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New YorkS 63612025-2026 Regular SessionSenateWALLET

Prohibits unfair residential real estate service agreements

Sponsored By: Jamaal Bailey (Republican)

Became Law

CONSUMER PROTECTIONCODES

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 3 benefits, 0 costs, 0 mixed.

Stronger enforcement against unfair contracts

Anyone who enters into, or makes you enter into, an unfair real estate service contract violates New York’s deceptive acts law. You can use consumer‑protection remedies to seek relief. The Attorney General can send a cease‑and‑desist letter and, after the timeline in that letter, seek an injunction on at least five days’ notice. The court can stop the conduct without proof of actual injury and can fine up to $1,000 per violation.

Homeowners protected from long‑term service traps

The law makes some long‑term real estate service contracts unenforceable. It covers contracts not to be performed within two years that claim to run with the land, let the service be assigned without your consent, try to create a lien or other property security, or are certain listing agreements defined in state law. These contracts cannot be enforced against you or future owners. Common contracts remain valid, including home warranties, insurance, options or rights of first refusal, HOA documents and repair agreements, mortgages, UCC security agreements for personal property or fixtures, and regulated utility service contracts. The protections begin 90 days after enactment.

Clear your title of unfair contracts

Unfair real estate service contracts cannot be recorded in county land records. If one is recorded, it does not count as notice to a good‑faith buyer or lender. Anyone with an interest in the property can ask the county court to declare it unenforceable and record that court order to clear the title.

Sponsors & Cosponsors

Sponsor

  • Jamaal Bailey

    Republican • Senate

Cosponsors

  • Kristen Gonzalez

    Democratic • Senate

  • Leroy Comrie

    Democratic • Senate

  • Robert Jackson

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 72 • No: 5

committee vote • 6/10/2025

Rules Committee Vote

Yes: 18 • No: 1

Senate vote • 6/10/2025

FLOOR Vote

Yes: 54 • No: 4

Actions Timeline

  1. APPROVAL MEMO.23

    12/12/2025Senate

  2. SIGNED CHAP.634

    12/12/2025Senate

  3. DELIVERED TO GOVERNOR

    12/8/2025Senate

  4. RETURNED TO SENATE

    6/16/2025House

  5. PASSED ASSEMBLY

    6/16/2025House

  6. ORDERED TO THIRD READING RULES CAL.654

    6/13/2025House

  7. SUBSTITUTED FOR A5886C

    6/13/2025House

  8. REFERRED TO CODES

    6/10/2025House

  9. DELIVERED TO ASSEMBLY

    6/10/2025Senate

  10. PASSED SENATE

    6/10/2025Senate

  11. ORDERED TO THIRD READING CAL.1758

    6/10/2025Senate

  12. COMMITTEE DISCHARGED AND COMMITTED TO RULES

    6/10/2025Senate

  13. PRINT NUMBER 6361B

    5/27/2025Senate

  14. AMEND AND RECOMMIT TO CONSUMER PROTECTION

    5/27/2025Senate

  15. PRINT NUMBER 6361A

    5/7/2025Senate

  16. AMEND AND RECOMMIT TO CONSUMER PROTECTION

    5/7/2025Senate

  17. REFERRED TO CONSUMER PROTECTION

    3/11/2025Senate

Bill Text

  • Amendment B

    5/27/2025

    PDF

  • Amendment A

    5/7/2025

    PDF

  • Original

    3/11/2025

    PDF

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