New YorkS 84162025-2026 Regular SessionSenate

Enacts the "fostering affordability and integrity through reasonable (FAIR) business practices act"

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 1 benefits, 0 costs, 1 mixed.

Stronger protections against harmful New York commerce

The law bans unfair, deceptive, and abusive business practices, starting 60 days after it becomes law. Protection extends beyond consumers to businesses, nonprofits, and individuals. Unfair practices cause or threaten substantial harm that consumers cannot reasonably avoid and that outweighs benefits to consumers or competition. Abusive practices block understanding of terms or unfairly exploit gaps in understanding, inability to protect one's interests, or reasonable trust. With satisfactory evidence of past or imminent violations, the New York Attorney General can seek court orders to stop them. The Attorney General can also seek return of money or property gained directly or indirectly through unlawful practices. This authority reaches out-of-state actors serving New York and actors in New York doing business elsewhere. Before seeking an injunction, the Attorney General generally must give notice and five business days for a written response. Exceptions allow immediate action when preliminary relief is necessary or the public interest requires it. Compliance with applicable Federal Trade Commission rules or federal laws, as interpreted by the commission or federal courts, is a complete defense. The law excludes broadcasters and print publishers acting as advertising outlets and preserves other state enforcement powers.

Consumer lawsuits offer damages but limit claims

Starting 60 days after the law becomes law, you can sue only if a covered deceptive practice injured you. Unfair or abusive conduct alone does not qualify for a private lawsuit. You can seek a court order to stop the practice, actual damages or $50, whichever is greater, or both. For a willful or knowing violation, a court may award up to three times actual damages, capped at $1,000. A court may also award reasonable attorney's fees if you win.

Sponsors & Cosponsors

Sponsor

Leroy Comrie
Democratic • Senate

Cosponsors

Andrew Gounardes
Democratic • Senate
Brad Hoylman-Sigal
Democratic • Senate
Brian Kavanagh
Democratic • Senate
Cordell Cleare
Democratic • Senate
Gustavo Rivera
Democratic • Senate
Jamaal Bailey
Republican • Senate
James Skoufis
Democratic • Senate
John Liu
Democratic • Senate
Julia Salazar
Democratic • Senate
Lea Webb
Democratic • Senate
Liz Krueger
Democratic • Senate
Luis R. Sepúlveda
Democratic • Senate
Michelle Hinchey
Democratic • Senate
Nathalia Fernandez
Democratic • Senate
Patricia Fahy
Democratic • Senate
Pete Harckham
Democratic • Senate
Rachel May
Democratic • Senate
Robert Jackson
Democratic • Senate
Roxanne J. Persaud
Democratic • Senate
Samra Brouk
Democratic • Senate
Shelley Mayer
Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 141 • No: 79

House vote • 6/17/2025

Assembly floor vote

Yes: 91 • No: 50

committee vote • 6/13/2025

Rules Committee Vote

Yes: 13 • No: 7

Senate vote • 6/13/2025

FLOOR Vote

Yes: 37 • No: 22

Actions Timeline

APPROVAL MEMO.83
12/19/2025Senate
SIGNED CHAP.708
12/19/2025Senate
DELIVERED TO GOVERNOR
12/8/2025Senate
RETURNED TO SENATE
6/17/2025House
PASSED ASSEMBLY
6/17/2025House
ORDERED TO THIRD READING RULES CAL.832
6/16/2025House
SUBSTITUTED FOR A8427A
6/16/2025House
REFERRED TO CODES
6/13/2025House
DELIVERED TO ASSEMBLY
6/13/2025Senate
PASSED SENATE
6/13/2025Senate
ORDERED TO THIRD READING CAL.2034
6/13/2025Senate
REFERRED TO RULES
6/9/2025Senate

Bill Text

Original
6/9/2025
PDF

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