WyomingSF 1582025 General SessionSenate

AN ACT relating to the insurance code; specifying requirements for third party access to dental network contracts; providing requirements for the use of virtual credit card payments and other methods of payments for dental services; providing contractual requirements; providing definitions; specifying applicability; requiring rulemaking; and providing for effective dates.

Sponsored By: Stacy Jones (Republican)

Signed by Governor

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

Dentists gain control over shared contracts

For Wyoming standalone dental plan contracts entered on or after July 1, 2025, dentists can refuse third-party access to services and discounts. They can instead contract directly with the third party, without losing or being denied a contract because they refuse access. Third parties must expressly agree to all network contract terms, and their discount rights end when that contract ends. Contracting companies must identify third parties in writing when contracts begin or renew and update their website lists at least every 90 days. Dentists must get at least 30 days’ notice before a new third party leases or buys a network contract. During claim review, dentists can request the network contract and must receive it within 30 days. Payment explanations must identify discount sources, except for HIPAA-standard electronic transactions. Dentists are not bound to serve a third party under a network contract accessed unlawfully. Access granted to dental carriers, same-brand licensee entities, or affiliates is exempt from these access requirements; affiliate lists must be posted online. Waivers of the network and payment protections must be knowing and voluntary. Earlier contracts remain unchanged. The Wyoming Department of Insurance must write implementing rules; that duty took effect immediately.

Dentists gain payment choices and fee protections

For Wyoming standalone dental plan contracts entered on or after July 1, 2025, plans cannot require virtual-credit-card-only payments. When starting virtual card payments or switching with a dentist’s consent, plans must explain all payment options and fees in advance. They must include a fee-free option and clear instructions for choosing it. A dentist’s payment-method opt-out lasts until the dentist opts back in or signs a new contract. For payments sent under federal HIPAA payment standards, plans cannot charge solely for transmission without the dentist’s consent. A dentist’s payment agent can charge reasonable fees for national automated clearinghouse bank transfers and related services. These services include transaction and data management, portals, and other added services; the law sets no dollar cap.

Sponsors & Cosponsors

Sponsor

  • Stacy Jones

    Republican • Senate

Cosponsors

  • Landon Brown

    Republican • House

  • J.T. Larson

    Republican • House

  • Cody Wylie

    Republican • House

  • Eric Barlow

    Republican • Senate

  • Ed Cooper

    Republican • Senate

  • Barry Crago

    Republican • Senate

Roll Call Votes

All Roll Calls

Yes: 78 • No: 24

House vote • 3/3/2025

H 3rd Reading:Passed 40-20-2-0-0

Yes: 40 • No: 20

House vote • 2/24/2025

H10 - Labor:Recommend Do Pass 6-1-2-0-0

Yes: 6 • No: 1

Senate vote • 2/6/2025

S 3rd Reading:Passed 27-3-1-0-0

Yes: 27 • No: 3

Senate vote • 1/31/2025

S10 - Labor:Recommend Amend and Do Pass 5-0-0-0-0

Yes: 5 • No: 0

Actions Timeline

  1. Assigned Chapter Number 117

    3/5/2025
  2. Governor Signed SEA No. 0069

    3/5/2025Governor
  3. H Speaker Signed SEA No. 0069

    3/3/2025House
  4. S President Signed SEA No. 0069

    3/3/2025Senate
  5. Assigned Number SEA No. 0069

    3/3/2025
  6. H 3rd Reading:Passed 40-20-2-0-0

    3/3/2025House
  7. H 2nd Reading:Passed

    2/28/2025House
  8. H COW:Passed

    2/27/2025House
  9. H Placed on General File

    2/24/2025House
  10. H10 - Labor:Recommend Do Pass 6-1-2-0-0

    2/24/2025House
  11. H Introduced and Referred to H10 - Labor

    2/12/2025House
  12. H Received for Introduction

    2/6/2025House
  13. S 3rd Reading:Passed 27-3-1-0-0

    2/6/2025Senate
  14. S 2nd Reading:Passed

    2/5/2025Senate
  15. S COW:Passed

    2/4/2025Senate
  16. S Placed on General File

    1/31/2025Senate
  17. S10 - Labor:Recommend Amend and Do Pass 5-0-0-0-0

    1/31/2025Senate
  18. S Introduced and Referred to S10 - Labor

    1/28/2025Senate
  19. S Received for Introduction

    1/23/2025Senate
  20. Bill Number Assigned

    1/22/2025

Bill Text

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