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ColoradoHB26-10172026 Regular SessionHouse

Criminal Restitution Prohibited for Insurers

Sponsored By: Cecelia Espenoza (Democratic), Mike Weissman (Democratic), Yara Zokaie (Democratic)

Signed by Governor

Courts & Judicial

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 1 benefits, 1 costs, 0 mixed.

Medicaid, workers' comp, insurers get restitution

Beginning August 12, 2026, Medicaid, Medicare, and workers' comp can seek restitution for medical and related costs they paid for a victim. An insurer counts as a victim when it is defrauded or when its property is stolen or damaged. People who lose money because of certain contracts, including with an insurer, can also be treated as victims for restitution.

Restitution reduced when insurance pays

Beginning August 12, 2026, courts do not order restitution for losses a private insurance policy can pay. Courts can still order amounts insurance does not cover and the victim's deductible. In non-felony traffic cases, judges order only the uncompensated part and may award the deductible. Non-money harms like pain and suffering remain outside restitution.

Sponsors & Cosponsors

Sponsors

  • Cecelia Espenoza

    Democratic • House

  • Mike Weissman

    Democratic • Senate

  • Yara Zokaie

    Democratic • House

Cosponsors

  • Andrew Boesenecker

    Democratic • House

  • Amy Paschal

    Democratic • House

  • Emily Sirota

    Democratic • House

  • Jennifer Bacon

    Democratic • House

  • Javier Mabrey

    Democratic • House

  • Julie McCluskie

    Democratic • House

  • Kenny Nguyen

    Democratic • House

  • Mandy Lindsay

    Democratic • House

  • Matthew Martinez

    Democratic • House

  • Steven Woodrow

    Democratic • House

  • Cathy Kipp

    Democratic • Senate

  • Iman Jodeh

    Democratic • Senate

  • James Coleman

    Democratic • Senate

  • Julie Gonzales

    Democratic • Senate

  • Katie Wallace

    Democratic • Senate

Roll Call Votes

No roll call votes available for this bill.

Actions Timeline

  1. Governor Signed

    4/2/2026House

  2. Signed by the President of the Senate

    3/26/2026Senate

  3. Sent to the Governor

    3/26/2026House

  4. Signed by the Speaker of the House

    3/25/2026House

  5. Senate Third Reading Passed - No Amendments

    3/17/2026Senate

  6. Senate Second Reading Passed - No Amendments

    3/16/2026Senate

  7. Senate Second Reading Laid Over to 03/16/2026 - No Amendments

    3/13/2026Senate

  8. Senate Second Reading Laid Over to 03/13/2026 - No Amendments

    3/12/2026Senate

  9. Senate Committee on Judiciary Refer Unamended to Senate Committee of the Whole

    3/9/2026Senate

  10. Introduced In Senate - Assigned to Judiciary

    3/2/2026Senate

  11. House Third Reading Passed - No Amendments

    2/25/2026House

  12. House Second Reading Special Order - Passed with Amendments - Floor

    2/24/2026House

  13. House Second Reading Laid Over Daily - No Amendments

    2/6/2026House

  14. House Committee on Judiciary Refer Unamended to House Committee of the Whole

    2/3/2026House

  15. Introduced In House - Assigned to Judiciary

    1/14/2026House

Bill Text

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