Harvey Epstein

    Democratic • House

Cosponsors

  • Anna Kelles

    Democratic • House

  • Brian Cunningham

    Democratic • House

  • Catalina Cruz

    Democratic • House

  • Chris Burdick

    Democratic • House

  • Dana Levenberg

    Democratic • House

  • Deborah Glick

    Democratic • House

  • Emily Gallagher

    Democratic • House

  • Grace Lee

    Democratic • House

  • Jo Anne Simon

    Democratic • House

  • Karines Reyes

    Democratic • House

  • Maritza Davila

    Democratic • House

  • Rebecca Seawright

    Democratic • House

  • Rodneyse Bichotte Hermelyn

    Democratic • House

  • Steven Raga

    Democratic • House

  • Tommy Schiavoni

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 206 • No: 146

Senate vote • 6/12/2025

FLOOR Vote

Yes: 37 • No: 22

House vote • 5/27/2025

Assembly floor vote

Yes: 85 • No: 60

House vote • 4/2/2025

Assembly floor vote

Yes: 84 • No: 64

Actions Timeline

  1. SIGNED CHAP.431

    10/16/2025House

  2. DELIVERED TO GOVERNOR

    10/9/2025House

  3. RETURNED TO ASSEMBLY

    6/12/2025Senate

  4. REPASSED SENATE

    6/12/2025Senate

  5. 3RD READING CAL.1420

    6/12/2025Senate

  6. SUBSTITUTED FOR S3845B

    6/12/2025Senate

  7. RECOMMITTED TO JUDICIARY

    5/27/2025Senate

  8. RETURNED TO SENATE

    5/27/2025House

  9. REPASSED ASSEMBLY

    5/27/2025House

  10. AMENDED ON THIRD READING 56B

    5/20/2025House

  11. VOTE RECONSIDERED - RESTORED TO THIRD READING

    5/20/2025House

  12. RETURNED TO ASSEMBLY

    5/20/2025Senate

  13. RECALLED FROM SENATE

    5/20/2025House

  14. REFERRED TO JUDICIARY

    4/2/2025Senate

  15. DELIVERED TO SENATE

    4/2/2025House

  16. PASSED ASSEMBLY

    4/2/2025House

  17. AMENDED ON THIRD READING 56A

    3/25/2025House

  18. ADVANCED TO THIRD READING CAL.11

    2/13/2025House

  19. REPORTED

    2/11/2025House

  20. REFERRED TO HOUSING

    1/8/2025House

Bill Text

  • Amendment B

    5/20/2025

    PDF

  • Amendment A

    3/25/2025

    PDF

  • Original

    12/18/2024

    PDF

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