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ColoradoSB26-0532026 Regular SessionSenateWALLET

Colorado Housing and Finance Authority Mortgage POST Officers First Responders

Sponsored By: Barbara Kirkmeyer (Republican), Chad Clifford (Democratic), Kyle Mullica (Democratic), Ryan Gonzalez (Republican)

Signed by Governor

Housing

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

CHFA home loans for first responder families

Starting August 12, 2026, families with a law enforcement officer or first responder who works in Colorado can get CHFA home loans. Your qualifying income must be at or below 110% of the CHFA income limit for your area. Low- and moderate-income families still qualify under current CHFA rules. If a referendum petition is filed, the law takes effect only if voters approve it in November 2026.

Who counts as first responder or officer

The law defines a first responder as a peace officer, firefighter, or emergency medical technician. It also defines peace officer to include certified peace officers, noncertified deputy sheriffs, emergency communications specialists, and corrections officers. These definitions guide who can use CHFA mortgage programs. They take effect August 12, 2026. If a referendum petition is filed, they take effect only if voters approve them in November 2026.

Sponsors & Cosponsors

Sponsors

  • Barbara Kirkmeyer

    Republican • Senate

  • Chad Clifford

    Democratic • House

  • Kyle Mullica

    Democratic • Senate

  • Ryan Gonzalez

    Republican • House

Cosponsors

  • Andrew Boesenecker

    Democratic • House

  • Eliza Hamrick

    Democratic • House

  • Elizabeth Velasco

    Democratic • House

  • Julie McCluskie

    Democratic • House

  • Jacque Phillips

    Democratic • House

  • Kenny Nguyen

    Democratic • House

  • Monica Duran

    Democratic • House

  • Mandy Lindsay

    Democratic • House

  • Manny Rutinel

    Democratic • House

  • Byron Pelton

    Republican • Senate

  • Cathy Kipp

    Democratic • Senate

  • Dylan Roberts

    Democratic • Senate

  • John Carson

    Republican • Senate

  • James Coleman

    Democratic • Senate

  • Lindsey Daugherty

    Democratic • Senate

  • Lisa Frizell

    Republican • Senate

  • Larry Liston

    Republican • Senate

  • Marc Snyder

    Democratic • Senate

  • William Lindstedt

    Democratic • Senate

Roll Call Votes

No roll call votes available for this bill.

Actions Timeline

  1. Governor Signed

    4/17/2026House

  2. Sent to the Governor

    4/8/2026House

  3. Signed by the President of the Senate

    4/7/2026Senate

  4. Signed by the Speaker of the House

    4/7/2026House

  5. Senate Considered House Amendments - Result was to Concur - Repass

    4/6/2026Senate

  6. House Third Reading Passed with Amendments - Floor

    4/2/2026House

  7. House Third Reading Laid Over Daily - No Amendments

    3/31/2026House

  8. House Second Reading Special Order - Passed with Amendments - Committee, Floor

    3/30/2026House

  9. House Second Reading Laid Over Daily - No Amendments

    3/27/2026House

  10. House Committee on Transportation, Housing & Local Government Refer Amended to House Committee of the Whole

    3/24/2026House

  11. Senate Third Reading Passed - No Amendments

    3/2/2026Senate

  12. Introduced In House - Assigned to Transportation, Housing & Local Government

    3/2/2026House

  13. Senate Third Reading Laid Over to 03/02/2026 - No Amendments

    2/27/2026Senate

  14. Senate Third Reading Laid Over to 02/27/2026 - No Amendments

    2/26/2026Senate

  15. Senate Second Reading Passed with Amendments - Committee, Floor

    2/25/2026Senate

  16. Senate Second Reading Laid Over to 02/25/2026 - No Amendments

    2/24/2026Senate

  17. Senate Second Reading Laid Over to 02/24/2026 - No Amendments

    2/23/2026Senate

  18. Senate Second Reading Laid Over to 02/23/2026 - No Amendments

    2/18/2026Senate

  19. Senate Committee on Local Government & Housing Refer Amended to Senate Committee of the Whole

    2/12/2026Senate

  20. Introduced In Senate - Assigned to Local Government & Housing

    1/27/2026Senate

Bill Text

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