All Roll Calls
Yes: 33 • No: 0
WisconsinAB9682025-2026 Wisconsin Legislature (Biennial Session)HouseWALLET
An Act to create 217.12 of the statutes; Relating to: virtual currency kiosks.
Sponsored By: David Armstrong (Republican), Brent Jacobson (Republican), Jill Billings (Democratic), Calvin Callahan (Republican), Ben DeSmidt (Democratic), Barbara Dittrich (Republican), Bob Donovan (Republican), Steve Doyle (Democratic), Joan Fitzgerald (Democratic), Rick Gundrum (Republican), Alex Joers (Democratic), Dean Kaufert (Republican), Daniel Knodl (Republican), Rob Kreibich (Republican), Maureen McCarville (Democratic), Paul Melotik (Republican), David Murphy (Republican), Jeffrey Mursau (Republican), Todd Novak (Republican), Jerry O'Connor (Republican), Sylvia Ortiz-Velez (Democratic), William Penterman (Republican), Jim Piwowarczyk (Republican), Christine Sinicki (Democratic), Patrick Snyder (Republican), John Spiros (Republican), Lisa Subeck (Democratic), Sequanna Taylor (Democratic), Randy Udell (Democratic)
Signed by Governor
BankingDivision ofData processingFinancial institutionPolice
Personalized for You
How does this bill affect your finances?
Personalize government policy and PRIA will tell you what this bill means for your household, plus every other piece of legislation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Bill Overview
Analyzed Economic Effects
5 provisions identified: 2 benefits, 2 costs, 1 mixed.
Full refunds for kiosk fraud victims
Wisconsin virtual currency kiosk customers can get a full refund for a fraudulent transaction, including all associated fees. You must ask the operator for a refund. Within 30 days after the transaction, you must report the fraud to the operator and one other authority. That authority must be Wisconsin's Department of Justice, Department of Financial Institutions, or a law enforcement agency.
Kiosk customers face $1,000 daily limit
A Wisconsin kiosk operator cannot accept from or dispense to a customer more than $1,000 total in government-issued currency per day. The limit covers money going in and out across the operator's kiosks, not a separate allowance at each kiosk.
Kiosk customers get warnings and help
Wisconsin kiosks must display a printed fraud warning in at least 20-point type where customers can see it. Customers must acknowledge the on-screen warning, shown before other disclosures, before proceeding. Operators must display a toll-free number and offer live help whenever any of their kiosks can operate. After each transaction, customers must receive paper and electronic receipts showing its type, value, date, time, parties, tracking details, fees, and applicable U.S. dollar exchange rate. Receipts must also include operator and fraud-reporting contacts, refund policies, liability for nondelivery or delay, and any extra information Wisconsin's Department of Financial Institutions requires.
Kiosk operators face new operating rules
Wisconsin virtual currency kiosk operators must obtain a money-transmitter license from the Division of Banking and follow that regulatory framework. Operators must take reasonable steps to detect and prevent fraud and maintain a written fraud-prevention policy. The policy must assess risks, set controls, assign monitoring duties, and require regular review and updates. Operators must notify the law enforcement agency serving each location before its first customer transaction. Kiosks cannot be within five feet of an ATM or also function as an ATM.
Kiosk customers face identity checks
Before a customer's first Wisconsin kiosk transaction, operators must collect their full legal name, birth date, phone, home address, and email. Operators must also obtain a copy of a government-issued photo ID. For every transaction, they must verify identity before taking payment or dispensing funds and take a photo they can retain. Transactions cannot use a false identity or an account not tied to the customer's true identity. These rules first apply to transactions on the 60th day after the identity-check subsection takes effect.
Sponsors & Cosponsors
Sponsors
David Armstrong
Republican • House
Brent Jacobson
Republican • House
Jill Billings
Democratic • House
Calvin Callahan
Republican • House
Ben DeSmidt
Democratic • House
Barbara Dittrich
Republican • House
Bob Donovan
Republican • House
Steve Doyle
Democratic • House
Joan Fitzgerald
Democratic • House
Rick Gundrum
Republican • House
Alex Joers
Democratic • House
Dean Kaufert
Republican • House
Daniel Knodl
Republican • House
Rob Kreibich
Republican • House
Maureen McCarville
Democratic • House
Paul Melotik
Republican • House
David Murphy
Republican • House
Jeffrey Mursau
Republican • House
