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HR5848119th CongressWALLET
NFIP Retroactive Renewal and Reauthorization Act
Sponsored By: Representative Ezell, Mike [R-MS-4]
Introduced
Summary
Extends the National Flood Insurance Program (NFIP) through December 31, 2026. The bill replaces two statutory expiration dates in the National Flood Insurance Act and would make that extension retroactive to September 30, 2025 if enacted after that date.
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Extend national flood insurance to 2026
If enacted, this bill would extend the National Flood Insurance Program through December 31, 2026. If the bill becomes law after September 30, 2025, the extension would still take effect as if it started on September 30, 2025. Policyholders and property owners in flood areas would keep access to NFIP coverage and services through 2026. The bill would not change eligibility or how benefits are calculated.
Sponsors & CoSponsors
Sponsor
Ezell, Mike [R-MS-4]
MS • R
Cosponsors
Rep. Carter, Troy A. [D-LA-2]
LA • D
Sponsored 10/28/2025
Roll Call Votes
No roll call votes available for this bill.
View on Congress.gov