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ColoradoHB26-10172026 Regular SessionHouseWALLET

Criminal Restitution Prohibited for Insurers

Sponsored By: Cecelia Espenoza (Democratic), Mike Weissman (Democratic), Yara Zokaie (Democratic)

Signed by Governor

Courts & Judicial

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 0 benefits, 0 costs, 2 mixed.

Insurers face limits but keep recovery options

Insurers generally cannot receive criminal restitution for losses they already paid to victims. They can qualify as direct victims when criminals defraud them or damage or steal their property. Workers’ compensation insurers may recover medical benefits, health benefits, and nonmedical support costs tied directly to crime-caused medical conditions. Insurers can still sue defendants or use other civil remedies to recover losses they suffered.

Victims recover uncovered losses and deductibles

Colorado courts limit criminal restitution to victims’ financial losses not paid by insurance, self-insurance, indemnity agreements, or risk-management funds. Courts may also order offenders to repay victims’ insurance deductibles. The law removes a separate disclaimer protecting insurers, risk-management funds, and public entities from paying restitution-related judgments or covering defendants’ awards. Removing that disclaimer does not itself establish who must pay or how much.

Sponsors & Cosponsors

Sponsors

  • Cecelia Espenoza

    Democratic • House

  • Mike Weissman

    Democratic • Senate

  • Yara Zokaie

    Democratic • House

Cosponsors

  • Andrew Boesenecker

    Democratic • House

  • Amy Paschal

    Democratic • House

  • Emily Sirota

    Democratic • House

  • Jennifer Bacon

    Democratic • House

  • Javier Mabrey

    Democratic • House

  • Julie McCluskie

    Democratic • House

  • Kenny Nguyen

    Democratic • House

  • Mandy Lindsay

    Democratic • House

  • Matthew Martinez

    Democratic • House

  • Steven Woodrow

    Democratic • House

  • Cathy Kipp

    Democratic • Senate

  • Iman Jodeh

    Democratic • Senate

  • James Coleman

    Democratic • Senate

  • Julie Gonzales

    Democratic • Senate

  • Katie Wallace

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 78 • No: 38

Senate vote • 3/17/2026

Third reading: Bill

Yes: 22 • No: 12

Senate vote • 3/9/2026

Refer House Bill 26-1017 to the Committee of the Whole.

Yes: 5 • No: 2

House vote • 2/25/2026

Third reading: Bill

Yes: 44 • No: 20

House vote • 2/3/2026

Refer House Bill 26-1017 to the Committee of the Whole.

Yes: 7 • No: 4

Actions Timeline

  1. Governor Signed

    4/2/2026House

  2. Signed by the President of the Senate

    3/26/2026Senate

  3. Sent to the Governor

    3/26/2026House

  4. Signed by the Speaker of the House

    3/25/2026House

  5. Senate Third Reading Passed - No Amendments

    3/17/2026Senate

  6. Senate Second Reading Passed - No Amendments

    3/16/2026Senate

  7. Senate Second Reading Laid Over to 03/16/2026 - No Amendments

    3/13/2026Senate

  8. Senate Second Reading Laid Over to 03/13/2026 - No Amendments

    3/12/2026Senate

  9. Senate Committee on Judiciary Refer Unamended to Senate Committee of the Whole

    3/9/2026Senate

  10. Introduced In Senate - Assigned to Judiciary

    3/2/2026Senate

  11. House Third Reading Passed - No Amendments

    2/25/2026House

  12. House Second Reading Special Order - Passed with Amendments - Floor

    2/24/2026House

  13. House Second Reading Laid Over Daily - No Amendments

    2/6/2026House

  14. House Committee on Judiciary Refer Unamended to House Committee of the Whole

    2/3/2026House

  15. Introduced In House - Assigned to Judiciary

    1/14/2026House

Bill Text

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