All Roll Calls
Yes: 150 • No: 66
New YorkS 87892025-2026 Regular SessionSenate
Defines "employer" for purposes of the fair credit reporting act; relates to the requesting or use for employment purposes of the consumer credit history of an applicant for employment or employee; repealer
Sponsored By: James Sanders Jr. (Democratic)
Signed by Governor
RULESCONSUMER AFFAIRS AND PROTECTION
Personalized for You
How does this bill affect your finances?
Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Bill Overview
Analyzed Economic Effects
2 provisions identified: 1 benefits, 1 costs, 0 mixed.
Credit-check rules now cover public sector workers
New York’s employment credit-history rules now explicitly cover state and local government employers, alongside private businesses with employees. This brings public employees and job applicants within the rules on requesting or using credit history.
More jobs allow employer credit history checks
Employers may use credit history for applicants or employees whose jobs require a background investigation by a state agency. The exception no longer requires an appointed position involving a high degree of public trust. The law also repeals Section 3 of the related 2025 employment credit-history law. These changes take effect on the same date and in the same manner as that 2025 law.
Sponsors & Cosponsors
Sponsor
James Sanders Jr.
Democratic • Senate
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
House vote • 2/3/2026
Assembly floor vote
Yes: 97 • No: 44
Senate vote • 1/29/2026
FLOOR Vote
Yes: 38 • No: 18
committee vote • 1/20/2026
Rules Committee Vote
Yes: 15 • No: 4
Actions Timeline
SIGNED CHAP.71
2/13/2026SenateDELIVERED TO GOVERNOR
2/13/2026SenateRETURNED TO SENATE
2/3/2026HousePASSED ASSEMBLY
2/3/2026HouseORDERED TO THIRD READING RULES CAL.10
2/3/2026HouseSUBSTITUTED FOR A9475
2/3/2026HouseREFERRED TO CONSUMER AFFAIRS AND PROTECTION
1/29/2026HouseDELIVERED TO ASSEMBLY
1/29/2026SenatePASSED SENATE
1/29/2026SenateORDERED TO THIRD READING CAL.77
1/20/2026SenateREFERRED TO RULES
1/8/2026Senate
Bill Text
Original
1/8/2026
Related Bills
S 10643, Relates to labor peace agreements and the cannabis industry wage board; repealer
S 9051, Prohibits artificial intelligence companions from using features which are considered unsafe for minors
A 5175, Requires certain security features and warning labels on baby monitors
A 11443, Relates to commercial food fish licenses
A 10343, Relates to fees and expenses in unemployment insurance proceedings; extending effectiveness
A 10052, Extends the effectiveness of the authority of the town of Red Hook to impose real estate transfer taxes and to deposit revenue from such taxes into a community preservation fund