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TennesseeSB 0362114th General Assembly (2025-2026)SenateWALLET

AN ACT to amend Tennessee Code Annotated, Title 47 and Title 58, relative to veteran benefits.

Sponsored By: Richard Briggs (Republican)

Became Law

Veterans

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Bill Overview

Analyzed Economic Effects

4 provisions identified: 3 benefits, 0 costs, 1 mixed.

Caps on fees for VA claim help

Starting July 1, 2025, paid helpers must use a signed written agreement before doing any work. You only pay if your VA benefits go up, and the fee cannot be more than five times the monthly increase. They cannot charge upfront or nonrefundable fees, and no one can get paid for referrals. Helpers cannot promise a win or a certain rating. If you file within one year after leaving active duty, they cannot charge you unless you sign a waiver saying you know about free help.

Clear disclosures and data safeguards

Starting July 1, 2025, helpers must give you a clear written disclosure in at least 12-point font before you sign. You must sign it, and they must keep a copy during services and for one year after. They cannot process your data in call centers or data centers outside the U.S. They cannot use your login to reach your records. Anyone who sees your medical or financial data must pass ID and criminal background checks.

Stronger enforcement under consumer law

Violating these rules is a Tennessee Consumer Protection Act violation. Each day a violation continues counts as a separate violation. Penalty money goes to the state general fund. The act also lists these violations in the Consumer Protection Act. These enforcement rules apply to actions and agreements on or after July 1, 2025.

Who is exempt from these rules

These rules do not apply to VA-accredited agents, attorneys, or representatives regulated by the VA. They also do not apply to Tennessee public or nonprofit colleges and their employees acting in their jobs. If you use those advisers, they follow VA rules or school policies, not this state law. This exemption applies to actions and agreements on or after July 1, 2025.

Sponsors & Cosponsors

Sponsor

  • Richard Briggs

    Republican • Senate

Cosponsors

  • Raumesh Akbari

    Democrat • Senate

  • Janice Bowling

    Republican • Senate

  • Todd Gardenhire

    Republican • Senate

  • Tom Hatcher

    Republican • Senate

  • Ed Jackson

    Republican • Senate

  • Jack Johnson

    Republican • Senate

  • Becky Duncan Massey

    Republican • Senate

  • Bo Watson

    Republican • Senate

Roll Call Votes

All Roll Calls

Yes: 220 • No: 5

House vote • 4/7/2025

FLOOR VOTE: MESSAGE CALENDAR PASSAGE ON THIRD CONSIDERATION 4/7/2025

Yes: 92 • No: 1

House vote • 3/31/2025

FLOOR VOTE: REGULAR CALENDAR AS AMENDED PASSAGE ON THIRD CONSIDERATION 3/31/2025

Yes: 89 • No: 3

Senate vote • 3/3/2025

FLOOR VOTE: as Amended Third Consideration 3/3/2025

Yes: 30 • No: 1

Senate vote • 2/25/2025

SENATE STATE & LOCAL GOVERNMENT COMMITTEE

Yes: 9 • No: 0

Actions Timeline

  1. Pub. Ch. 223

    4/29/2025

  2. Effective date(s) 07/01/2025

    4/29/2025

  3. Signed by Governor.

    4/21/2025Senate

  4. Transmitted to Governor for action.

    4/11/2025Senate

  5. Signed by H. Speaker

    4/10/2025House

  6. Signed by Senate Speaker

    4/9/2025Senate

  7. Enrolled and ready for signatures

    4/8/2025Senate

  8. Motion to lift from table adopted.

    4/7/2025House

  9. Motion to reconsider adopted.

    4/7/2025House

  10. Am. reconsidered, withdrawn.

    4/7/2025House

  11. Passed H., Ayes 92, Nays 1, PNV 2

    4/7/2025House

  12. Senate refused to concur in amendment

    4/3/2025Senate

  13. Sponsor(s) Added.

    4/3/2025Senate

  14. H. Placed on Message Calendar 4/7/2025

    4/3/2025House

  15. Placed on Senate Message Calendar for 4/3/2025

    4/1/2025Senate

  16. Subst. for comp. HB.

    3/31/2025House

  17. H. adopted am. (Amendment 1 - HA0191)

    3/31/2025House

  18. Passed H., as am., Ayes 89, Nays 3, PNV 1

    3/31/2025House

  19. Rcvd. from S., held on H. desk.

    3/6/2025House

  20. Senate adopted Amendment (Amendment 1 - SA0012)

    3/3/2025Senate

  21. Passed Senate as amended, Ayes 30, Nays 1

    3/3/2025Senate

  22. Engrossed; ready for transmission to House

    3/3/2025Senate

  23. Sponsor(s) Added.

    3/3/2025Senate

  24. Placed on Senate Regular Calendar for 3/3/2025

    2/27/2025Senate

  25. Sponsor(s) Added.

    2/27/2025Senate

Bill Text

  • HA0191 (Substitute)

    3/31/2025

    PDF

  • Enrolled / Public Chapter

    PDF

  • Fiscal Note

    PDF

  • Introduced

    PDF

  • SA0012

    PDF

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