Todd Novak
Republican • House
Jerry O'Connor
Republican • House
Sylvia Ortiz-Velez
Democratic • House
William Penterman
Republican • House
Jim Piwowarczyk
Republican • House
Christine Sinicki
Democratic • House
Patrick Snyder
Republican • House
John Spiros
Republican • House
Lisa Subeck
Democratic • House
Sequanna Taylor
Democratic • House
Randy Udell
Democratic • House
Cosponsors
Deb Andraca
Democratic • House
Margaret Arney
Democratic • House
Brienne Brown
Democratic • House
Jodi Emerson
Democratic • House
Jesse James
Republican • Senate
Supreme Moore Omokunde
Democratic • House
Mark Spreitzer
Democratic • Senate
Shelia Stubbs
Democratic • House
Roll Call Votes
Senate vote • 3/17/2026
Read a third time and concurred in, Ayes 33, Noes 0
Yes: 33 • No: 0
Actions Timeline
Published 4-9-2026
4/9/2026HouseReport approved by the Governor on 4-8-2026. 2025 Wisconsin Act 226
4/9/2026HousePresented to the Governor on 4-2-2026
4/2/2026HouseReport correctly enrolled on 3-20-2026
3/20/2026HouseSenator Spreitzer added as a cosponsor
3/19/2026HouseReceived from Senate concurred in
3/18/2026HouseOrdered immediately messaged
3/17/2026SenateRead a third time and concurred in, Ayes 33, Noes 0
3/17/2026SenateRules suspended to give bill its third reading
3/17/2026SenateOrdered to a third reading
3/17/2026SenateRead a second time
3/17/2026SenateSenators Dassler-Alfheim, Smith and Drake added as cosponsors
3/17/2026SenateRules suspended to withdraw from committee on Senate Organization and take up
3/17/2026SenateAvailable for scheduling
3/13/2026SenateReport concurrence recommended by Committee on Utilities, Technology and Tourism, Ayes 5, Noes 0
3/13/2026SenateExecutive action taken
3/13/2026SenateRepresentative Brown added as a coauthor
3/6/2026SenatePublic hearing held
2/25/2026SenateRead first time and referred to committee on Utilities, Technology and Tourism
2/20/2026SenateReceived from Assembly
2/19/2026SenateFiscal estimate received
2/19/2026HouseOrdered immediately messaged
2/18/2026HouseRead a third time and passed
2/18/2026HouseRules suspended
2/18/2026HouseOrdered to a third reading
2/18/2026House
Bill Text
Assembly Substitute Amendment 2
2/18/2026
Bill Text
Related Bills
AB913, An Act to create 71.05 (6) (b) 57. of the statutes; Relating to: subtraction for certain income of members of the National Guard and Reserves. (FE)
AB80, An Act to renumber 457.25 (1); to amend 46.90 (4) (ab) 4., 48.56 (2), 48.561 (2), 49.45 (30j) (a) 1., 51.03 (6) (a), 55.043 (1m) (a) 4., 146.81 (1) (hg), 146.89 (1) (r) 6., 146.89 (1) (r) 7., 146.997 (1) (d) 11., 252.14 (1) (ar) 7., 252.15 (1) (er), 253.10 (2) (f), 303.08 (1) (f), 440.03 (13) (b) (intro.), 440.15, 446.01 (1v) (m), 450.10 (3) (a) 10., 457.01 (1c), 457.01 (1r), 457.01 (10), 457.02 (5) and (5m), 457.03 (2), 457.033, 457.035 (2), 457.04 (1), 457.04 (2), 457.04 (4), 457.04 (7), 457.09 (4) (b) 1., 457.09 (4) (b) 2., 457.24 (1), 457.26 (2) (intro.) and 905.04 (1) (g); to repeal and recreate 632.89 (1) (dm); to create 14.898, 440.03 (11m) (c) 2v., 440.03 (13) (c) 1. id., 457.01 (5g), 457.01 (5j), 457.01 (12), 457.08 (4m), 457.25 (1g) and subchapter III of chapter 457 [precedes 457.70] of the statutes; Relating to: ratification of the Social Work Licensure Compact. (FE)
SB45, An Act; Relating to: state finances and appropriations, constituting the executive budget act of the 2025 legislature. (FE)
AB1034, An Act to amend 20.285 (1) (gj); to create 20.285 (1) (cj), 20.285 (1) (ck), 20.285 (1) (cL) and 36.11 (12) of the statutes; Relating to: name, image, and likeness rights for University of Wisconsin System student athletes; maintenance costs for University of Wisconsin–Madison intercollegiate athletic facilities; and making an appropriation. (FE)
AB650, An Act to amend 20.445 (1) (aL) of the statutes; Relating to: funding for identity verification under the unemployment insurance law and making an appropriation. (FE)
AB375, An Act to repeal 71.07 (9m) (a) 1m., 71.28 (6) (a) 1m. and 71.47 (6) (a) 1m.; to amend 71.07 (9m) (a) 2m., 71.07 (9m) (a) 3., 71.07 (9m) (c) (intro.), 71.07 (9m) (c) 1., 71.07 (9m) (cm), 71.07 (9m) (cn) (intro.), 71.07 (9m) (g) 1., 71.07 (9m) (h), 71.28 (6) (a) 2m., 71.28 (6) (a) 3., 71.28 (6) (c) (intro.), 71.28 (6) (c) 1., 71.28 (6) (cm), 71.28 (6) (cn) (intro.), 71.28 (6) (g) 1., 71.28 (6) (h), 71.47 (6) (a) 2m., 71.47 (6) (a) 3., 71.47 (6) (c) (intro.), 71.47 (6) (c) 1., 71.47 (6) (cm), 71.47 (6) (cn) (intro.), 71.47 (6) (g) 1., 71.47 (6) (h) and 238.17 (2); to create 71.07 (9m) (a) 4., 71.07 (9m) (ck), 71.28 (6) (a) 4., 71.28 (6) (ck), 71.47 (6) (a) 4. and 71.47 (6) (ck) of the statutes; Relating to: modifications to the historic rehabilitation tax credit. (FE)