HR2822119th CongressWALLET

To extend the National Flood Insurance Program through December 31, 2026.

Sponsored By: Representative Carter, Troy A. [D-LA-2]

Introduced

Summary

This bill would extend the National Flood Insurance Program through December 31, 2026. It updates two date references in the National Flood Insurance Act by amending Section 1309(a) (42 U.S.C. 4016(a)) and Section 1319 (42 U.S.C. 4026) to replace "September 30, 2023" with "December 31, 2026" and does not change funding, premiums, eligibility, or other program terms.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Extend federal flood insurance access

If enacted, this bill would extend the National Flood Insurance Program through December 31, 2026. The change would take effect upon enactment. Homeowners, property owners, small businesses, mortgage lenders, insurers, and communities would keep access to NFIP coverage and its financing authority. It would not change who qualifies, insurance rates, or create new funding.

Sponsors & CoSponsors

Sponsor

Carter, Troy A. [D-LA-2]

LA • D

Cosponsors

  • Rep. Fields, Cleo [D-LA-6]

    LA • D

    Sponsored 4/10/2025

  • Rep. Letlow, Julia [R-LA-5]

    LA • R

    Sponsored 4/10/2025

  • Rep. Ezell, Mike [R-MS-4]

    MS • R

    Sponsored 4/10/2025

  • Rep. McIver, LaMonica [D-NJ-10]

    NJ • D

    Sponsored 4/10/2025

  • Rep. Moskowitz, Jared [D-FL-23]

    FL • D

    Sponsored 4/10/2025

  • Rep. Veasey, Marc A. [D-TX-33]

    TX • D

    Sponsored 4/10/2025

  • Rep. Thanedar, Shri [D-MI-13]

    MI • D

    Sponsored 10/3/2025

Roll Call Votes

No roll call votes available for this bill.

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