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ColoradoSB26-0532026 Regular SessionSenateWALLET

Colorado Housing and Finance Authority Mortgage POST Officers First Responders

Sponsored By: Barbara Kirkmeyer (Republican), Chad Clifford (Democratic), Kyle Mullica (Democratic), Ryan Gonzalez (Republican)

Signed by Governor

Housing

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

More mortgage access for Colorado responder families

The law expands Colorado Housing and Finance Authority mortgage access through the Colorado Champions Home Loan Program. It adds families of law enforcement officers and first responders working in Colorado. Covered workers include peace officers, firefighters, emergency medical technicians, noncertified deputy sheriffs, emergency communications specialists, and corrections officers. A family's qualifying income must be no more than 110% of the authority board's applicable income limit. Eligibility does not guarantee loan approval. The law takes effect at 12:01 a.m. after a 90-day period following final legislative adjournment. That means August 12, 2026, with a May 13, 2026, adjournment. A filed referendum petition delays implementation until voters approve it at the November 2026 election and the governor declares the result.

Sponsors & Cosponsors

Sponsors

  • Barbara Kirkmeyer

    Republican • Senate

  • Chad Clifford

    Democratic • House

  • Kyle Mullica

    Democratic • Senate

  • Ryan Gonzalez

    Republican • House

Cosponsors

  • Andrew Boesenecker

    Democratic • House

  • Eliza Hamrick

    Democratic • House

  • Elizabeth Velasco

    Democratic • House

  • Julie McCluskie

    Democratic • House

  • Jacque Phillips

    Democratic • House

  • Kenny Nguyen

    Democratic • House

  • Monica Duran

    Democratic • House

  • Mandy Lindsay

    Democratic • House

  • Manny Rutinel

    Democratic • House

  • Byron Pelton

    Republican • Senate

  • Cathy Kipp

    Democratic • Senate

  • Dylan Roberts

    Democratic • Senate

  • John Carson

    Republican • Senate

  • James Coleman

    Democratic • Senate

  • Lindsey Daugherty

    Democratic • Senate

  • Lisa Frizell

    Republican • Senate

  • Larry Liston

    Republican • Senate

  • Marc Snyder

    Democratic • Senate

  • William Lindstedt

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 290 • No: 27

Senate vote • 4/6/2026

House amendments: Repass

Yes: 32 • No: 3

Senate vote • 4/6/2026

House amendments: Concur

Yes: 35 • No: 0

House vote • 4/2/2026

Third reading: Amd (l.009)

Yes: 64 • No: 0

House vote • 4/2/2026

Third reading: Perm

Yes: 64 • No: 0

House vote • 4/2/2026

Third reading: Bill

Yes: 51 • No: 13

House vote • 3/24/2026

Refer Senate Bill 26-053, as amended, to the Committee of the Whole.

Yes: 9 • No: 4

Senate vote • 3/2/2026

Third reading: Bill

Yes: 29 • No: 6

Senate vote • 2/12/2026

Refer Senate Bill 26-053, as amended, to the Committee of the Whole.

Yes: 6 • No: 1

Actions Timeline

  1. Governor Signed

    4/17/2026House

  2. Sent to the Governor

    4/8/2026House

  3. Signed by the President of the Senate

    4/7/2026Senate

  4. Signed by the Speaker of the House

    4/7/2026House

  5. Senate Considered House Amendments - Result was to Concur - Repass

    4/6/2026Senate

  6. House Third Reading Passed with Amendments - Floor

    4/2/2026House

  7. House Third Reading Laid Over Daily - No Amendments

    3/31/2026House

  8. House Second Reading Special Order - Passed with Amendments - Committee, Floor

    3/30/2026House

  9. House Second Reading Laid Over Daily - No Amendments

    3/27/2026House

  10. House Committee on Transportation, Housing & Local Government Refer Amended to House Committee of the Whole

    3/24/2026House

  11. Senate Third Reading Passed - No Amendments

    3/2/2026Senate

  12. Introduced In House - Assigned to Transportation, Housing & Local Government

    3/2/2026House

  13. Senate Third Reading Laid Over to 03/02/2026 - No Amendments

    2/27/2026Senate

  14. Senate Third Reading Laid Over to 02/27/2026 - No Amendments

    2/26/2026Senate

  15. Senate Second Reading Passed with Amendments - Committee, Floor

    2/25/2026Senate

  16. Senate Second Reading Laid Over to 02/25/2026 - No Amendments

    2/24/2026Senate

  17. Senate Second Reading Laid Over to 02/24/2026 - No Amendments

    2/23/2026Senate

  18. Senate Second Reading Laid Over to 02/23/2026 - No Amendments

    2/18/2026Senate

  19. Senate Committee on Local Government & Housing Refer Amended to Senate Committee of the Whole

    2/12/2026Senate

  20. Introduced In Senate - Assigned to Local Government & Housing

    1/27/2026Senate

Bill Text

  • Engrossed

    PDF

  • Final Act

    PDF

  • House Transportation, Housing & Local Government Preamend

    PDF

  • Introduced

    PDF

  • Reengrossed

    PDF

  • Rerevised

    PDF

  • Revised

    PDF

  • Senate Local Government & Housing Preamend

    PDF

  • Signed Act

    PDF

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