TennesseeHB 0569114th General Assembly (2025-2026)HouseWALLET

AN ACT to amend Tennessee Code Annotated, Title 56, Chapter 35 and Title 66, relative to real property transactions.

Sponsored By: Andrew Farmer (Republican)

Signed by Governor

Insurance Companies, Agents, Brokers, Policies

Your PRIA Score

Score Hidden

Personalized for You

How does this bill affect your finances?

Sign up for a PRIA Policy Scan to see your personalized alignment score for this bill and every other piece of legislation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.

Free to start

Bill Overview

Analyzed Economic Effects

2 provisions identified: 1 benefits, 1 costs, 0 mixed.

Selected settlement agent issues your title

Beginning July 1, 2026, for Tennessee property with 1–4 units and a mortgage lender, broker, or servicer, the settlement agency named on the buyer’s or borrower’s contract is the only one that can issue the title insurance. The lender, broker, or servicer can still use any approval rights. No party can waive or change this rule. This does not cover the first sale of new construction homes (including condos or single-family homes in developments with more than four units) or sales by auction.

Notice when title agents share fees

Beginning July 1, 2026, if the buyer’s and seller’s title agencies agree to share title premiums, commissions, or other fees, they must give both sides written notice. The buyer and the seller must each sign a written acknowledgement. A title agency that did not issue the policy cannot take on liability for that policy. No agency is required to join a fee‑sharing arrangement.

Sponsors & Cosponsors

Sponsor

Andrew Farmer
Republican • House

Cosponsors

There are no cosponsors for this bill.

Roll Call Votes

All Roll Calls

Yes: 138 • No: 6

Senate vote • 4/6/2026

FLOOR VOTE: Third Consideration 4/6/2026

Yes: 26 • No: 2

House vote • 3/30/2026

FLOOR VOTE: REGULAR CALENDAR AS AMENDED PASSAGE ON THIRD CONSIDERATION 3/30/2026

Yes: 86 • No: 2

House vote • 3/30/2026

HOUSE CALENDAR & RULES COMMITTEE

Yes: 0 • No: 0

House vote • 3/25/2026

HOUSE COMMERCE COMMITTEE

Yes: 19 • No: 0

House vote • 3/18/2026

HOUSE BUSINESS AND UTILITIES SUBCOMMITTEE

Yes: 7 • No: 2

Actions Timeline

Signed by Governor.
4/21/2026
Transmitted to Governor for his action.
4/9/2026House
Signed by H. Speaker
4/8/2026House
Signed by Senate Speaker
4/8/2026Senate
Enrolled; ready for sig. of H. Speaker.
4/7/2026House
Senate substituted House Bill for companion Senate Bill.
4/6/2026Senate
Amendment withdrawn. (Amendment 1 - SA0919)
4/6/2026Senate
Passed Senate, Ayes 26, Nays 2
4/6/2026Senate
Received from House, Passed on First Consideration
4/2/2026Senate
Engrossed; ready for transmission to Sen.
3/31/2026House
H. adopted am. (Amendment 1 - HA0852)
3/30/2026House
Passed H., as am., Ayes 86, Nays 2, PNV 5
3/30/2026House
H. Placed on Regular Calendar for 3/30/2026
3/26/2026House
Rec. for pass. if am., ref. to Calendar & Rules Committee
3/25/2026House
Placed on cal. Calendar & Rules Committee for 3/26/2026
3/25/2026House
Rec for pass if am by s/c ref. to Commerce Committee
3/18/2026House
Placed on cal. Commerce Committee for 3/25/2026
3/18/2026House
Action Def. in s/c Business and Utilities Subcommittee to 3/18/2026
3/11/2026House
Placed on s/c cal Business & Utilities Subcommittee for 3/18/2026
3/11/2026House
Action Def. in s/c Business and Utilities Subcommittee to 3/11/2026
3/4/2026House
Placed on s/c cal Business & Utilities Subcommittee for 3/11/2026
3/4/2026House
Placed on s/c cal Business & Utilities Subcommittee for 3/4/2026
2/25/2026House
Taken off notice for cal in s/c Business and Utilities Subcommittee of Commerce Committee
3/19/2025House
Placed on s/c cal Business & Utilities Subcommittee for 3/19/2025
3/12/2025House
Sponsor(s) Added.
2/26/2025House

Bill Text

HA0852 (Substitute)
3/30/2026
PDF
Fiscal Note
PDF
Introduced
PDF
SA0919
PDF

Related Bills

Back to State Legislation