UtahH.B. 722026 General SessionHouseWALLET

Criminal Use of Cryptocurrency Amendments

Sponsored By: Ryan D. Wilcox (Republican)

Signed by Governor

TechnologyBusinessCommerce and TradeConsumer ProtectionPublic Utilities and TechnologyLaw Enforcement and Criminal JusticeBlockchainCommission on Criminal and Juvenile JusticePeace Officer Standards and Training

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Bill Overview

Analyzed Economic Effects

4 provisions identified: 2 benefits, 0 costs, 2 mixed.

Clearer information for crypto kiosk customers

Beginning May 6, 2026, Utah kiosk operators must provide transaction disclosures in the customer's chosen language and confirm consent. Operators must disclose that digital assets and transactions lack FDIC or SIPC insurance or guarantees, and obtain customer acknowledgment. Kiosks must prominently show fraud warnings in English and Spanish and display a toll-free help line available 24/7. Receipts in the chosen language must list amounts in crypto and dollars, all fees, exchange rates, and refund policies. They must also include transaction hashes, relevant virtual currency addresses, operator and customer-service contacts, and government or law-enforcement fraud-reporting contacts.

Local officers get crypto investigation training

Beginning July 1, 2026, each Utah local law enforcement agency must have at least one officer complete crypto investigation training. That officer must complete training at least once every three years. Training covers blockchain tracing, investigative tools, asset seizure, evidence preservation, legal requirements, coordination, and recovery and sale of seized assets. Standards come from the director or designee, working with the Peace Officer Standards and Training Council. Trained officers can help other local agencies; the requirement specifies no funding amount.

Daily limits for crypto kiosk customers

Beginning May 6, 2026, Utah crypto kiosk operators face daily limits on transactions from each customer. The limit is $2,000 per calendar day during the three calendar days following the customer's first transaction with that operator. After that period, the limit is $5,000 per calendar day. Transactions across all of the same operator's Utah kiosks count together. These caps limit how much customers can transact while limiting their exposure to kiosk-related fraud.

Kiosk oversight adds duties and penalties

Beginning May 6, 2026, Utah's Division of Consumer Protection enforces kiosk rules; violations also count as deceptive business practices. Operators must keep accurate transaction and customer records for the period required by Division rules or other applicable law. They must cooperate with law enforcement, name an internal fraud contact, and provide records for Division review or audit upon request. Administrative fines and court civil penalties can each reach $2,500 per violation; courts can order improper profits returned, consumer payments, and actual damages. Breaking an administrative or court order issued for a violation can bring civil penalties up to $5,000 per violation. When the Division wins a judgment or injunction, courts award it reasonable attorney fees, court costs, and investigative fees.

Sponsors & Cosponsors

Sponsor

  • Ryan D. Wilcox

    Republican • House

Cosponsors

  • Brady Brammer

    Republican • Senate

Roll Call Votes

All Roll Calls

Yes: 124 • No: 0

Senate vote • 3/4/2026

Senate/ passed 2nd & 3rd readings/ suspension

Yes: 25 • No: 0

Senate vote • 2/25/2026

Senate Comm - Favorable Recommendation

Yes: 5 • No: 0

House vote • 2/19/2026

House/ passed 3rd reading

Yes: 64 • No: 0

House vote • 2/11/2026

House Comm - Substitute Recommendation

Yes: 10 • No: 0

House vote • 2/11/2026

House Comm - Favorable Recommendation

Yes: 10 • No: 0

House vote • 2/11/2026

House Comm - Amendment Recommendation

Yes: 10 • No: 0

Actions Timeline

  1. Governor Signed

    3/25/2026
  2. House/ to Governor

    3/12/2026House
  3. House/ received enrolled bill from Printing

    3/12/2026House
  4. House/ enrolled bill to Printing

    3/11/2026House
  5. Enrolled Bill Returned to House or Senate

    3/11/2026
  6. Draft of Enrolled Bill Prepared

    3/6/2026
  7. Bill Received from House for Enrolling

    3/6/2026
  8. House/ signed by Speaker/ sent for enrolling

    3/4/2026House
  9. House/ received from Senate

    3/4/2026House
  10. Senate/ to House

    3/4/2026Senate
  11. Senate/ signed by President/ returned to House

    3/4/2026Senate
  12. Senate/ passed 2nd & 3rd readings/ suspension

    3/4/2026Senate
  13. Senate/ 2nd & 3rd readings/ suspension

    3/4/2026Senate
  14. Senate/ placed on 2nd Reading Calendar

    2/26/2026Senate
  15. Senate/ committee report favorable

    2/26/2026Senate
  16. Senate Comm - Favorable Recommendation

    2/25/2026
  17. Senate/ to standing committee

    2/23/2026Senate
  18. Senate/ 1st reading (Introduced)

    2/20/2026Senate
  19. Senate/ received from House

    2/19/2026Senate
  20. House/ to Senate

    2/19/2026House
  21. House/ passed 3rd reading

    2/19/2026House
  22. House/ 3rd reading

    2/19/2026House
  23. House/ 2nd reading

    2/12/2026House
  24. House/ comm rpt/ substituted/ amended

    2/12/2026House
  25. House Comm - Favorable Recommendation

    2/11/2026

Bill Text

  • Enrolled

    3/11/2026

  • Amended 2/12/2026 10:02:527

    2/12/2026

  • Substitute #2

    2/10/2026

  • Substitute #1

    1/26/2026

  • Introduced

    12/23/2025

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