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New HampshireHB11272025-2026 Regular SessionHouseWALLET

relative to the uniform voidable transactions act.

Sponsored By: Bob J. Lynn (Republican)

Signed by Governor

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Bill Overview

Analyzed Economic Effects

5 provisions identified: 1 benefits, 0 costs, 4 mixed.

Retirement savers get protected plan rollovers

Transfers and rollovers between tax-qualified retirement plans are protected from fraudulent-transfer challenges under this law. The plans must have existed on January 1, 1999, or been created afterward. The protection applies only to credit extended and debts arising after January 1, 1999.

Qualifying trusts get stronger creditor protections

Creditors must prove actual intent to hinder, delay, or defraud with clear and convincing evidence when challenging qualifying trust transfers. The trust must be irrevocable, expressly follow New Hampshire law, and include a spendthrift clause limiting creditors’ access. At least one trustee must live or have a business location in New Hampshire, with some administration performed there. New Hampshire law governs covered transfer claims only if the trust qualified when it received the transfer.

Business series face separate creditor claims

A series organization and each protected series count as separate persons under the law’s transfer-challenge rules. This applies even when other laws do not treat them as separate. They must keep separate property records and meet the law’s limits on which assets cover their respective debts. Debts tied to one protected series are enforceable only against that series’ property.

Creditors face deadlines to challenge transfers

Actual-intent claims must be filed within 4 years after the transfer or obligation. Creditors get longer if they file within 1 year after it was discovered or reasonably could have been discovered. Claims based on too little value and financial distress or insolvency generally have a 4-year deadline. Claims over payments of earlier debts to insiders have a 1-year deadline after the transfer. The new chapter takes effect 60 days after passage; earlier transfers, obligations, and already-accrued claims remain under the old law.

Creditors gain recovery tools with limits

Creditors can challenge transfers or debt obligations meant to hinder, delay, or defraud them, whether their claims arose before or afterward. Transfers for too little value also face challenges when debtors lack enough business assets or expect debts they cannot pay. Insolvency-based claims require an earlier creditor claim; payments of earlier debts to insiders also require insolvency and the insider’s reason to know. Creditors can seek to undo transactions, freeze assets, appoint a receiver, and collect transferred assets or proceeds after judgment. Money recovery is limited to the lesser of the asset’s value or the unpaid claim. Good-faith recipients have protections for value given, and the law preserves specified lease terminations and security-interest enforcement.

Sponsors & Cosponsors

Sponsor

  • Bob J. Lynn

    Republican • House

Cosponsors

  • Paul S. Berch

    Affiliation unavailable

Roll Call Votes

No roll call votes available for this bill.

Actions Timeline

  1. Signed by Governor Ayotte 07/02/2026; Chapter 215; eff.8/31/2026

    7/10/2026House

  2. Enrolled (in recess of) 06/04/2026 HJ 15 P. 45

    6/17/2026House

  3. Enrolled Adopted, VV, (In recess 06/04/2026); SJ 14

    6/17/2026Senate

  4. Enrolled Bill Amendment # 2026-2119e: AA VV (in recess of) 05/21/2026 HJ 14 P. 38

    6/3/2026House

  5. Enrolled Bill Amendment # 2026-2119e Adopted, VV, (In recess of 05/21/2026); SJ 14

    6/3/2026Senate

  6. Ought to Pass: MA, VV; OT3rdg; 04/23/2026; SJ 10

    4/17/2026Senate

  7. Committee Report: Ought to Pass, 04/23/2026; Vote 5-0; CC; SC 15

    4/15/2026Senate

  8. Hearing: 04/14/2026, Room 100, SH, 10:00 am; SC 13

    3/31/2026Senate

  9. Introduced 03/12/2026 and Referred to Commerce; SJ 7

    3/17/2026Senate

  10. Ought to Pass with Amendment 2026-0880h: MA VV 03/11/2026 HJ 7 P. 52

    3/11/2026House

  11. Amendment # 2026-0880h: AA VV 03/11/2026 HJ 7 P. 52

    3/11/2026House

  12. Committee Report: Ought to Pass with Amendment # 2026-0880h 02/25/2026 (Vote 17-0; CC) HC 10 P. 26

    3/2/2026House

  13. ==CONTINUED== Executive Session: 02/25/2026 10:00 am GP 158

    3/2/2026House

  14. ==RECESSED== Executive Session: 02/13/2026 10:00 am GP 158

    2/5/2026House

  15. Public Hearing: 02/04/2026 02:00 pm GP 230

    1/29/2026House

  16. Introduced 01/07/2026 and referred to Judiciary HJ 1 P. 7

    12/1/2025House

Bill Text

  • As Amended

    6/3/2026

    PDF

  • Enrolled

    6/3/2026

    HTML

  • Introduced

    12/1/2025

    PDF

  • CHAPTERED FINAL VERSION

    PDF

  • Version adopted by both bodies

    PDF

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