FEMA's Flood Map Sequel Drops September
Published Date: 4/17/2025
Notice
Summary
Starting September 5, 2025, certain communities will see updated flood risk maps that show new or changed flood zones and water levels. These changes affect homeowners, renters, and local governments by influencing flood insurance rules and safety plans. If you live in or own property in these areas, expect updates that could impact insurance costs and building rules.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 1 costs, 1 mixed.
Updated flood risk maps take effect
Starting September 5, 2025, updated Flood Insurance Rate Maps (FIRMs) and Flood Insurance Study (FIS) reports with new or modified flood zones, Base Flood Elevations, base flood depths, Special Flood Hazard Area boundaries, or regulatory floodways are final for the listed communities. If you live in or own property in the listed areas (for example parts of Deuel County and Wayne County, Nebraska, and Cass County, North Dakota), expect changes that could affect insurance rules and building requirements.
Communities must adopt floodplain measures to stay in NFIP
The new FIRM and FIS information forms the basis of floodplain management measures that each community is required to adopt or show evidence of having an effect in order to qualify or remain qualified for participation in FEMA's National Flood Insurance Program (NFIP). Local governments in the listed communities must take these actions to meet NFIP requirements.
Maps available for review at repositories and online
By September 5, 2025 the final FIRMs and, where applicable, FIS reports will be available at the listed Community Map Repository addresses and online through the FEMA Map Service Center (https://msc.fema.gov). Property owners and lessees are encouraged to review the new or revised maps and reports for their community.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-20497, Agency Information Collection Activities: Submission for OMB Review, Comment Request; Elevation Certificate/Floodproofing Certificate.
FEMA is asking for public feedback on extending the use of Elevation and Floodproofing Certificates, which help communities manage flood risks and keep buildings safe. This affects homeowners, builders, and local officials who deal with flood insurance and construction rules. Comments are open until November 6, 2026, and there’s no new cost—just a chance to keep these important forms working smoothly.
2026-20458, Agency Information Collection Activities: Submission for OMB Review, Comment Request; Hazard Mitigation Grant Programs
FEMA is updating the forms used for several Hazard Mitigation Grant Programs that help communities prepare for disasters. This affects anyone applying for grants like flood or dam safety projects. They want your feedback by November 5, 2026, to keep things running smoothly and make sure the paperwork isn’t too tricky.
2026-19854, Notice of Maximum Amount of Assistance Under the Individuals and Households Program
Starting October 1, 2025, FEMA is raising the maximum help you can get after a disaster to $44,800 for housing and $44,800 for other needs. This boost helps folks affected by emergencies or major disasters get more support, thanks to a 2.9% cost increase. If you’re dealing with disaster recovery, this means more money to rebuild and recover!
2026-19856, Notice of Award Amount Adjustment for Serious Needs Assistance
Starting October 1, 2025, FEMA is raising the Serious Needs Assistance award to $790 for people affected by emergencies or major disasters. This change helps cover more costs due to rising prices and applies to disasters declared on or after that date. If you qualify, expect a bit more help when disaster strikes!
2026-19898, Notice of Adjustment of Disaster Grant Amounts
Starting October 1, 2025, FEMA is raising the cutoff for Small Project disaster grants to $1,093,800. This means state, tribal, local governments, and nonprofits can get more money for smaller disaster repairs thanks to a 2.9% cost increase adjustment. If you’re involved in disaster recovery, this change helps you get the right funding faster and easier!
2026-19859, Notice of Adjustment of Minimum Project Worksheet Amount
FEMA is raising the minimum amount for disaster project approvals to $4,100 starting October 1, 2025. This change affects anyone applying for disaster aid after that date and reflects a 2.9% cost increase based on inflation. If you’re involved in disaster recovery, this means bigger projects need to meet the new minimum to get funding.
Previous / Next Documents
Previous: 2025-06599, Proposed Flood Hazard Determinations
FEMA is updating flood risk maps for certain communities, which could change flood zones and rules for flood insurance. If you live or work in these areas, your flood insurance and building rules might change, so check the new maps and share your thoughts by July 16, 2025. These updates help communities stay safe and keep their flood insurance programs running smoothly.
Next: 2025-06601, Final Flood Hazard Determinations
Starting September 19, 2025, certain communities will have updated flood risk maps showing new or changed flood zones and water levels. These updates affect homeowners, renters, and local governments by changing flood insurance rules and safety measures. If you live or own property in these areas, expect changes that could impact insurance costs and building rules.