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New YorkS 87892025-2026 Regular SessionSenateWALLET

Defines "employer" for purposes of the fair credit reporting act; relates to the requesting or use for employment purposes of the consumer credit history of an applicant for employment or employee; repealer

Sponsored By: James Sanders Jr. (Democratic)

Became Law

RULESCONSUMER AFFAIRS AND PROTECTION

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 0 benefits, 1 costs, 0 mixed.

Employers can use credit history in hiring

The law repeals a 2025 rule that banned using a person’s credit history in hiring. Employers, including state and local governments, can now request and use credit reports for job decisions, subject to other applicable laws. Jobs that require a state agency background investigation are treated as an exception and can include a credit check. The law defines “employer” to include any business with employees and public entities. It takes effect on the same date as the related 2025 act.

Sponsors & Cosponsors

Sponsor

  • James Sanders Jr.

    Democratic • Senate

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 53 • No: 22

Senate vote • 1/29/2026

FLOOR Vote

Yes: 38 • No: 18

committee vote • 1/20/2026

Rules Committee Vote

Yes: 15 • No: 4

Actions Timeline

  1. SIGNED CHAP.71

    2/13/2026Senate

  2. DELIVERED TO GOVERNOR

    2/13/2026Senate

  3. RETURNED TO SENATE

    2/3/2026House

  4. PASSED ASSEMBLY

    2/3/2026House

  5. ORDERED TO THIRD READING RULES CAL.10

    2/3/2026House

  6. SUBSTITUTED FOR A9475

    2/3/2026House

  7. REFERRED TO CONSUMER AFFAIRS AND PROTECTION

    1/29/2026House

  8. DELIVERED TO ASSEMBLY

    1/29/2026Senate

  9. PASSED SENATE

    1/29/2026Senate

  10. ORDERED TO THIRD READING CAL.77

    1/20/2026Senate

  11. REFERRED TO RULES

    1/8/2026Senate

Bill Text

  • Original

    1/8/2026

    PDF

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