All Roll Calls
Yes: 158 • No: 10
OklahomaHB 1187Oklahoma 2026 Regular SessionHouseWALLET
Oklahoma Employees Insurance and Benefits Act; opt-out option; removing group insurance; effective date.
Sponsored By: Rick West (Republican)
Signed by Governor
Senate Committee
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Bill Overview
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Oklahoma state workers gain insurance opt-out flexibility
Beginning November 1, 2025, eligible active Oklahoma state employees and plan participants can opt out of the state's basic plan. They can instead drop only health and dental coverage while keeping life and disability benefits. They need separate health insurance now or by the next plan year's start; it no longer needs to be group coverage. Employees must provide proof of coverage and sign an affidavit each plan year confirming coverage and that state health insurance is not needed. Those opting out receive $150 instead of their usual flexible benefit amount; the law does not specify payment frequency. The state keeps any savings from the health insurance opt-out.
Sponsors & Cosponsors
Sponsor
Rick West
Republican • House
Cosponsors
George Burns
Republican • Senate
Warren Hamilton
Republican • Senate
Annie Menz
Democratic • House
Tammy Townley
Republican • House
Roll Call Votes
Senate vote • 4/28/2025
THIRD READING
Yes: 35 • No: 9
Senate vote • 4/10/2025
Committee vote: Business & Insurance
Yes: 8 • No: 1
House vote • 3/25/2025
THIRD READING
Yes: 93 • No: 0
House vote • 2/27/2025
DO PASS
Yes: 16 • No: 0
House vote • 2/11/2025
DO PASS
Yes: 6 • No: 0
Actions Timeline
Approved by Governor 05/03/2025
5/5/2025HouseSent to Governor
4/29/2025HouseEnrolled measure signed, returned to House
4/29/2025SenateEnrolled, signed, to Senate
4/29/2025HouseReferred for enrollment
4/28/2025HouseEngrossed measure signed, returned to House
4/28/2025SenateMeasure passed: Ayes: 35 Nays: 9
4/28/2025SenateCoauthored by Senator Hamilton
4/28/2025SenateGeneral Order, Considered
4/28/2025SenatePlaced on General Order
4/15/2025SenateReported Do Pass Business and Insurance committee; CR filed
4/10/2025SenateSecond Reading referred to Business and Insurance
4/1/2025SenateFirst Reading
3/26/2025SenateEngrossed, signed, to Senate
3/26/2025HouseReferred for engrossment
3/25/2025HouseThird Reading, Measure passed: Ayes: 93 Nays: 0
3/25/2025HouseCoauthored by Representative(s) Menz, Townley
3/25/2025HouseGeneral Order
3/25/2025HouseCR; Do Pass Commerce and Economic Development Oversight Committee
2/27/2025HouseAuthored by Senator Burns (principal Senate author)
2/12/2025HousePolicy recommendation to the Commerce and Economic Development Oversight committee; Do Pass Insurance
2/12/2025HouseReferred to Insurance
2/4/2025HouseSecond Reading referred to Commerce and Economic Development Oversight
2/4/2025HouseAuthored by Representative West (Rick)
2/3/2025HouseFirst Reading
2/3/2025House
Bill Text
Enrolled (final version)
4/28/2025
Floor (Senate)
4/14/2025
Senate Committee Report
4/10/2025
Engrossed
3/26/2025
Floor (House)
3/2/2025
House Committee Report
2/27/2025
House Policy Committee Report
2/12/2025
Introduced
1/15/2025
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