New YorkS 84162025-2026 Regular SessionSenateWALLET

Enacts the "fostering affordability and integrity through reasonable (FAIR) business practices act"

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Bill Overview

Analyzed Economic Effects

4 provisions identified: 4 benefits, 0 costs, 0 mixed.

Stronger protections from unfair, abusive practices

The law makes unfair, deceptive, or abusive acts in any business or service in New York illegal. An act is unfair if it causes big harm you cannot reasonably avoid and the harm outweighs any benefit. An act is abusive if it blocks your understanding of key terms or takes unreasonable advantage of your lack of understanding or ability to protect yourself. These protections also cover harm to people other than consumers.

You can sue over deceptive practices

If you are harmed by a deceptive act, you can sue to stop it. You can recover your actual losses or $50, whichever is more. For willful or knowing violations, the court can award up to three times your losses, capped at $1,000. If you win, the court can also award your reasonable attorney’s fees.

Stronger state enforcement against unfair practices

The Attorney General can sue to stop unfair, deceptive, or abusive acts and get money back for the public. The AG can act against companies outside New York and seek quick court orders when needed. Before suing, the AG usually gives notice and five business days to respond, unless fast action is in the public interest. The AG can take testimony and issue subpoenas to gather proof. This law works alongside other state laws and does not replace them. Money recovered by state agencies under this law follows state finance rules.

Defenses for businesses and media ads

Businesses that follow applicable federal rules have a complete defense under this law. TV and radio stations, and publishers or printers, are not liable here for ads they carry. These limits narrow who can be sued under this statute.

Sponsors & Cosponsors

Sponsor

Leroy Comrie
Democratic • Senate

Cosponsors

Andrew Gounardes
Democratic • Senate
Brad Hoylman-Sigal
Democratic • Senate
Brian Kavanagh
Democratic • Senate
Cordell Cleare
Democratic • Senate
Gustavo Rivera
Democratic • Senate
Jamaal Bailey
Republican • Senate
James Skoufis
Democratic • Senate
John Liu
Democratic • Senate
Julia Salazar
Democratic • Senate
Lea Webb
Democratic • Senate
Liz Krueger
Democratic • Senate
Luis R. Sepúlveda
Democratic • Senate
Michelle Hinchey
Democratic • Senate
Nathalia Fernandez
Democratic • Senate
Patricia Fahy
Democratic • Senate
Pete Harckham
Democratic • Senate
Rachel May
Democratic • Senate
Robert Jackson
Democratic • Senate
Roxanne J. Persaud
Democratic • Senate
Samra Brouk
Democratic • Senate
Shelley Mayer
Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 50 • No: 29

committee vote • 6/13/2025

Rules Committee Vote

Yes: 13 • No: 7

Senate vote • 6/13/2025

FLOOR Vote

Yes: 37 • No: 22

Actions Timeline

APPROVAL MEMO.83
12/19/2025Senate
SIGNED CHAP.708
12/19/2025Senate
DELIVERED TO GOVERNOR
12/8/2025Senate
RETURNED TO SENATE
6/17/2025House
PASSED ASSEMBLY
6/17/2025House
ORDERED TO THIRD READING RULES CAL.832
6/16/2025House
SUBSTITUTED FOR A8427A
6/16/2025House
REFERRED TO CODES
6/13/2025House
DELIVERED TO ASSEMBLY
6/13/2025Senate
PASSED SENATE
6/13/2025Senate
ORDERED TO THIRD READING CAL.2034
6/13/2025Senate
REFERRED TO RULES
6/9/2025Senate

Bill Text

Original
6/9/2025
PDF

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