UtahH.B. 3362026 General SessionHouseWALLET

Recovery Operations Amendments

Sponsored By: Kay J. Christofferson (Republican)

Signed by Governor

Motor Vehicle InsuranceDispute ResolutionJudicial OperationsLaw Enforcement and Criminal JusticeMotor Carrier RegulationMotor VehiclesTransportationDepartment of TransportationTowingCommercial Motor Vehicle RegulationCivil Procedure

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 1 benefits, 1 costs, 1 mixed.

Qualified operators must handle vehicle recovery calls

Beginning May 5, 2027, the law separates difficult vehicle recovery work from ordinary towing. Recovery means extracting or stabilizing disabled, damaged, or overturned vehicles that cannot move themselves, cannot be reached by standard tow trucks, or need hazardous or complex procedures. Ordinary towing moves accessible vehicles using standard equipment. Carriers on dispatch rotations must disclose their recovery qualifications. Entities managing those rotations must identify whether each call needs towing or recovery and send a carrier qualified for that work.

Truck carriers must carry recovery insurance

Beginning May 5, 2027, motor carriers operating in Utah must carry recovery insurance for each truck's power unit. The required coverage applies only to police-ordered tows without the owner's consent. Liability-only policies need added recovery coverage; full-coverage policies need it when existing recovery coverage is below $40,000. The minimum is $40,000 per recovery operation, and carriers may buy higher limits.

New recovery billing rules for truck businesses

Beginning May 5, 2027, motor carriers must pay recovery costs through their power unit's vehicle insurance. Insurers providing the required added coverage must pay operators directly for reasonable, necessary work within 60 days of receiving a documented bill. Payment is the full bill or the lesser of 75% of the bill and $40,000. Insurers can dispute bills in writing within 60 days, and both sides must try mediation before binding arbitration. Arbitration decides only whether disputed unpaid charges are reasonable and necessary, with court review under Utah's arbitration law. When arbitration starts, insurers must secure the bill amount minus payments already made; proof of that security requires release of the vehicle and cargo to the insurer or its agent. Insurers do not owe charges found unreasonable, and excess security must be returned. Charging above Department of Transportation maximum rates voids the insurer's payment and security requirements.

Sponsors & Cosponsors

Sponsor

  • Kay J. Christofferson

    Republican • House

Cosponsors

  • Todd Weiler

    Republican • Senate

Roll Call Votes

All Roll Calls

Yes: 187 • No: 8

Senate vote • 3/6/2026

Senate/ passed 2nd & 3rd readings/ suspension

Yes: 28 • No: 1

House vote • 3/6/2026

House/ concurs with Senate amendment

Yes: 62 • No: 3

Senate vote • 2/26/2026

Senate Comm - Favorable Recommendation

Yes: 6 • No: 0

Senate vote • 2/26/2026

Senate Comm - Amendment Recommendation

Yes: 6 • No: 0

House vote • 2/20/2026

House/ uncircled

Yes: 0 • No: 0

House vote • 2/20/2026

House/ substituted

Yes: 0 • No: 0

House vote • 2/20/2026

House/ passed 3rd reading

Yes: 65 • No: 4

House vote • 2/19/2026

House/ circled

Yes: 0 • No: 0

House vote • 2/11/2026

House Comm - Substitute Recommendation

Yes: 10 • No: 0

House vote • 2/11/2026

House Comm - Favorable Recommendation

Yes: 10 • No: 0

Actions Timeline

  1. Governor Signed

    3/19/2026
  2. House/ to Governor

    3/16/2026House
  3. House/ received enrolled bill from Printing

    3/16/2026House
  4. House/ enrolled bill to Printing

    3/12/2026House
  5. Enrolled Bill Returned to House or Senate

    3/12/2026
  6. Draft of Enrolled Bill Prepared

    3/11/2026
  7. Bill Received from House for Enrolling

    3/11/2026
  8. House/ signed by Speaker/ sent for enrolling

    3/11/2026House
  9. House/ received from Senate

    3/11/2026House
  10. Senate/ to House

    3/10/2026Senate
  11. Senate/ signed by President/ returned to House

    3/10/2026Senate
  12. Senate/ received from House

    3/10/2026Senate
  13. House/ to Senate

    3/6/2026House
  14. House/ concurs with Senate amendment

    3/6/2026House
  15. House/ placed on Concurrence Calendar

    3/6/2026House
  16. House/ received from Senate

    3/6/2026House
  17. Senate/ to House with amendments

    3/6/2026Senate
  18. Senate/ passed 2nd & 3rd readings/ suspension

    3/6/2026Senate
  19. Senate/ 2nd & 3rd readings/ suspension

    3/6/2026Senate
  20. Senate/ Rules to 2nd Reading Calendar

    3/6/2026Senate
  21. Senate/ 2nd Reading Calendar to Rules

    3/4/2026Senate
  22. Senate/ placed on 2nd Reading Calendar

    2/26/2026Senate
  23. Senate/ comm rpt/ amended

    2/26/2026Senate
  24. Senate Comm - Favorable Recommendation

    2/26/2026
  25. Senate Comm - Amendment Recommendation

    2/26/2026

Bill Text

  • Enrolled

    3/12/2026

  • Amended 2/26/2026 12:02:308

    2/26/2026

  • Substitute #2

    2/20/2026

  • Substitute #1

    2/11/2026

  • Introduced

    1/22/2026

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