TennesseeSB 0362114th General Assembly (2025-2026)SenateWALLET

AN ACT to amend Tennessee Code Annotated, Title 47 and Title 58, relative to veteran benefits.

Sponsored By: Sponsor information unavailable

Signed by Governor

Veterans

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

Fee limits protect veterans seeking benefits

Beginning July 1, 2025, Tennessee limits fees for covered help with federal or Tennessee veterans’ benefit claims. Payment includes money, things of value, or other economic benefits. Providers must have a written fee agreement before giving services. Fees must depend solely on an increase in awarded benefits, with total fees capped at five times the monthly increase. Initial fees, nonrefundable fees, and payments just for referrals are banned. For claims filed within one year of a veteran’s presumptive active-duty release period, paid help requires a signed waiver. The waiver must acknowledge that period and the veteran’s choice to forgo available free services. These rules apply to actions taken and agreements made on or after July 1, 2025. They exclude VA-accredited and VA-regulated representatives, Tennessee public or nonprofit colleges, and their employees advising within their jobs.

Stronger safeguards for veterans using claim helpers

Beginning July 1, 2025, covered veterans’ benefit helpers cannot guarantee claim success or any specific benefit or amount. Paid providers must give prospective clients a written notice at the outset, before a service agreement. It explains that the business is not sponsored by or affiliated with the VA, Tennessee veterans’ department, or federally chartered veterans’ organizations. It also explains that free help or other benefits may be available and that those organizations do not necessarily endorse its services. The notice must be conspicuous in the agreement, use at least 12-point type, and carry the client’s signature. Providers must keep it throughout the relationship and for at least one year afterward. Covered paid businesses cannot process veterans’ personal information through international call or data centers. They cannot use veterans’ login details to access medical, financial, or government-benefit information. Anyone accessing medical or financial information must first pass identity and criminal-history checks from a reputable source. These rules exclude VA-accredited and VA-regulated representatives, Tennessee public or nonprofit colleges, and their employees advising within their jobs. Violations trigger Tennessee consumer-protection penalties and remedies, in addition to other available penalties and remedies, and provide grounds for professional discipline. Each continuing day counts as a separate violation; collected penalties go to Tennessee’s general fund. The rules cover actions taken and agreements made on or after July 1, 2025.

Sponsors & Cosponsors

Sponsors

There is no primary sponsor on record.

Cosponsors

  • Raumesh Akbari

    Democrat • Senate

  • Janice Bowling

    Republican • Senate

  • Todd Gardenhire

    Republican • Senate

  • Tom Hatcher

    Republican • Senate

  • Ed Jackson

    Republican • Senate

  • Johnson

    Affiliation unavailable

  • Becky D. Massey

    Republican • Senate

  • Bo Watson

    Republican • Senate

Roll Call Votes

All Roll Calls

Yes: 220 • No: 5

House vote • 4/7/2025

FLOOR VOTE: MESSAGE CALENDAR PASSAGE ON THIRD CONSIDERATION 4/7/2025

Yes: 92 • No: 1

House vote • 3/31/2025

FLOOR VOTE: REGULAR CALENDAR AS AMENDED PASSAGE ON THIRD CONSIDERATION 3/31/2025

Yes: 89 • No: 3

Senate vote • 3/3/2025

FLOOR VOTE: as Amended Third Consideration 3/3/2025

Yes: 30 • No: 1

Senate vote • 2/25/2025

SENATE STATE & LOCAL GOVERNMENT COMMITTEE

Yes: 9 • No: 0

Actions Timeline

  1. Effective date(s) 07/01/2025

    4/29/2025
  2. Pub. Ch. 223

    4/29/2025
  3. Signed by Governor.

    4/21/2025Senate
  4. Transmitted to Governor for action.

    4/11/2025Senate
  5. Signed by H. Speaker

    4/10/2025House
  6. Signed by Senate Speaker

    4/9/2025Senate
  7. Enrolled and ready for signatures

    4/8/2025Senate
  8. Passed H., Ayes 92, Nays 1, PNV 2

    4/7/2025House
  9. Am. reconsidered, withdrawn.

    4/7/2025House
  10. Motion to reconsider adopted.

    4/7/2025House
  11. Motion to lift from table adopted.

    4/7/2025House
  12. H. Placed on Message Calendar 4/7/2025

    4/3/2025House
  13. Sponsor(s) Added.

    4/3/2025Senate
  14. Senate refused to concur in amendment

    4/3/2025Senate
  15. Placed on Senate Message Calendar for 4/3/2025

    4/1/2025Senate
  16. Passed H., as am., Ayes 89, Nays 3, PNV 1

    3/31/2025House
  17. H. adopted am. (Amendment 1 - HA0191)

    3/31/2025House
  18. Subst. for comp. HB.

    3/31/2025House
  19. Rcvd. from S., held on H. desk.

    3/6/2025House
  20. Sponsor(s) Added.

    3/3/2025Senate
  21. Engrossed; ready for transmission to House

    3/3/2025Senate
  22. Passed Senate as amended, Ayes 30, Nays 1

    3/3/2025Senate
  23. Senate adopted Amendment (Amendment 1 - SA0012)

    3/3/2025Senate
  24. Sponsor(s) Added.

    2/27/2025Senate
  25. Placed on Senate Regular Calendar for 3/3/2025

    2/27/2025Senate

Bill Text

  • HA0191 (Substitute)

    3/31/2025

  • Enrolled / Public Chapter

  • Fiscal Note

  • Introduced

  • SA0012

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