All Roll Calls
Yes: 138 • No: 6
TennesseeHB 0569114th General Assembly (2025-2026)House
AN ACT to amend Tennessee Code Annotated, Title 56, Chapter 35 and Title 66, relative to real property transactions.
Sponsored By: Sponsor information unavailable
Signed by Governor
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Bill Overview
Analyzed Economic Effects
3 provisions identified: 2 benefits, 1 costs, 0 mixed.
Buyer protections in title fee-sharing deals
Beginning July 1, 2026, when two different title agencies for the buyer and seller agree to share title premiums, commissions, or fees, they must give written notice to both sides and get signed acknowledgements. A title agency cannot say it will accept, share, or guarantee losses on a title policy it did not issue. These rules cover Tennessee homes with 1 to 4 units. They do not cover the first sale of new construction 1–4 unit property, a new construction condo or single-family home in a development with more than four units, or sales by auction.
Title agencies can refuse fee-sharing
Beginning July 1, 2026, a title insurance agency does not have to join any arrangement to share title premiums, commissions, or fees. This applies to Tennessee deals for homes with 1 to 4 units. It does not cover the first sale of new construction 1–4 unit property, a new construction condo or single-family home in a development with more than four units, or sales by auction.
Chosen settlement agency issues title policy
Beginning July 1, 2026, if the buyer’s or borrower’s contract lists a settlement agency, that agency alone is authorized to issue the title insurance policy. This is subject to any right of approval by the lender, mortgage broker, or loan servicer. No party can waive or change this rule. It applies to Tennessee homes with 1 to 4 units. It does not cover the first sale of new construction 1–4 unit property, a new construction condo or single-family home in a development with more than four units, or sales by auction.
Sponsors & Cosponsors
Sponsors
There is no primary sponsor on record.
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
Senate vote • 4/6/2026
FLOOR VOTE: Third Consideration 4/6/2026
Yes: 26 • No: 2
House vote • 3/30/2026
FLOOR VOTE: REGULAR CALENDAR AS AMENDED PASSAGE ON THIRD CONSIDERATION 3/30/2026
Yes: 86 • No: 2
House vote • 3/30/2026
HOUSE CALENDAR & RULES COMMITTEE
Yes: 0 • No: 0
House vote • 3/25/2026
HOUSE COMMERCE COMMITTEE
Yes: 19 • No: 0
House vote • 3/18/2026
HOUSE BUSINESS AND UTILITIES SUBCOMMITTEE
Yes: 7 • No: 2
Bill Text
HA0852 (Substitute)
3/30/2026
Enrolled / Public Chapter
Fiscal Note
Introduced
SA0919
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