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HR5014119th CongressWALLET

To codify Executive Order 14331 on fair banking.

Sponsored By: Representative Barr, Andy [R-KY-6]

Introduced

Summary

This bill would make Executive Order 14331, “Guaranteeing Fair Banking for All Americans,” into law. It contains a single substantive provision that would give that executive order the force and effect of law. That change would put the order’s goals for fair banking onto a statutory footing so the executive branch’s directions in the order would carry legal weight.

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Bill Overview

Analyzed Economic Effects

1 provisions identified: 1 benefits, 0 costs, 0 mixed.

Make fair banking rules enforceable law

This bill would give Executive Order 14331, "Guaranteeing Fair Banking for All Americans" (90 Fed. Reg. 38925; published August 12, 2025), the force of law. Banks would have to follow the order’s fair banking rules nationwide. You would have stronger, enforceable protections against unfair bank practices. If enacted, this would take effect upon enactment. The bill does not set an end date.

Sponsors & CoSponsors

Sponsor

Barr, Andy [R-KY-6]

KY • R

Cosponsors

  • Rep. Collins, Mike [R-GA-10]

    GA • R

    Sponsored 8/29/2025

  • Rep. Schmidt, Derek [R-KS-2]

    KS • R

    Sponsored 10/17/2025

Roll Call Votes

No roll call votes available for this bill.

View on Congress.gov
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