All Roll Calls
Yes: 132 • No: 0
TennesseeSB 0765114th General Assembly (2025-2026)Senate
AN ACT to amend Tennessee Code Annotated, Title 26; Title 45 and Title 47, relative to banking.
Sponsored By: Sponsor information unavailable
Signed by Governor
Banks and Financial Institutions
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Bill Overview
Analyzed Economic Effects
2 provisions identified: 1 benefits, 0 costs, 1 mixed.
Lawyer fees for unpaid banking warranty claims
The law allows reasonable lawyer fees as recoverable expenses for covered banking warranty claims when the claimant wins. It covers claims under Tennessee Code sections 47-3-416, 47-3-417, 47-4-207, and 47-4-208. The claimant must send written notice of the breach by certified mail, registered mail, or commercial courier. The party responsible for payment must fail to pay within 30 days after receiving that notice. This remedy applies to acts occurring on or after the law took effect, upon becoming law.
Debtor notices come after money holds
A garnishment is a court order to collect a debt from money or property held by someone else. The person or business receiving it must check for the debtor’s money or property within two business days. It must hold all available funds before giving the debtor any garnishment information. Within those same two business days, it must mail the summons and notice by first-class mail or deliver them personally. Mailed notices go to the last known address in its records, plus the creditor-provided address if different. Only the person or business receiving the garnishment can furnish these notices; the serving officer must supply the required copies. These rules apply to acts occurring on or after the law took effect, upon becoming law.
Sponsors & Cosponsors
Sponsors
There is no primary sponsor on record.
Cosponsors
There are no cosponsors for this bill.
Roll Call Votes
House vote • 3/27/2025
FLOOR VOTE: REGULAR CALENDAR PASSAGE ON THIRD CONSIDERATION 3/27/2025
Yes: 94 • No: 0
Senate vote • 3/10/2025
FLOOR VOTE: as Amended Third Consideration 3/10/2025
Yes: 29 • No: 0
Senate vote • 3/4/2025
SENATE JUDICIARY COMMITTEE
Yes: 9 • No: 0
Actions Timeline
Effective date(s) 04/11/2025
4/30/2025Pub. Ch. 174
4/30/2025Signed by Governor.
4/11/2025SenateTransmitted to Governor for action.
4/2/2025SenateSigned by H. Speaker
4/2/2025HouseSigned by Senate Speaker
4/1/2025SenateEnrolled and ready for signatures
3/28/2025SenatePassed H., Ayes 94, Nays 0, PNV 1
3/27/2025HouseAm. withdrawn. (Amendment 1 - HA0124)
3/27/2025HouseSubst. for comp. HB.
3/27/2025HouseRcvd. from S., held on H. desk.
3/13/2025HouseEngrossed; ready for transmission to House
3/10/2025SenatePassed Senate as amended, Ayes 29, Nays 0
3/10/2025SenateSenate adopted Amendment (Amendment 1 - SA0043)
3/10/2025SenatePlaced on Senate Regular Calendar for 3/10/2025
3/7/2025SenateRecommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 9, Nays 0 PNV 0
3/4/2025SenatePlaced on Senate Judiciary Committee calendar for 3/4/2025
2/26/2025SenatePassed on Second Consideration, refer to Senate Judiciary Committee
2/12/2025SenateIntroduced, Passed on First Consideration
2/10/2025SenateFiled for introduction
2/4/2025Senate
Bill Text
Enrolled / Public Chapter
Fiscal Note
HA0124
Introduced
SA0043
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